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8-month CD website header - Extraco Banks

Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.
 


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Affordable housing lending options curated just for you. 

Extraco Mortgage has a variety of low-down payment options and programs ready for you to make your homeownership dreams a reality. 


Check out our new accounts!

Discover convenience and peace of mind with our all-new accounts! Enjoy seamless online banking, secure transactions, and personalized financial solutions tailored just for you. Experience banking redefined – switch to our new accounts today and embrace a smarter way to manage your money.

Checking Accounts Savings Accounts

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Checking Bundle

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first home

Solution Home Loan Program

A tailored home loan program designed to help you achieve your homeownership dreams with alternative credit solutions available if you have no or low credit!


Services To Get You There

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Mom Banking Online
Personal Checking
Personal Checking
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Happy couple looking over paperwork
Savings
Savings
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Home Loans
Home Loans
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Insurance
Insurance

 

Download the Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

Caring people working for my bank. Extraco has always solved my banking problems.

I never have any issues with their employees or management. I recommend this bank to all my friends and people I associate with. I'll be with Extraco Banks as long as I live. I proudly call Extraco Banks, My Bank.

- Customer Review from Google Business 
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BauerFinancial

Extra safe. Extra strong. Extra secure. Extraco Banks consistently earns a 5-star rating by BauerFinancial.

 

Trending Topics & Events

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Extraco Banks Chit Chat with Mobile Chat, Video Chat, Text Chat
Online & Mobile Chat
Introducing 2 brand new chat options to meet your banking needs! Get answers quickly, avoid waiting on hold & chat with a LIVE Extraco Banker.
Blog Article
Credit Card debt
Credit Card Debt: How to Know When You’re in Over Your Head

May 11, 2023

It’s best to avoid going too deep into credit card debt, and the way to do that is with careful planning and by creating a solid budget that you can live with. Knowing what you can reasonably afford and when you’ve reached that point is half the battle to preventing debt.
Resource Article
Woman looking at mobile phone
Alternative Ways to Pay with Your Extraco Bank Account
Making payments from your Extraco checking account is now easier than ever!
Blog Article
Savings
The Rule of Thumb for Emergency Savings: How Much is Enough?

May 11, 2023

Life is unpredictable, and emergencies happen when you least expect them. Having an emergency fund is essential to your financial planning.
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Man reading bank information on phone - Extraco Banks
Download the eBank App
Download the Extraco eBank app on Apple App Store or Google Play for quick, secure, and convenient mobile banking. Check balances, transfer funds, and manage your cards all from one simple location.
FAQ List
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Mortgage FAQs
Mortgage FAQs
 

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