Resources

Bill Pay And Voice Pay

Bill Pay is an online service which allows you to pay a person and/or a company through your online bank account. You determine who you want to pay, when you want to make the payment, how often you want to send the payment, and which account you want the payment to come from. It's safe, secure and easy to use.

Dorm Room on a Dime: How to Get the Look for Less

When you are budget-savvy and looking for stylish living solutions, finding the look for less is top of the to-do list. That’s why we’re digging in to offer hacks and solutions that won’t break the bank.

Understanding eBank Security Alerts

Extraco eBank offers several security alert options to notify you of specific account activities. Utilize customizable alert settings for added security on your account. When logged into Extraco eBank, select the Settings tab on the left hand side and then Alerts. Standard alerts are automatically toggled on, but you can adjust any as you see fit.

How to Utilize Mobile Deposit

Deposit into your account with convenience. Extraco banks is committed to providing you access to your account anywhere you are. Set up mobile deposit today!

Smart Money Tips: How to Start Investing Today

Stocks, bonds, and real estate are a few of the many ways to invest your money. Yet, if you’re new to investing, where and how do you start? It’s a question that begs an answer. The problem is, you’ll always get a different answer, depending on who you ask.

Money Steps You Should Take Now

Higher prices for goods and services also translate to less money in your bank account and less to budget with each month. Fortunately, there are smart money moves you can and should make right now to protect your future, and it all begins with a budget.

The Top 7 Things Physicians Should Know Before Moving to San Antonio

You probably already know that San Antonio is home to two Level One Trauma Centers and two of the top largest hospitals in the nation, along with several biomedical research facilities throughout the area. These spaces will give you access to some of the latest medical and healthcare technology innovations. That’s not all this city has to offer. Allow us to introduce you to the San Antonio area and help answer some of your burning questions.

How to Inspire Employee Health with Office Wellness Programs


2023 is off to a good start, but as with the beginning of any year, now is the time when most people are focused on New Year’s resolutions. Resolutions vary by person but often center around money and health. For that reason, you can better encourage your employees with the help of an employee health and office wellness program.

To Build or Not to Build: Get the Home That’s Right for You

Times are tough for buyers in today’s seller’s market. There is low inventory and incredibly tough competition for homes all over the country. Many buyers in the market have decided to build a new home to ensure they get the home that is right for them.

Ten Steps to Financial Wellness for Women

This comprehensive checklist covers key areas and provides a roadmap for women to manage finances effectively. Each step contributes to building a strong financial foundation, fostering empowerment, and securing a stable future.

How to Get the Most Out of Your Credit Card

In a 2020 Bankrate survey, 59% of U.S. adults reported carrying a credit card, yet 31% did not redeem their rewards. Whether you already have a credit card or are shopping around for your first one, getting the most out of your credit card is essential.

Insurance Premium Changes

Your premium is likely to change each time you renew your insurance. This is because premiums are affected by many factors, including the cost of doing business and changes to the way risk is assessed. Sometimes premiums increase across the board because your level of risk has increased.

Philanthropy Through Trusts and Estates Isn’t Just for the Ultra-Wealthy

Philanthropy through trusts and estates isn’t just for the ultra-wealthy—it’s an accessible way for individuals at many income levels to support the causes they care about. By incorporating strategies like charitable bequests or charitable remainder trusts, you can create a lasting impact while still providing for loved ones. With thoughtful planning, anyone can leave a meaningful legacy that reflects their values.

How to Protect Older Adults and Loved Ones from Fraud

As autumn draws near, it’s time to consider the holiday season ahead. Although fraud can happen to anyone anytime, it’s especially concerning during the holidays. Older adults and loved ones often feel the brunt of these attacks. The FBI reported Americans aged 60 and older lost nearly $1.7 billion in 2020, with fraud claiming over 92,000 victims that year.

Maximizing Your Meal Plan: How to Stretch Your College Food Budget

Creativity and mindful spending can help you maximize your college meal plan and food budget. And it can also help you save money for other things you might need throughout the school year. The tips above will help maximize your food budget and stretch your resources further without compromising your nutritional needs.

How to Get a Student Loan to Cover Financial Gaps from Scholarships

Making ends meet as a student when you’re not receiving enough financial aid from scholarships or grants can be challenging. Sometimes, it feels like there’s no way to make up the difference to get the funds you need. Grants and scholarships are an excellent start for funding your education, but they often don’t cover everything you need to get through a semester, let alone the entire school year. However, a student loan can help bridge that gap and get you the necessary funds.

Your Complete Moving Checklist

There is so much to do when you’re getting ready to move — especially if you’re moving to a new city. This checklist won’t reduce your to-do list, but it can make it easier to avoid forgetting important tasks.

7 Festive Ways to Save Money Christmas Shopping

It’s that time of year again, and if you haven’t started your Christmas shopping yet, now is the time to do it. However, shopping for gifts can be challenging during economic uncertainty, especially when you’re looking to save money. Budgets are tighter, and the things you want and need cost more. Yet, this doesn’t mean you can’t have a great holiday. We devised a plan to make your holiday shopping and gift-giving easier. Here are 7 festive ways to save money while Christmas shopping.

Are You Ready to Buy a Home?

