Our First Checking and First Savings accounts, available for kids ages 0-18, are designed to grow with your child -- the perfect way to start your kids off on their financial journey!
Banking For Kids
For ages 0–18, First Checking & Savings Accounts help kids learn, spend and save. Read more about the products and features below.

An account that grows as your child grows! Starting off with basic features, this account grows in capabilities and features the older your child gets. Age-based features include:
- Access to a debit card
- Parental visibility into account balances and activity
- Set spending and withdrawal limits
- Access to online and mobile banking
- Special new account welcome gift
- And More!
The perfect companion to our First Checking account, this savings account sets your child up for success by teaching them the value of saving. Features include:
- Parental visibility into account balances and activity
- Access to online and mobile banking
- Ability to use our Savvy Savings program
- Bundles seamlessly with our First Checking account
- Resources to educate kids on saving
- And More!
Extraco's First Checking and Savings accounts are designed to be a tool and educate your kids on the world of budgeting, finances and more.

We’re thrilled to announce the upcoming launch of Extraco’s brand-new West Adams branch, opening in 2026. Located at 8303 W. Adams Avenue, this modern, state-of-the-art facility will serve as a cornerstone for financial innovation and community connection.
Resources To Help Guide Your Kids Financial Journey
Be a Role Model to Your Children by Teaching Smart Financial Practices.
August 27, 2019
4 Simple Financial Fitness Activities That Parents & Students Can Do at Home
April 1, 2021
How to Use Student Checking Accounts to Teach Financial Literacy
April 1, 2025
Dorm Room on a Dime: How to Get the Look for Less
July 20, 2023