Loans To Help You Achieve Your Goals

Our tailored solutions are designed to help you achieve your financial goals with ease and confidence.

Couple Hugging Holding Home Keys

Explore Our Comprehensive Loan Solutions

From home and auto loans to personal and student loans. Whether you're buying a new home, refinancing, purchasing a car, consolidating debt, or seeking student loan options, we provide tailored assistance and competitive rates to meet your needs. Let us help you achieve your financial goals with ease and confidence.


Home Loans

If you’re purchasing a new home, refinancing your existing mortgage, or securing a vacation property, we’ll assist you every step of the way.

Personal Loans

Whether you are consolidating debt, making home improvements, or making a major purchase, a personal loan may be a good solution to getting you there quicker.

Auto Loans

No matter if you are refinancing, buying a used car from an individual, purchasing a car from a dealership, or wanting a pre-approval, we make lending easy.

Student Loan Options

Extraco Banks has partnered with Brazos Higher Education to offer student loans, co-signer loans with competitive rates, and customized loan terms.

Extraco Insurance

We offer tailored insurance to more than 30 top insurance companies to find a policy that fits you.

Get A Quote Today

Loan Resources

Resource Article
Young couple meeting with banker in office

Reviewing Loan Applications

When you apply for a loan at Extraco, we review your application information to help determine your credit worthiness. Key considerations: 1. Your credit score tells us your past performance in meeting your financial obligations. 2. Your credit report shows stability as well as borrowing behaviors.
Blog Article
Buying a home

Are You Ready to Buy a Home?

August 3, 2022

Buying a home is still a big part of the American dream and, for many, an important milestone in life. However, whether you’re a first-time home buyer or looking for your next home, knowing when to buy is key to getting the best rates. That’s especially important today with a hot housing market and rising interest rates. There are a few things you can do to maximize your chances of landing a good deal on your mortgage, which could save you thousands of dollars over the term of your home loan.
Blog Article

Should You Refinance Now?

October 11, 2022

With the ongoing chaos of the housing market, it’s hard to discern whether to keep your current mortgage or refinance to a new one. Rates were at a historical low, but now they are going back up. If you’ve been in your home for a few years, it makes sense that you might want to seize the moment before rates climb higher.

Important Disclosures and Information

  • Loans subject to credit approval