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Our Extraco Team

As a result, we are actively seeking individuals who seek to work in a business culture that values enthusiasm, energy, honesty, a passion to learn, and a desire to maximize their individual potential. We are seeking career-minded individuals to join our outstanding team of like-minded employees.

Extraco Banks® Begins Construction on New Downtown Temple Branch

Extraco Banks® announced on June 23, 2023, it will begin construction on its new Downtown Temple branch on July 10, 2023. The 2,400 square foot branch will have video teller technology, four drive through lanes and an outdoor seating area between the new bank building and Treno Pizzeria.

Consumer Loan Options

From auto and recreational loans to lines of credit and secured financing, explore flexible consumer lending solutions designed to support your goals.

Home Loans

Whether you're looking to build, purchase, refinance or receive special terms as a physician or veteran, Extraco Mortgage can help you.

Lot, Land, and Construction Loans

Built by you, backed by us. Secure the perfect land for your dream home with our lot/land loans, offering up to 80% financing or 100% for qualifying physicians. If you're ready to build, our construction loans provide flexible terms, including interest-only payments during construction. Explore options for both immediate and future building plans to make your vision a reality.

Resource Center

Explore our resource center! The tools and information you need to succeed, right at your fingertips. Read articles about recents events on our blog, take advantage of our financial calculators, read how-tos and tips in our resource articles, explore our video library and keep up-to-date on events!

Extraco Parking Plaza Opens to the Public

The City of Temple is proud to announce the official opening of the Extraco Parking Plaza located at 1 st Street in downtown Temple. The Extraco Parking Plaza is a brand new, state-of-the-art facility set to provide convenient and secure parking options for residents, downtown employees, and visitors.

Extrapreneur

Extraco Banks is passionate about catalyzing small business growth & creating an entrepreneurial bridge across our communities. That's why we've created the Extrapreneur Award - to provide Central

Gerald Popp

I'm Gerald Popp, and I've been fostering strong business relationships between Extraco and the vibrant Central Texas business community since 1991. As a proud Class of '81 Aggie with a Master's Degree obtained in '83, I've had the privilege of serving the Bryan College Station market since 2012. I eagerly anticipate sharing the Extraco approach to cultivating long-term and profitable relationships with you.

Mary Owen

I'm Mary Owen, a lifelong resident of Hamilton, dedicated to serving the community through my role at Extraco Banks for over 20 years. Alongside my husband, Scottie, we cherish our family of three daughters and five wonderful grandchildren. In my leisure time, I prioritize quality moments with my loved ones. My commitment extends beyond professional duties; I am passionate about fulfilling my customers' needs and fostering positive relationships with each individual. Actively engaging in community functions, I am driven by a deep-seated passion for contributing to the growth and prosperity of our community.

Jarrett Warren

I'm Jarrett Warren and I've been with Extraco Banks for over 12 years, accumulating over 20 years of experience in the banking industry. I find fulfillment in assisting entrepreneurs and small businesses in achieving their dreams. Apart from my role at Extraco, I've dedicated over 12 years to volunteering with the Extraco Event Center at the Heart of Texas Fair and Rodeo, where I serve as the Chairman for the Public Relations Committee. In my downtime, I relish outdoor activities like fishing, strumming my guitar, and cherishing moments with my family.

John Bush

I'm John Bush, a proud graduate of Texas A&M University, and I've been a resident of Bryan/College Station since 1986. With almost three decades of experience in commercial banking, I am deeply engaged in our local community. Currently, I hold leadership positions with Junior Achievement of the Brazos Valley, the Boys and Girls Clubs of the Brazos Valley, and actively contribute to several other civic and charitable organizations.

Online Banking

Enjoy the convenience of 24/7 account management with Extraco's online banking services, accessible from anywhere.

Safe Banking

Extraco Banks is committed to helping you keep your financial information safe. Bookmark this page to learn about the latest scams in the marketplace.

Private Bank

Experience first-class service with Private Bank at Extraco. Our dedicated team offers personalized guidance and innovative solutions tailored to your evolving needs and goals.

Ken Krueger

I'm Ken Krueger, a native of Houston, Texas. I earned my BBA in Finance from Texas A&M University and completed the Southwestern Graduate School of Banking at Southern Methodist University. With over 35 years of banking experience in Commercial, Consumer, and Small Business sectors, I bring a wealth of expertise to Extraco Banks. Active in the Bryan/College Station area, I serve on the board of directors for the Brazos Valley Food Bank and participate in community initiatives through my involvement with my church, Rotary Club, and the Chamber of Commerce. I am eager to make a positive impact on the Brazos Valley community for years to come.

Tom Creek

I'm Tom Creek, a commercial banker with nearly three decades of experience. I hold a bachelor's degree from West Texas A&M University and a degree from Southwestern Graduate School of Banking. Residing in Gatesville, Texas I am passionate about community growth, I actively participate in organizations like the Salvation Army, Lions Club, Gideons, Central Texas Hospitality House, Meals on Wheels, and church activities.

Smarter Banking Starts With Digital Safety

Extraco has proudly served Central Texans for over 120 years, building trusted relationships through personal service and responsible banking. Today, we combine that local commitment with modern digital tools designed to help you bank confidently, securely and with ease.

Matthew Bond

I'm Matthew Bond and I've been with Extraco since 2009, accumulating nearly two decades of experience in financial services. I earned my Bachelor of Business Administration from Sam Houston State University and completed the Leadership Waco program. Outside of my role at Extraco Banks, I actively serve on various local boards and committees. I cherish spending time outdoors, whether it's fishing, camping, or simply enjoying moments with my family.

