Image
Family in a park

Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.

 

ChitChat Icon

Let's ChitChat!

Introducing brand-new online and mobile chat features to help you stay connected. Get answers in seconds, access 24/7, chat LIVE with a banker & much more! Click the chat icon in the bottom right corner of the screen to get started.

 

 

Win up to $26,000 for your Central Texas business!

The Extrapreneur Award Program provides Central Texas businesses an opportunity to win up to $26,000 cash prize and gain access to business consulting resources with the goal to support continued economic growth in our communities.

Learn More

 

 

Services To Get You There

Image
Mom Banking Online
Personal Checking
Personal Checking
Image
Happy couple looking over paperwork
Savings
Savings
Image
Family standing by sold sign
Home Loans
Home Loans
Image
Kids loading up family vehicle for a camping trip
Insurance
Insurance

 

Get the all New Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau
Image
Locals Love Us
 
 Thanks for The Love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton’s Most Loved Bank

Vote for Extraco

 

Image
Rivel Banking Awards Extraco Banks
 
Rivel Premier Banking Award 

Extraco Banks was named a Texas Top Performer in 2020 for both Community Contribution and Reputation from Rivel, the world’s largest banking survey. 

Learn More

Image
5-star-bank-logo-pjzfi6.jpg - Extraco Banks
 
BauerFinancial

Extra safe. Extra strong. Extra secure. Extraco Banks is consistently given a 5-star rating by BauerFinancial.

Image
Extraco Banks wins the Temple Daily Telegram’s Best Bank award
 
People’s Choice “Best Bank"

Extraco Banks was named “Best Bank” by the readers of the Belton Journal and Temple Daily Telegram in 2020 and 2021.

Trending Topics & Events

Page
Woman chatting on laptop
Online & Mobile Chat
Introducing 2 brand new chat options to meet your banking needs! Get answers quickly, avoid waiting on hold & chat with a LIVE Extraco Banker.
Page
Someone using CardSwap
CardSwap
Take the hassle out of new card updates. Update your card information across over 55 popular online services at the same time.
Page
The all-new eBank is here!
The All-New eBank
An all-new banking experience is here! Explore our all-new features, such as online account opening, budgeting & savings tools and much more.
Page
Woman making online payment - Extraco Banks
Online Loan Payments
Extraco Banks understands customer needs are unique. That's why we are proud to offer our SmartPay feature which allows customers to set up automatic payments without having to call into the bank.
Resource Article
Person filling out documents
Settling Financial Matters When a Loved One Passes
During the loss of a loved one, it can be hard to think straight and know how to unravel your loved one’s finances once he/she passes. It can feel overwhelming trying to deal with all the details. We've compiled a checklist of the typical duties of an executor when settling an estate.
 

Quick Resources: