A new banking experience coming soon.

Let's build some dreams, together.

Special Disaster Loans

Winter Storm Uri brought unprecedented effects across the entire state of Texas. Many Central Texans experienced loss of power and water, and as a result, have incurred unexpected damages to their homes.

  • Through March 31, 2021, we have unsecured loans starting as low as 2.99% APR to help you and your family get through these unique times.
Special Disaster Loans Header


Services To Get You There

Mom Banking Online
Personal Checking
Personal Checking
Happy couple looking over paperwork
Family standing by sold sign
Home Loans
Home Loans
Kids loading up family vehicle for a camping trip

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau
Locals Love Us


Thanks for the love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton's "Most Loved Bank"! Voting for Locals Love Us – Temple/Belton is now open for the 2020-2021 year.

Vote for Extraco





Extra safe. Extra strong. Extra secure. Extraco Banks is rated 5 stars by BauerFinancial.

Bauer Financial 5-star Logo - December 2020 - Extraco Banks




Davey Award Honoree

Unleashed Technologies and Extraco Banks were recently honored by the Academy of Interactive and Visual Arts with a Davey Award for Websites in the Banking & Financial sector. 



Trending Topics & Events

Bank & Brews Extraco Banks
Bank & Brews | HR Series: Part 1 | Employee Onboarding & Orientation in a Remote Environment
Event Date
Thu, Mar 18 2021, 4 - 5pm
Join Extraco's Human Resources team to learn how orientation and onboarding remains important in a remote working environment. Led by Alex Eichenberg and Liz Barton, attendees will receive worksheets and best practices to ensure your company starts off on the right foot after hiring employees.
Woman making online payment - Extraco Banks
Extraco Banks understands customer needs are unique. That's why we are proud to offer our SmartPay feature which allows customers to set up automatic payments without having to call into the bank.
Happy Family Sitting in Living Room
Home & Auto Insurance
If a storm, theft or fire ever did strike, homeowners insurance would help by paying the cost to repair or rebuild your home and replace your belongings.
Customers Banking Online
Your Debit Card
At Extraco Banks, our debit cards offer a variety of features such as zero liability, card and document registration services, ID theft defense and much more!
Resource Article
Fraud Alerts
Update to Fraud Alerts — How It Works
Extraco is changing the way you receive fraud alerts!


Get the Extraco eBank App

Check your balance, pay bills, transfer funds and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device
Quick Resources: