Smarter Banking Starts With Digital Safety

For over 120 years, Extraco has helped Central Texans bank with confidence. That same trusted approach continues today through modern digital tools designed to help protect your information, spot potential scams and manage your money with ease.

Download the Extraco Banking app from Apple's App Store Get the Extraco Banking app on Google Play
Extraco Banks Digital Safety Tools (Phones)
Give Their Savings a Strong Start

Open an Extraco First Savings account today and start earning 5.00% APY* on balances up to $5,000.

Extraco Banks First Savings account graphic advertising 5.00% APY for children’s savings and prompting parents to open an account.
Buy Your Dream Home

Our Extraco Mortgage Consultants are here to help you reach your homeownership goals. We have home loan options to fit your needs and budget!

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Extraco Insurance

Our team can help you get the best coverage for the best price on your home insurance, auto insurance, and more.

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Financial Resources to Help You Stay Informed

Extraco offers resources designed to help you make confident decisions and support your financial well-being.

Blog Article
check fraud

Buckle Up: Check Fraud Is on the Rise—Here’s How to Stay Safe

October 29, 2024

Even though check usage has decreased by 25%, reports of check fraud have nearly doubled since 2021. Criminals are getting more sophisticated, stealing financial information to access—and fly off with—your hard-earned money.
Blog Article
Financial Literacy With Extraco Banks

The Importance Of Financial Literacy: How To Grow Your Knowledge And Why You Can Trust Extraco Banks As Your Partner

March 26, 2025

Unlocking the power of financial literacy can transform your financial future, and Extraco Banks is here to guide you every step of the way.
Blog Article
How to Talk to Kids About Money

How to Educate Your Family About Money With A Kids Bank Account

May 21, 2025

Teaching kids about money is crucial for their financial success. Extraco Banks' First Checking and First Savings accounts are the perfect tools to start their journey.
Blog Article
bank fraud

Can You Spot a Phishing Scam? 🕵️‍♀️

October 29, 2024

Every day, scammers trick people into giving away personal information through emails, texts, and phone calls disguised as their bank. With more of us relying on online and mobile banking, these scams are on the rise. In fact, the Federal Trade Commission reported that Americans lost a shocking $10 billion to phishing scams and fraud in 2023—a 13.6% increase over 2022.

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Important Disclosures and Information

First Savings Account

  • *APY = Annual Percentage Yield. Rates are accurate as of 02.04.26. This is a tiered-rate account. Balances under $5,000 earn 5.00% APY; balances $5,000 and above earn 0.50% APY. Rates may change after the account is opened. No minimum to open. Fees may reduce earnings. Contact an Extraco Banks representative for additional information about applicable fees and terms.