Women handing customer takeout

Let's build some dreams, together.

Extraco is dedicated to providing your business with up-to-date resources regarding the financial impact of the pandemic. 

COVID-19 | Branch Hours

ExtraBanker Video Teller now available near you.

New Outdoor Video Teller Machines

We are excited to announce the addition of several new outdoor ExtraBanker machines. Skip the drive-thru line and use an ExtraBanker to complete several of your everyday banking transactions and activities.

ExtraBanker Capabilities

  • Withdraw Cash
  • Deposit Cash and Checks
  • Transfer Funds
  • Make Loan Payments
  • Cash Checks
  • Make Account Inquiries
  • Speak to a Live Banker


Learn More



Services To Get You There

Mom Banking Online
Personal Checking
Personal Checking
Happy couple looking over paperwork
Family standing by sold sign
Home Loans
Home Loans
Kids loading up family vehicle for a camping trip

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau
Locals Love Us


Thanks for the love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton's "Most Loved Bank"! Voting for Locals Love Us – Waco is now open for the 2020-2021 year.

Vote for Extraco





Extra safe. Extra strong. Extra secure. Extraco Banks is rated 5 stars by BauerFinancial.

Bauer Financial 5 star rating




Davey Award Honoree

Unleashed Technologies and Extraco Banks were recently honored by the Academy of Interactive and Visual Arts with a Davey Award for Websites in the Banking & Financial sector. 



Trending Topics & Events

Blog Article
iced tea bank and brews logo
ICYMI: November Bank & Brews | Digital Marketing 101

November 18, 2020

The November edition of our Bank & Brews virtual workshop series was all about Digital Marketing in the era of COVID-19 and beyond. The workshop was led by Gordon Law, President of Swimming Duck, a marketing agency based out of Dallas. Gordon is also a professor at SMU where he teaches marketing and digital media. He has over 40 years of marketing and advertising experience and is a great friend of Extraco Banks. We were thrilled to have him lead our final virtual workshop of 2020.
Hamilton Food Drive.png
Hamilton United Care | Food & Household Item Drive
Event Date
Mon, Nov 9 - Thu, Dec 31 2020, All day
Join us in our efforts to support Hamilton County United Care with our food and household item drive! Extraco Banks | Hamilton is collecting items to donate to United Care starting today through the end of December. Items wanted are: cereal, oatmeal, canned soups, sugar, flour, salt, spices, granola bars, boxed dinners, cooking and baking essentials, basic household items, toiletries, and more. You can drop off your donations at the front of the Hamilton branch in the donation box. Thank you so much for your help!
2020 Educator Appreciation Greater Waco Chamber Sponsored by Extraco Banks
2020 Educator Appreciation Week
Event Date
Tue, Nov 17 - Fri, Nov 20 2020, All day
Extraco Banks is proud to be the presenting sponsor of the Greater Waco Chamber's 2020 Educator Appreciation Week.
Resource Article
Woman calling in about debit card - Extraco Banks
The Importance of Fraud Alerts
Extraco Banks is committed to providing customers with access to their accounts, including alerts if fraudulent transactions happen.
Blog Article
Banks will never call you and ask for personal information.
Can You Spot a Phishing Scam?

October 1, 2020

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online banking, the problem is only growing worse.
Blog Article
iced tea bank and brews logo
ICYMI– Best Practices for Business Finances

September 22, 2020

The importance of well-organized business finances cannot be overstated. Keeping accurate and well-organized financial data is critical for knowing the status of your business, tax season, and especially when seeking financing.


Get the Extraco eBank App

Check your balance, pay bills, transfer funds and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device
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