Women handing customer takeout

Let's build some dreams, together.

Extraco is dedicated to providing your business with up-to-date resources regarding the financial impact of the pandemic. 

COVID-19 | Branch Hours

ExtraBanker Video Teller now available near you.

New Outdoor Video Teller Machines

We are excited to announce the addition of several new outdoor ExtraBanker machines. Skip the drive-thru line and use an ExtraBanker to complete several of your everyday banking transactions and activities.

ExtraBanker Capabilities

  • Withdraw Cash
  • Deposit Cash and Checks
  • Transfer Funds
  • Make Loan Payments
  • Cash Checks
  • Make Account Inquiries
  • Speak to a Live Banker


Learn More



Services To Get You There

Mom Banking Online
Personal Checking
Personal Checking
Happy couple looking over paperwork
Family standing by sold sign
Home Loans
Home Loans
Kids loading up family vehicle for a camping trip

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau
Locals Love Us


Thanks for the love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton's "Most Loved Bank"! Voting for Locals Love Us – Waco is now open for the 2020-2021 year.

Vote for Extraco





Extra safe. Extra strong. Extra secure. Extraco Banks is rated 5 stars by BauerFinancial.

Bauer Financial 5 star rating



Trending Topics & Events

Extraco Party
Hamilton Customer Appreciation! Free CuppieCakes + One-Way Coffee
Event Date
Wed, Oct 21 2020, 9am - 5pm
We appreciate our customers! On Wednesday, October 21st, be one of the first 35 customers to present your Extraco debit card at the Cuppiecakes food truck outside of our branch and receive a FREE lunch meal deal OR $10 worth of cupcakes. On Friday, October 23rd, be one of the first 40 customers to present your debit card and receive a FREE breakfast burrito and coffee from One-Way Coffee & Pizza!
Pop's Lemonade at Extraco Banks
Pop's Lemonade at Extraco Banks | Waco: Bosque
Event Date
Fri, Oct 23 2020, 2:30 - 3:30pm
Pop's Lemonade truck will be parked at Extraco Banks | Waco: Bosque from 2:30pm-4:30 pm this Friday, October 23rd. There's no better way to kick off your weekend than with an absolutely delicious lemonade!
iced tea bank and brews logo
The Lifecycle of Human Resources | Bank & Brews
Event Date
Tue, Oct 27 2020, 12 - 1pm
Attend this two-part workshop (Oct. 13 and 27) led by Extraco's Human Resources team to learn about four major components of human resources: onboarding, setting expectations, discipline and termination.
Resource Article
Woman calling in about debit card - Extraco Banks
The Importance of Fraud Alerts
Extraco Banks is committed to providing customers with access to their accounts, including alerts if fraudulent transactions happen.
Blog Article
Banks will never call you and ask for personal information.
Can You Spot a Phishing Scam?

October 1, 2020

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online banking, the problem is only growing worse.
Blog Article
iced tea bank and brews logo
ICYMI– Best Practices for Business Finances

September 22, 2020

The importance of well-organized business finances cannot be overstated. Keeping accurate and well-organized financial data is critical for knowing the status of your business, tax season, and especially when seeking financing.


Get the Extraco eBank App

Check your balance, pay bills, transfer funds and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device
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