Women handing customer takeout

Let's build some dreams, together.

Extraco is dedicated to providing your business with up-to-date resources regarding the financial impact of the pandemic. 

COVID-19 | Branch Hours

New Outdoor Video Teller Machines

We are excited to announce the addition of several new outdoor ExtraBanker machines. Skip the drive-thru line and use an ExtraBanker to complete several of your everyday banking transactions and activities.

ExtraBanker Capabilities

  • Withdraw Cash
  • Deposit Cash and Checks
  • Transfer Funds
  • Make Loan Payments
  • Cash Checks
  • Make Account Inquiries
  • Speak to a Live Banker


Services To Get You There

Mom Banking Online
Personal Checking
Personal Checking
Happy couple looking over paperwork
Family standing by sold sign
Home Loans
Home Loans
Kids loading up family vehicle for a camping trip

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau
Locals Love Us


Thanks for the love!

A special thanks to our customers and community for voting Extraco as Waco's "Most Loved Bank"! Voting for Locals Love Us – Temple/Belton is open now.

Vote for Extraco





Extra safe. Extra strong. Extra secure. Extraco Banks was rated 5 stars by Bauerfinancial.

Bauer Financial 5 star rating



Latest Articles & Events

In The News
Waco Film Festival - BackPacks
Extraco Banks Supports Waco Family and Faith International Film Festival

July 31, 2020

Extraco Banks supports Waco Family and Faith International Film Festival by hosting a drive-thru BBQ where the community can come pick up backpacks full of school supplies!

In The News
Mr Pearson with Shoes at Bosque Lobby
Extraco Banks Supports Local Iconic Shoeshiner, Robert Pearson, Amid Lobby Closure

July 24, 2020

Extraco Banks is proud to have Waco's iconic shoeshiner, Mr. Pearson, at our Waco | Bosque location. Learn how you can donate to Mr. Pearson's benefit account or get your shoes shined while our lobbies are closed.

Blog Article
iced tea bank and brews logo
ICYMI– An Update on Emergency Relief Funding for Small Businesses

July 17, 2020

Tim Holtkamp, Small Business Development Center advisor, led our July Bank & Brews workshop and spoke about the latest emergency relief funding updates, his predictions for the future of small businesses and advice for local business owners.
Krab Kingz Seafood will be parking their truck at Extraco Banks Gatesville
Eat @ Extraco! Krab Kingz Seafood
Event Date
Fri, Aug 7 2020, 12:30 - 6:30pm
Eat at Extraco Banks | Gatesville! We're inviting our favorite food trucks to park at our branches around Central Texas. Our friends at Krab Kingz Seafood are parking their truck at the Gatesville
Bank and Brews Information Flyer
Bank & Brews | Best Practices for Facilitating Partnerships
Event Date
Tue, Aug 11 2020, 12 - 1pm
Your favorite small business series has gone virtual. Extraco Banks is excited to offer the same small business happy hours you know and love– all via Zoom! Join us for our August Bank & Brews
Pokey O's will be parked in Temple and Belton at our Extraco branches on August 11th.
Eat at Extraco: Pokey O's @ Temple/Belton
Event Date
Tue, Aug 11 2020, 12:30 - 4:30pm
Pokey O's will be parking their truck at our Temple & Belton Extraco branches on the afternoon of August 11th.

Get the Extraco eBank App

Check your balance, pay bills, transfer funds and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device
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