Thomas Sinkey

I'm Thomas Sinkey a graduate of Park University with a BS in Management, and Tarleton State University with a Masters of Business Administration. I served in the United States Army as a Military Police Officer for over 20 years. Now, I've been with Extraco Banks for nearly 19 years and have seen serving business owners throughout Central Texas area the entire time. Currently, I serve as the President of the Temple Rotary Club, Secretary of the Temple Rotary Club Foundation, board member of the Temple Education Foundation, the Temple Police Advisory Commission, the Killeen Police Department Law Enforcement Assistance Fund. Beyond my professional and services commitments, I am also an avid golfer and a devoted husband, father, and grandfather. In my free time I enjoy playing in golf tournaments around the area and spending time with my family.

Lisa Winkler

I'm Lisa Winkler, bringing over two decades of experience at Extraco Banks. My expertise spans all aspects of commercial and real estate lending, with a specialization in Commercial Real Estate Loans, Construction Loans, Equipment Loans, and more.

Mobile Banking

Easily manage finances from your phone. The Extraco eBank app lets you check your balance, make deposits, pay bills or individuals, and set up alerts – all in a secure and easy-to-use platform.

Keith Maxwell

I'm Keith Maxwell, a Texas State University graduate with nearly 40 years of experience in the banking industry, with more than half of my career spent at Extraco Banks. Community service is a cornerstone of my values, reflected in my tenure on the boards of various local Chambers of Commerce, Boy Scouts, Habitat for Humanity, the Fort Hood Chapter of AUSA, and the Fort Hood Regional Economic Development Foundation.

Gail Bartay

I am Gail Bartay, proud graduate of Texas A & M University with a BBA in Finance. With over three decades of expertise in Commercial Lending, I've honed my skills in advocating for Treasury Management services to benefit my clients. My commitment to community service spans across various organizations, including the Rotary Club of Waco, Midway ISD Education Foundation, Caritas of Waco, and the St. Louis Catholic Church Finance Council, among others. I believe in fostering strong customer relationships grounded in a thorough understanding of their business, financial needs, and priorities.

Jason Collier

I am Jason Collier, a native of Belton, Texas, currently residing in Troy with my wife and children on our family farm. My educational journey includes earning a Bachelor's in Business Administration from Howard Payne University, an MBA from Texas A&M Commerce, and completing the Southwestern Graduate School of Banking program. As a third-generation banker, I've been immersed in the industry since 2009, specializing in commercial and agricultural lending since 2011. Alongside my professional endeavors, I actively contribute to Trinity Church, the Temple Area Builders Association, and the Ralph Wilson Youth Club. In my leisure time, I indulge in hunting and enjoy coaching my children's baseball and football teams.

Solution Banking

Solution Banking is ideal for those who have had trouble overdrawing checking accounts in the past. There is a $5.00 monthly service charge that can be waived with a combined deposit of $1,000 or more per statement cycle or if you are 23 or younger, or 65 or older. This account offers no paper checks and no overdraft privilege.

Randy Betancis

Our city is important to me and is why I give my time and resources to help make it better.

Robert Jones

My name is Robert Jones, and I bring 36 years of leadership experience in Central Texas banking to Extraco. I have been deeply engaged in the local community, serving as a volunteer and in key board positions with nonprofit organizations, city and county governments, and local school districts, which has allowed me to build meaningful relationships. I hold a bachelor’s degree from Abilene Christian University and a master’s degree from the University of Mary Hardin-Baylor. My wife, Susan, and I are active members of Westside Church of Christ in Round Rock, where I serve as an elder. We have three grown and married children, along with seven wonderful grandchildren. In my free time, I enjoy woodworking, playing pickleball, traveling and spending time with family.

Privacy Policy

Extraco Banks is committed to protecting the privacy & security of its customers.

Premier Plus Banking

As a Premier Plus customer, you'll receive the highest level of customer service, rewards, and benefits a bank can offer with an exclusive suite of financial solutions designed to meet your needs.

Banking For Kids

Our First Checking and First Savings accounts, available for kids ages 0-18, are designed to grow with your child -- the perfect way to start your kids off on their financial journey!

Tammy Richards

I'm Tammy Richards, a Baylor University graduate with Summa Cum Laude honors in 1990, holding a B.B.A. in Finance. For over three decades, I've been a dedicated commercial lender in Waco, prioritizing exceptional customer service and fostering meaningful client relationships. I find fulfillment in understanding my clients' businesses and providing valuable insights drawn from my extensive experience. Beyond my professional endeavors, I actively contribute to the community as a member of the United Way Board of Directors and the Greater Waco Chamber of Commerce Board of Directors. Volunteering aside, I enjoy indulging in reading and traveling adventures with my family.

eBank Reference Guides

Our eBank resource center is equipped with FAQs and video/resource guides to ensure help is always at hand.

Extrapreneur Media

Don't just hear it from us! 03.06.2019 Start Up Waco Extraco Big Idea Challenge: Pitch Your Big Idea For a Chance to Win Up To $5,000 04.09.2019 PR Newswire Extraco Banks Launches Applications for

Reference Guides

Our eBusiness resource center is equipped with FAQs and video/resource guides to ensure help is always at hand.

Glynn Castro

I'm Glynn Castro, a seasoned professional with nearly two decades of experience in commercial lending. Throughout my career, I've established a proven track record of nurturing robust customer relationships to assist businesses and their owners in achieving their financial objectives. My educational background includes a BA in Finance and Management Information Systems from St. Mary's University in San Antonio, Texas, and an MBA in Global Banking and Finance from the Birmingham Business School in England.