Buying a home is still a big part of the American dream and, for many, an important milestone in life. However, whether you’re a first-time home buyer or looking for your next home, knowing when to buy is key to getting the best rates. That’s especially important today with a hot housing market and rising interest rates. There are a few things you can do to maximize your chances of landing a good deal on your mortgage, which could save you thousands of dollars over the term of your home loan.

Halloween On A Budget

In this blog post, we'll unveil some thrifty and budget-friendly tricks to make this Halloween a spooky success without draining your wallet.

The Top 7 Things Physicians Should Know Before Moving to DFW

Congratulations on receiving your residency match! You’ve worked hard to reach this milestone. This is an exciting time and a moment to celebrate. Yet, while one milestone of your journey is ending, another is just beginning, and we’re certain you have many questions. To help guide you through your transition, we’d like to introduce you to the Dallas-Fort Worth area and, more specifically, to what the Dallas-Fort Worth area holds for you and your future.

7 Ways to Save Big on Your Thanksgiving Meal

Thanksgiving is almost here. Turkey, cranberry sauce, stuffing, and an assortment of other dishes and desserts are on everyone's mind and menu, as well as the number of guests you plan to serve. For some, this might mean hosting a small number of guests, but for a larger gathering, you could have several. This can lead to another pressing issue: how to host a Thanksgiving meal that won't break your budget, despite currently higher prices.

Why Investing in the Stock Market Should Be Your Next Money Move

It's the perfect time to reflect on our financial goals and set ourselves up for success. This year, why not make investing in the stock market your top resolution? Extraco gives you access to a digital investment solution, EasyInvest, directly via our digital banking platform. This way, you can invest like the top 1%, starting from as little as $10.

Ways to Save More Money: Tips to find extra funds to save and cut your monthly expenses

If it seems like every news article you read drags you down, and every trip to the gas station and grocery store makes your budget cry, then you’re not alone. Yes, prices are rising. Sometimes it seems like they’re rising daily, but that doesn’t mean you can’t find ways to save more of your hard-earned money. It just means that, at least in today’s market, you sometimes might need to get a little more creative about how you go about saving money. Although this list isn’t all-inclusive, here are several tips to get you started.

How to Ban Scams from Fake Checks to Online Shopping and More  

Robocalls are one of the most common scams Americans face today, and scam artists use many approaches to trick you. It might be an auto warranty renewal, a hotel reservation, an award you won – even if you never entered a drawing for it – and more. Still, robocalls are only one of the many avenues scam artists use to trick you. 

Vacation planning: Steps to make sure you’ve got a budget and a plan for this year’s vacation

Summer has finally arrived, and if you haven’t done so yet, it’s time to think about how to spend your 2022 summer vacation. The good news is that many governments and businesses have lifted pandemic restrictions. However, in their wake, we’re now facing higher prices at the pump, the stores, and everywhere else. Yet, with a few simple tips, you can still plan an enjoyable vacation while sticking to a budget.

What’s the Difference Between Scholarships, Grants and Loans?

Few matters more than finding the funding you need to further your education. However, searching for money to cover college or trade school is like walking through a labyrinth. Yes, scholarships, grants, loans, work-study, and other opportunities are everywhere, but what’s the difference between them? Which funds do you need and what do they cover? Will you need to repay the money you receive?

Switching from Paper Statements to eStatements

Switching from paper to electronic statements is quick and easy! Save paper and reduce clutter by receiving your statements via email instead of the mail. You can view your statements, notices, and all documents through Extraco Banks online banking portal or our app, Extraco eBank.

5 African Americans To Celebrate During Black History Month

We’ve got some extraordinary people to tell you about in celebration of Black History Month. We’re thrilled to celebrate these pioneers for all they have achieved and taught us throughout history. These historical figures remain beacons of hope, knowledge, and resolve. Their stories remind us to pursue our goals, dreams, and ambitions with determination, as tomorrow may bring unexpected opportunities.

Why Hiring an Investment Professional is a Good Idea

Like most people, you probably think hiring an investment professional is a waste of money. You might believe using a pocket investor or investment app is just as good — or better — than working with an investment professional. However, this isn't always the case. There are many reasons why hiring an investment professional is a good idea and can maximize your return beyond what fractional investing can achieve.

The Magic of Compounding Interest: How It Can Supercharge Your Savings

When most people think of compounding interest, credit cards, mortgages, and personal loans come to mind. Whether your goal is to build your net worth or save for retirement, compounding interest is a powerful tool to supercharge your savings, allowing your money to work harder for you.

American Heart Month: The Costs and Warnings of Heart Attack

One thing we don’t talk enough about is health. We care about you. So, we want you to be as healthy as possible. February is American Heart Month, so it's a great time to learn about heart disease. Heart disease affects people of all ages, from babies to adults. And heart disease and stroke are the leading causes of death for men and women.

Tips on How Student Loan Forgiveness and Refinancing Works

With a federal student loan moratorium scheduled to expire soon and more talk about student loan forgiveness, now is a great time to decide how to proceed if you carry student loan debt. The weight of any student loan, especially a large one, can feel like a drag, but it doesn’t have to end that way. There are ways to reduce your loan term, lower your interest, or lower your monthly payment. You might even eliminate all or part of your student loan. However, knowing the difference between student loan forgiveness and refinancing is vital before beginning.