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Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.


2023 Extrepreneur Winner

2023 Extrapreneur Finalists! 

Congratulations to all of our Finalists! Instead of 7, we're thrilled to introduce 8 outstanding businesses that emerged as finalists! Stay tuned for the overall winner to be announced on Sept. 19!



Savvy Savings

At Extraco, we want you to have extra dough. With the new Savvy Savings program, every debit purchase you make automatically rounds up to the nearest dollar and puts the difference in your savings account. It's an easy way to grow your savings that almost makes too much sense.



Extraco. Extra Dough.

Bank with convenience, including buying gift cards

We are excited to introduce a new way for customers to buy digital gift cards directly through our eBank app. With Prizeout Offers, customers can purchase digital gift cards with bonus offers any time they want using funds directly from their checking accounts.

Learn More


Services To Get You There

Mom Banking Online
Personal Checking
Personal Checking
Happy couple looking over paperwork
Family standing by sold sign
Home Loans
Home Loans
Kids loading up family vehicle for a camping trip


Download the Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau 
June 2023 Bauer Financial


Extra safe. Extra strong. Extra secure. Extraco Banks consistently earns a 5-star rating by BauerFinancial.


Trending Topics & Events

Blog Article
Extrapreneur Blog Header
ICYMI: Extrapreneur After Hours

May 17, 2023

Over the course of the past few months, we have had the pleasure of hosting a series of After Hour sessions which have proven to be an extremely valuable opportunity for entrepreneurs and business owners alike. These sessions have provided a unique platform for individuals to connect and network with like-minded professionals, all while gaining valuable insights into program specifics and industry trends. We are thrilled to have been able to facilitate such constructive and collaborative discussions, and look forward to this year's applicants!
Blog Article
Credit Card debt
Credit Card Debt: How to Know When You’re in Over Your Head

May 11, 2023

It’s best to avoid going too deep into credit card debt, and the way to do that is with careful planning and by creating a solid budget that you can live with. Knowing what you can reasonably afford and when you’ve reached that point is half the battle to preventing debt.
Resource Article
Woman looking at mobile phone
Alternative Ways to Pay with Your Extraco Bank Account
Making payments from your Extraco checking account is now easier than ever!
Blog Article
The Rule of Thumb for Emergency Savings: How Much is Enough?

May 11, 2023

Life is unpredictable, and emergencies happen when you least expect them. Having an emergency fund is essential to your financial planning.
Man reading bank information on phone - Extraco Banks
Download the eBank App
Download the Extraco eBank app on Apple App Store or Google Play for quick, secure, and convenient mobile banking. Check balances, transfer funds, and manage your cards all from one simple location.
FAQ List
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Mortgage FAQs
Mortgage FAQs

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