Financial Literacy for Everyday Banking

For over 120 years, Extraco has helped Central Texans bank with confidence. Today, that same trusted approach extends to financial literacy—giving you the tools, insights and guidance to better understand your money, build stronger habits and plan for what’s next.

Download the Extraco Banking app from Apple's App Store Get the Extraco Banking app on Google Play
Enjoy the benefits of eBank
Earn More on Your Savings

Don't let idle savings sit still. Explore Extraco's competitive Money Market and CD rates and start earning more on the money you already have. 

Competitive rates on Extraco Money Market accounts and CDs.
Give Their Savings a Strong Start

Open an Extraco First Savings account today and start earning 5.00% APY* on balances up to $5,000.

Extraco Banks First Savings account graphic advertising 5.00% APY for children’s savings and prompting parents to open an account.
Fast & Flexible Home Loans For Medical Professionals

Specialized home loans designed for Medical Residents, Doctors, Physician Assistants, Pharmacists and more across the state of Texas. No need to wait, start your homeownership journey today!

Medical Professional Home Loans with Extraco Mortgage
Your safety, in your hands

If you, a family member or a friend want to check for safety before you click, purchase or engage with an email/message, check it here.

  1. Our safety system looks for signs of scams - like fake links, pressure tactics and messages designed to manipulate your trust.
  2. We'll tell you right away if it looks safe or risky, and what you should do next. No tech talk - just plain advice.
  3. Each time you check a message, the safety system gets smarter - so your next check is even safer, and so are your friends and family.

Honors And Accolades

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VBBP Badge
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Bauer Financial Seal March

Important Disclosures and Information

First Savings Account

  • *APY = Annual Percentage Yield. Rates are accurate as of 05.27.26. This is a tiered-rate account. Balances under $5,000 earn 5.00% APY; balances $5,000 and above earn 0.50% APY. Rates may change after the account is opened. No minimum to open. Fees may reduce earnings. Contact an Extraco Banks representative for additional information about applicable fees and terms. 

  • Extraco’s Medical Professional Home Loan is available for the purchase or refinance of a primary or secondary home anywhere in the state of Texas. Loans subject to credit approval.