Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.

A Brand New Consumer Online & Mobile Banking Platform

Our eBank platform lets you decide how best to manage your money using:

Goal-based budgeting and savings tools
Account aggregation to view details from linked external accounts
Card controls to set usage limits or request an increase
And much more!

Partner with one of the best banks in Texas by opening an account with us today!

Learn More eBank Resource Center

Services To Get You There

Personal Checking

Savings

Home Loans

Kids loading up family vehicle for a camping trip

Insurance

Get the all New Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.

Extraco Bank Mobile App on an Apple Device

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau

Thanks for The Love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton’s Most Loved Bank! Voting for the 2021 Locals Love Us Awards are open now.

Vote for Extraco

Rivel Premier Banking Award

Extraco Banks was named a Texas Top Performer in 2020 for both Community Contribution and Reputation from Rivel, the world’s largest banking survey.

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BauerFinancial

Extra safe. Extra strong. Extra secure. Extraco Banks is consistently given a 5-star rating by BauerFinancial.

Davey Award Honoree

Unleashed Technologies and Extraco Banks were recently honored by the Academy of Interactive and Visual Arts with a Davey Award for Websites in the Banking & Financial sector.