Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals

Easy Checking
Experience ultimate simplicity with our Easy Checking account.
Premier Plus Banking
Premier Plus Customers receive the highest level of customer service, rewards, and benefits a bank can offer.
Solution Banking
Solution Banking is ideal for those who have faced overdrawing issues in the past.
Discover® Debit Card
All Extraco Banks checking accounts come with a free Discover Debit Card.
BankOn Checking

Smart Savings
This savings account offers flexible access to your funds with tiered interest rates.
Smart Rate Money Market
This account offers a smart and secure way to grow your savings with competitive, tiered interest rates.
Certificate of Deposit
Maximize your savings with a certificate of deposit.
Savvy Savings
Round up your purchases to the nearest dollar and deposit the spare change into your savings account.

eBank Features
App-based solutions available through Extraco's online banking.
Online Banking
Enjoy the convenience of 24/7 account management with Extraco's online banking services, accessible from anywhere.
Mobile Banking
Easily manage finances from your phone. The Extraco eBank app lets you check your balance, make deposits, pay bills or individuals, and set up alerts – all in a secure and easy-to-use platform.

Commercial Checking
Experience sophisticated cash flow management with our Commercial Checking account.
Business Elite Checking
Our Business Elite Checking account is the perfect solution for businesses handling large amounts of cash.
Basic Business Banking
This account is simple and doesn’t have any hoops to jump through so you can focus on growing your business.
Business Bonus Banking
This account is perfect for businesses that want the benefit of cash back!
Charitable Checking
The perfect account for non-profit organizations, offering no monthly fees and tailored features to support and empower your mission.

Business Elite Money Market
Enjoy the convenience of flexible access to your funds coupled with the added benefit of unlimited interest.
Jumbo Indexed Money Market
Maximize your savings and support business growth.
Certificate of Deposit
Certificates of Deposits are a great way to steadily grow your business’ value using the extra cash you have sitting around.

Treasury Management Services
Our team is dedicated to understanding your business and helping you operate effectively and efficiently.
Merchant Services
Let us help create flexible and secure solutions for your business.
CDARS/ICS Services
Get full FDIC coverage on account balances above $250,000 through the ICS and CDARS services.
Extraco@Work
Providing your employees with exclusive benefits to make their lives easier.
Find a Treasury Management Consultant

Sometimes you just need a little financial breathing room.

Consumer Loan Options
From auto and recreational loans to lines of credit and secured financing, explore flexible consumer lending solutions designed to support your goals.
Home Loans
We have options available to assist you in buying a home or refinancing your current mortgage.
Auto Loans
We make lending easy so you can get into your new car faster.
Personal Loans
Consolidate debt, make home improvements, or make a major purchase with a personal loan.
Business Loans
We offer business loans to help your business keep pace and grow.
Credit Cards
Our cards aren't one size fits all. Find the one that’s right for you.

Quick Actions

Make a Personal Loan Payment

Upload Secure Documents

Business Credit Cards

Find a Mortgage Consultant

Begin a Mortgage Application

Extraco Insurance is your go-to source for securing the most competitive rates across all your insurance needs.

Home & Auto Insurance
Your home and vehicle is one of the most important things you want to protect. Let us help you find the perfect policy tailored to you.
Life Insurance
It’s not just a policy, it’s peace of mind. Our agents will help you establish the coverage plan specific to your objectives.
Business Insurance
Our variety of insurance offerings will keep your company protected, so you can focus on building your business.

Quick Actions

Get A Business Insurance Quote

How Insurance Works

Wealth Management

We provide tailored plans to meet your unique needs when it comes to your future.

Estate Planning
Estate planning is more than documents—it’s about protecting what matters most. Our Wealth & Trust team helps you create a plan that reflects your values, supports your family and brings clarity to the future.
Wealth & Retirement Planning
Explore your retirement planning options with us, from 401(k)s to IRAs, tailored to meet your unique needs and goals.
Trust Services
Establishing a living trust provides organization and better control of your assets.
Financial Planning
Our financial services professionals have shared a commitment to excellence since 1951.
Endowment & Foundation Services
Helping foundations and endowment boards manage money with confidence.
Business Succession Planning
You wear a lot of hats as a business owner– let us handle your assets and retirement planning.

Extraco Private Bank

Experience first-class service with Private Bank at Extraco. Our dedicated team offers personalized guidance and innovative solutions tailored to your evolving needs and goals.

Quick Actions

Find A Private Banker

Find an Advisor

Wealth & Trust Inquiry

Find a Business Banker

We’re committed to helping you achieve your business goals.

Brian Livingston

Brian Livingston

President, Metro Region

Jason Collier

Jason Collier

Regional President, Central Texas South

NMLS #

688178

Patrick Baker

City President, Georgetown

NMLS #

2090830

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Ken Krueger

City President, Bryan- College Station

NMLS #

1905651

Tammy Richards

City President, Waco

NMLS #

480539

James Wiggins

James Wiggins

City President, Dallas/Ft. Worth

NMLS #

1082781

Greg Goff

Greg Goff

Executive Vice President

Senior Commercial Banker

NMLS #

978097

Robert Jones

Robert Jones

Executive Vice President

Senior Lending Officer

NMLS #

415116

NKidd

Natalie Kidd

Executive Vice President

Senior Lending Officer

NMLS #

817872

Jackie Basile

Jackie Basile

Senior Vice President

Director of Treasury Management Services

Gail Bartay

Gail Bartay

Senior Vice President

Commercial Banker

NMLS #

1713024

Stan Giles

Stan Giles, CTP

Senior Vice President

Treasury Management Consultant

John Bush Extraco

John Bush

Senior Vice President

Commercial Banker

NMLS #

815185

MMcGaskey

Monica McGaskey

Senior Vice President

Treasury Management Consultant

Glynn Castro

Glynn Castro

Senior Vice President

Market Executive

NMLS #

2136508

Tom Creek

Tom Creek

Senior Vice President

Market Executive

NMLS #

797043

Rex Kothmann Extraco Banks

Rex Kothmann

Senior Vice President

Commercial Banker

NMLS #

1619448

Thomas Sinkey

Thomas Sinkey

Senior Vice President

Business Development Officer

Lisa Winkler 1.jpg

Lisa Winkler

Senior Vice President

Commercial Banker

NMLS #

480556

Randy Betancis

Randy Betancis

Vice President

Commercial Banker

NMLS #

1908192

Ben Doskocil

Ben Doskocil

Vice President

Commercial Banker

NMLS #

2138054

Hudson Kennedy.jpg

Hudson Kennedy

Vice President

Commercial Banker

NMLS #

2551769

Mary Owen

Vice President

Commercial Banker

NMLS #

1224706

Matthew Bond 1.jpg

Matthew Bond

Vice President

Senior Portfolio Manager

NMLS #

1024415

Jarrett Warren 1.jpg

Jarrett Warren

Assistant Vice President

Senior Commercial Specialist

Small Business Consultant

Briyona Whitley

Commercial Specialist

Preston Gromer

Assistant Vice President

Commercial Banker

NMLS #

2866304