Investment Property Loan

Flexible investment property financing for real estate investors looking to purchase, refinance or expand a rental portfolio, with options for eligible long-term and vacation rental properties.

Extraco Mortgage Investment Home Loan

Financing Built for Investment Property

Use your property's rental income to qualify without personal income or employment documentation. Whether you're building your portfolio or refinancing an existing investment, our Investor Loan offers financing designed around eligible rental properties. Property and credit requirements still apply.

Qualify With Rental Income

Use your property's rental income to qualify. No personal income or employment documentation is required.

Designed for Investors

Buy or refinance an eligible rental property, including eligible vacation rentals and properties you do not live in.

Build Your Rental Portfolio

Financing is available for eligible properties held in an LLC and can support investors looking to grow their rental portfolio.

More Options for Your Next Investment

Flexible financing options for eligible investment properties.

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Loans up to $2 million

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Eligible properties with 1-4 rental units

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Long-term and eligible vacation rentals

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Fixed-rate loan options

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Refinance to access property equity for business purposes

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Eligible gift funds may help cover upfront costs

Local Guidance for Your Next Investment

Connect with an Extraco Mortgage Consultant to discuss your investment property financing options and what you need to get started.

Find A Mortgage Consultant

Important Disclosures and Information

  • Loans subject to credit approval