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Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.


Congratulations to our 2022 Extrapreneur Winners!

Congratulations to our 2022 Extrapreneur Winners! 

Overall Winner: Tracks North America

Regional Winners: Bulldog Auto Detailing, Well+Done Physical Therapy and Tracks North America

People's Choice Award: Oh My Juice

Finalists: East Market & Goods, CenTex Poly Solutions, Young's Daughters Funeral Home & Bereavement Center, and Oh My Juice

Website Graphic- Extrapreneur



ChitChat Icon

Let's ChitChat!

Introducing brand-new online and mobile chat features to help you stay connected. Get answers in seconds, access 24/7, chat LIVE with a banker & much more! Click the chat icon in the bottom right corner of the screen to get started.


Services To Get You There

Mom Banking Online
Personal Checking
Personal Checking
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Home Loans
Home Loans
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Get the all New Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau
Locals Love Us
 Thanks for The Love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton’s Most Loved Bank

Vote for Extraco


Rivel Banking Awards Extraco Banks
Rivel Premier Banking Award 

Extraco Banks was named a Texas Top Performer in 2020 for both Community Contribution and Reputation from Rivel, the world’s largest banking survey. 

Learn More

5star logo

Extra safe. Extra strong. Extra secure. Extraco Banks is consistently given a 5-star rating by BauerFinancial.

Extraco Banks wins the Temple Daily Telegram’s Best Bank award
People’s Choice “Best Bank"

Extraco Banks was named “Best Bank” by the readers of the Belton Journal and Temple Daily Telegram in 2020 and 2021.

Trending Topics & Events

Extraco Banks Chit Chat with Mobile Chat, Video Chat, Text Chat
Online & Mobile Chat
Introducing 2 brand new chat options to meet your banking needs! Get answers quickly, avoid waiting on hold & chat with a LIVE Extraco Banker.
Someone using CardSwap
Take the hassle out of new card updates. Update your card information across over 55 popular online services at the same time.
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Contact Us
Extraco Banks contact information, including business address and important phone numbers.
Woman making online payment - Extraco Banks
Online Loan Payments
Extraco Banks understands customer needs are unique. That's why we are proud to offer our SmartPay feature which allows customers to set up automatic payments without having to call into the bank.
Resource Article
Person filling out documents
Settling Financial Matters When a Loved One Passes
During the loss of a loved one, it can be hard to think straight and know how to unravel your loved one’s finances once he/she passes. It can feel overwhelming trying to deal with all the details. We've compiled a checklist of the typical duties of an executor when settling an estate.

Quick Resources: