Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.

Congratulations to our 2022 Extrapreneur Winners!

Overall Winner: Tracks North America

Regional Winners: Bulldog Auto Detailing, Well+Done Physical Therapy and Tracks North America

People's Choice Award: Oh My Juice

Finalists: East Market & Goods, CenTex Poly Solutions, Young's Daughters Funeral Home & Bereavement Center, and Oh My Juice

Let's ChitChat!

Introducing brand-new online and mobile chat features to help you stay connected. Get answers in seconds, access 24/7, chat LIVE with a banker & much more! Click the chat icon in the bottom right corner of the screen to get started.

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Services To Get You There

Personal Checking

Savings

Home Loans

Kids loading up family vehicle for a camping trip

Insurance

Get the all New Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.

Extraco Bank Mobile App on an Apple Device

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau

Thanks for The Love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton’s Most Loved Bank!

Vote for Extraco

Rivel Premier Banking Award

Extraco Banks was named a Texas Top Performer in 2020 for both Community Contribution and Reputation from Rivel, the world’s largest banking survey.

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BauerFinancial

Extra safe. Extra strong. Extra secure. Extraco Banks is consistently given a 5-star rating by BauerFinancial.

Extraco Banks wins the Temple Daily Telegram’s Best Bank award

People’s Choice “Best Bank"

Extraco Banks was named “Best Bank” by the readers of the Belton Journal and Temple Daily Telegram in 2020 and 2021.

Trending Topics & Events

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African American Women Using Credit Card to Make Business Purchase

Business Credit Cards

Find the right business credit card solution that meets your business needs.

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Positive Pay Fraud Protection

Positive Pay is an extremely effective way to prevent check fraud. Identifying and preventing fraudulent check payments helps your organization avoid financial loss, costly disruptions, and reputation damage. Positive Pay compares checks that are trying to clear the account to a list of authorized checks that you provide.

Blog Article

6 Tips for How to Pay for a Major Medical Expense 

October 20, 2022

This year, the Susan G. Komen Foundation predicts there will be 287,850 new cases of invasive breast cancer in women and 2,710 new cases of male breast cancer. While early detection and prevention are essential, cancer care and treatment costs can be astronomical. So how do you pay for these and other major medical expenses?

Blog Article

How to Get a Student Loan to Cover Financial Gaps from Scholarships

November 18, 2022

Making ends meet as a student when you’re not receiving enough financial aid from scholarships or grants can be challenging. Sometimes, it feels like there’s no way to make up the difference to get the funds you need. Grants and scholarships are an excellent start for funding your education, but they often don’t cover everything you need to get through a semester, let alone the entire school year. However, a student loan can help bridge that gap and get you the necessary funds.

Resource Article

6 Steps to Creating a Great Financial Plan

The biggest mistake in financial planning is not having one. Creating a financial plan is not difficult, but it is daunting! We've broken down the six key steps to the financial planning process.

FAQ List