Enjoy low interest rates, mortgage affordability programs, and a fast close time. Partner with the top local mortgage lender.
Home Loans
Your Path to Homeownership. Let Us Help.
Looking to build, purchase, refinance? We can help make your dream home a reality. Contact an Extraco Mortgage Consultant to get started on your journey!
Solution Home Loan Program
A tailored home loan program designed to help you achieve your homeownership dreams with alternative credit solutions available if you have no or low credit!
Traditional Mortgages
We are proud to offer conventional loans, FHA loans with lower down payment options, and adjustable-rate mortgages. They also provide VA loans for veterans, jumbo loans for higher-priced properties, home equity loans, and fixed-rate mortgages for stable monthly payments.
Specialized Mortgages
Rates and terms exclusive to our physicians, veterans, and professional executives.
- Physicians receive up to 100% financing and no PMI
- Veterans receive a special, low-interest rate
- Professional Executives can receive 100% financing
Lot, Land, and Construction Loans
Secure your dream home from the ground up with Extraco's Lot, Land, and Construction Loans. Whether you're purchasing land or ready to build, our flexible financing options, including up to 80% financing on lot/land loans and interest-only payments during construction, empower you to bring your vision to life with confidence.
Mortgage Refinancing
We make refinancing easy. Our Mortgage Consultants are here to help you throughout the refinancing process. Our one-stop-shop can guide you through getting connected to a Consultant to ask more questions and start the refinance process.
Guidance When You Need It Most
An Extraco Mortgage Consultant is happy to advise you about which type of loan will best meet your needs.
Home Loan Resources
Blog Article
Are You Ready to Buy a Home?
August 3, 2022
Buying a home is still a big part of the American dream and, for many, an important milestone in life. However, whether you’re a first-time home buyer or looking for your next home, knowing when to buy is key to getting the best rates. That’s especially important today with a hot housing market and rising interest rates. There are a few things you can do to maximize your chances of landing a good deal on your mortgage, which could save you thousands of dollars over the term of your home loan.
Blog Article
Should You Refinance Now?
October 11, 2022
With the ongoing chaos of the housing market, it’s hard to discern whether to keep your current mortgage or refinance to a new one. Rates were at a historical low, but now they are going back up. If you’ve been in your home for a few years, it makes sense that you might want to seize the moment before rates climb higher.
