Savings Accounts

Saving for tomorrow? You’ve come to the right place.

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Grow Your Wealth With Extraco Savings Accounts

Secure your future with Extraco Savings Accounts, offering competitive interest rates and flexible options. Start saving today and watch your money grow with the trusted financial partner in Central Texas.

Higher Savings Rates. Delivered.

Don’t let idle savings sit still. Explore Extraco’s competitive Money Market and CD rates and start earning more on the money you already have.

Explore These Rates
Web Callout_12 Month CD Special 2026

Smart Savings

This savings account offers flexible access to your funds with tiered interest rates.

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Smart Rate Money Market

This account offers a smart and secure way to grow your savings with competitive, tiered interest rates.

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Certificate of Deposit

Maximize your savings with a certificate of deposit.

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Savvy Savings

Round up your purchases to the nearest dollar and deposit the spare change into your savings account.

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Personal Checking
Business Savings
About Extraco

Important Disclosures and Information

Certificate of Deposit

  • A minimum of $1,000 required to open a CD and earn the Annual Percentage Yield (APY)
  • Minimum Balance of $1,000
  • A penalty for early withdrawal may be imposed
  • Fees may reduce earnings

 

  • A regular sweep of funds from an Extraco checking account to the Money Market Savings Account costs $10 per transfer. It can also be set up to cover any outstanding non-sufficient funds in a checking account to avoid overdraft service fees