Banking For Kids

Our First Checking and First Savings accounts, available for kids ages 0-18, are designed to grow with your child -- the perfect way to start your kids off on their financial journey!

Accounts Designed To Grow With Your Child

For ages 0–18, First Checking & Savings Accounts help kids learn, spend and save. Read more about the products and features below.

First Checking
First Checking Account

An account that grows as your child grows! Starting off with basic features, this account grows in capabilities and features the older your child gets. Age-based features include:

  • Access to a debit card
  • Parental visibility into account balances and activity
  • Set spending and withdrawal limits
  • Access to online and mobile banking
  • Special new account welcome gift
  • And More!
First Savings Account

The perfect companion to our First Checking account, this savings account sets your child up for success by teaching them the value of saving. Features include:

  • Parental visibility into account balances and activity
  • Access to online and mobile banking
  • Ability to use our Savvy Savings program
  • Bundles seamlessly with our First Checking account
  • Resources to educate kids on saving
  • And More!
     
It's Never Too Early To Set Your Kids Up For Success

Extraco's First Checking and Savings accounts are designed to be a tool and educate your kids on the world of budgeting, finances and more.

First Checking Avatars

Resources To Help Guide Your Kids Financial Journey

Blog Article
Mother showing child how to save with a piggy-bank.

Be a Role Model to Your Children by Teaching Smart Financial Practices.

August 27, 2019

As a mom of two young daughters, teaching my children about money and finances is very important. I often hear myself saying, “Mommy and Daddy work to pay for our life.” The other day I asked my six
Blog Article
Family on couch

4 Simple Financial Fitness Activities That Parents & Students Can Do at Home 

April 1, 2021

Looking for a new way to keep your kids’ minds engaged and active? Why not propose an activity that is educational and fun? You might even learn something new yourself.
Blog Article
College students looking at phone - Extraco Banks

How to Use Student Checking Accounts to Teach Financial Literacy

April 1, 2025

Need a practical way to teach financial literacy? Read our blog and learn the benefits of student checking accounts, and how they help educate children about managing money.
Blog Article
College students in dorm room - Extraco Banks

Dorm Room on a Dime: How to Get the Look for Less

July 20, 2023

When you are budget-savvy and looking for stylish living solutions, finding the look for less is top of the to-do list. That’s why we’re digging in to offer hacks and solutions that won’t break the bank.