Image
Family in a park

Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.

 

A Brand New Consumer Online & Mobile Banking Platform

Our eBank platform lets you decide how best to manage your money using: 

  • Goal-based budgeting and savings tools
  • Account aggregation to view details from linked external accounts
  • Card controls to set usage limits or request an increase
  • And much more! 

Partner with one of the best banks in Texas by opening an account with us today!

Learn More   eBank Resource Center

 

Image
A new banking experience coming soon.

 

 

Services To Get You There

Image
Mom Banking Online
Personal Checking
Personal Checking
Image
Happy couple looking over paperwork
Savings
Savings
Image
Family standing by sold sign
Home Loans
Home Loans
Image
Kids loading up family vehicle for a camping trip
Insurance
Insurance

 

Get the all New Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

I am extremely pleased with Extraco and am thankful to be able to bank with them!

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau
Image
Locals Love Us
 
 Thanks for The Love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton’s Most Loved Bank! Voting for the 2021 Locals Love Us Awards are open now.

Vote for Extraco

 

Image
Rivel Banking Awards Extraco Banks
 
Rivel Premier Banking Award 

Extraco Banks was named a Texas Top Performer in 2020 for both Community Contribution and Reputation from Rivel, the world’s largest banking survey. 

Learn More

Image
Bauer Financial 5-star Logo - March 2021
 
BauerFinancial

Extra safe. Extra strong. Extra secure. Extraco Banks is consistently given a 5-star rating by BauerFinancial.

Image
2020 Davey Award Extraco Banks
 
 Davey Award Honoree

Unleashed Technologies and Extraco Banks were recently honored by the Academy of Interactive and Visual Arts with a Davey Award for Websites in the Banking & Financial sector. 

Trending Topics & Events

Event
Extrapreneur Info
2021 Extrapreneur Award | Initial Phase: Video Submission
Event Date
Mon, Jun 14 - Fri, Jul 30 2021, All day
This year, you have the chance to win up to $26,000 plus 12 months of mentoring with Extraco Experts on a variety of business needs, including human resources, marketing, accounting and others.
Page
The all-new eBank is here!
The All-New eBank
An all-new banking experience is here! Explore our all-new features, such as online account opening, budgeting & savings tools and much more.
Page
Woman making online payment - Extraco Banks
Online Loan Payments
Extraco Banks understands customer needs are unique. That's why we are proud to offer our SmartPay feature which allows customers to set up automatic payments without having to call into the bank.
Page
Customers Banking Online
Your Debit Card
At Extraco Banks, our debit cards offer a variety of features such as zero liability, card and document registration services, ID theft defense and much more!
Resource Article
Fraud Alerts
Update to Fraud Alerts — How It Works
Extraco is changing the way you receive fraud alerts!
 

Quick Resources: