How to Utilize Mobile Deposit

Man taking picture of check with his cell phone.


Deposit into your account with convenience.

Extraco Banks is committed to providing you access to your account anywhere you are. 

Not set up for mobile deposit yet? Follow these steps:

1. Log into your Extraco eBank mobile app

2. From the home screen, select the 3 horizontal lines on the top left

3. You will then select "Deposit Check"

4. Check the box next to the account in which you'd like to make mobile deposits

5. Select "Enroll"




What are the mobile deposit cutoff times?

Deposit cutoff times are 7:00 PM Monday–Friday. Deposits that are made after 7:00 PM are put into the 9:00 AM file on the next business day.

When will my deposit be processed?

Mobile deposits process in batches in the order they are received. Processing times are 9:00 AM, 11:00 AM, 1:00 PM, 3:00 PM, 4:00 PM, 5:00 PM and 7:00 PM.

Is there a limit on how many checks I can deposit?

There are NO limits on how many checks you can deposit using mobile deposit. 



Tips for Taking a Clear Picture for Mobile Deposit

  • Use a solid background, such as a table, countertop, or floor
  • Use a steady hand when taking a picture (if you have an iPhone, you can tap the center of the image you're trying to take and it will autofocus)
  • Make sure the check doesn't have any creases, folds, or tears to ensure the image captures all necessary information 


What to Include On The Back of Your Check

Make sure to include the following on the back of your check when using mobile deposit:

  • Your name
  • "For mobile deposit only" underneath your name (unless "For mobile deposit only" is already printed somewhere on the back of the check)
  • The date you are making the deposit on the 3rd line


Get the Extraco eBank App

Check your balance, pay bills, transfer funds and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device