Women handing customer takeout

Let's build some dreams, together.

Extraco is dedicated to providing your business with up-to-date resources regarding the financial impact of the pandemic. 

COVID-19 Updates


Services To Get You There

Mom Banking Online
Personal Checking
Personal Checking
Happy couple looking over paperwork
Family standing by sold sign
Home Loans
Home Loans
Kids loading up family vehicle for a camping trip

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau


Locals Love Us


Thanks for the love!

A special thanks to our customers and community for voting Extraco as Waco's "Most Loved Bank"! Voting for Locals Love Us – Temple/Belton is open now.

Vote for Extraco




Bank Rate - Safe & Sound

Extra safe. Extra strong. Extra secure. Extraco Banks was rated 4 stars by for safety and soundness.

Bank Rate 4 Star



Latest Articles & Events

In The News
Customer notification - branch lobbies closed, drive-thrus open
Extraco Banks takes precautionary measures amid coronavirus pandemic, drive-through lanes remain open while branch lobbies close

March 18, 2020

We encourage our customers to visit our COVID-19 webpage ( for the latest information on branch closures and the various ways you can bank with convenience.

Blog Article
Couple walking towards new home
Is a VA loan right for you?

March 16, 2020

Extraco Mortgage wants to help our Veterans, Active Duty Military and Surviving Spouses get the mortgage loan they have earned. A VA loan is a mortgage loan that is guaranteed by the Veterans Administration. It is different from a Conventional loan and a FHA loan in several ways.
In The News
Libby Cain quote for NICE Satmetrix case study
How Quality CX Analysis Changed a Leading Bank’s Business to Save Millions

March 12, 2020

Over the past 15 years, Extraco has fine-tuned a complete one-stop financial center vision, with products and services that evolve in accordance with the stages of a customer’s life.

Ice Cream Sandwiches
Eat @ Extraco: Pokey O's at Extraco Banks | Waco: Bosque
Event Date
Fri, Jun 5 2020, 1:45 - 3:45pm
Pokey O's will have their truck parked at Extraco Banks | Waco: Bosque on Friday, June 5 beginning at 1:45pm. Come enjoy a delicious ice cream sandwich!

Get The Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks, anytime, anywhere.

Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device


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