Debit and Win It Sweepstakes

Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.


Extrapreneur Finalists

Congratulations, Finalists!

The 2021 Extrapreneur Finalists have been announced! We look forward to the pitch competition and cannot wait to announce our Winners on October 21st.



A Brand New Consumer Online & Mobile Banking Platform

Our eBank platform lets you decide how best to manage your money using: 

  • Goal-based budgeting and savings tools
  • Account aggregation to view details from linked external accounts
  • Card controls to set usage limits or request an increase
  • And much more! 

Partner with one of the best banks in Texas by opening an account with us today!

Learn More   eBank Resource Center


A new banking experience coming soon.



Services To Get You There

Mom Banking Online
Personal Checking
Personal Checking
Happy couple looking over paperwork
Family standing by sold sign
Home Loans
Home Loans
Kids loading up family vehicle for a camping trip


Get the all New Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau
Locals Love Us
 Thanks for The Love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton’s Most Loved Bank

Vote for Extraco


Rivel Banking Awards Extraco Banks
Rivel Premier Banking Award 

Extraco Banks was named a Texas Top Performer in 2020 for both Community Contribution and Reputation from Rivel, the world’s largest banking survey. 

Learn More

Bauer Financial 5-star Logo - March 2021

Extra safe. Extra strong. Extra secure. Extraco Banks is consistently given a 5-star rating by BauerFinancial.

Extraco Banks wins the Temple Daily Telegram’s Best Bank award
People’s Choice “Best Bank"

Extraco Banks was named “Best Bank” by the readers of the Belton Journal and Temple Daily Telegram in 2020 and 2021.

Trending Topics & Events

Someone using CardSwap
Take the hassle out of new card updates. Update your card information across over 55 popular online services at the same time.
The all-new eBank is here!
The All-New eBank
An all-new banking experience is here! Explore our all-new features, such as online account opening, budgeting & savings tools and much more.
Woman making online payment - Extraco Banks
Online Loan Payments
Extraco Banks understands customer needs are unique. That's why we are proud to offer our SmartPay feature which allows customers to set up automatic payments without having to call into the bank.
Customers Banking Online
Your Debit Card
At Extraco Banks, our debit cards offer a variety of features such as zero liability, card and document registration services, ID theft defense and much more!
Resource Article
Fraud Alerts
Update to Fraud Alerts — How It Works
Extraco is changing the way you receive fraud alerts!

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