Our First Checking and First Savings accounts, available for kids ages 0-18, are designed to grow with your child -- the perfect way to start your kids off on their financial journey!
Banking For Kids
Accounts Designed To Grow With Your Child
For ages 0–18, First Checking & Savings Accounts help kids learn, spend and save. Read more about the products and features below.
Give Their Savings a Strong Start
Open an Extraco First Savings account today and start earning 5.00% APY* on balances up to $5,000.
First Checking Account
An account that grows as your child grows! Starting off with basic features, this account grows in capabilities and features the older your child gets. Age-based features include:
- Access to a debit card
- Parental visibility into account balances and activity
- Set spending and withdrawal limits
- Access to online and mobile banking
- Special new account welcome gift
- And More!
First Savings Account
The perfect companion to our First Checking account, this savings account sets your child up for success by teaching them the value of saving. Features include:
- Parental visibility into account balances and activity
- Access to online and mobile banking
- Ability to use our Savvy Savings program
- Bundles seamlessly with our First Checking account
- Resources to educate kids on saving
- And More!
It's Never Too Early To Set Your Kids Up For Success
Extraco's First Checking and Savings accounts are designed to be a tool and educate your kids on the world of budgeting, finances and more.
A new branch coming to Temple!
We’re thrilled to announce the upcoming launch of Extraco’s brand-new West Adams branch, opening in 2026. Located at 8303 W. Adams Avenue, this modern, state-of-the-art facility will serve as a cornerstone for financial innovation and community connection.
Resources To Help Guide Your Kids Financial Journey
Blog Article
Be a Role Model to Your Children by Teaching Smart Financial Practices.
August 27, 2019
As a mom of two young daughters, teaching my children about money and finances is very important. I often hear myself saying, “Mommy and Daddy work to pay for our life.” The other day I asked my six
Blog Article
4 Simple Financial Fitness Activities That Parents & Students Can Do at Home
April 1, 2021
Looking for a new way to keep your kids’ minds engaged and active? Why not propose an activity that is educational and fun? You might even learn something new yourself.
Blog Article
How to Use Student Checking Accounts to Teach Financial Literacy
April 1, 2025
Need a practical way to teach financial literacy? Read our blog and learn the benefits of student checking accounts, and how they help educate children about managing money.
Blog Article
Dorm Room on a Dime: How to Get the Look for Less
July 20, 2023
When you are budget-savvy and looking for stylish living solutions, finding the look for less is top of the to-do list. That’s why we’re digging in to offer hacks and solutions that won’t break the bank.
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