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Banking
Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals
  • Checking Accounts
  • Savings Accounts
  • Digital Banking
  • Banking For Kids
Checking Accounts
A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers.
  • Easy Checking
    Experience ultimate simplicity with our Easy Checking account.
  • Premier Plus Client Banking
    Premier Plus Customers receive the highest level of customer service, rewards, and benefits a bank can offer.
  • Solution Banking
    Solution Banking is ideal for those who have faced overdrawing issues in the past.
  • Discover® Debit Card
    All Extraco Banks checking accounts come with a free Discover Debit Card.
  • BankOn Checking
Quick Actions
Open an Account
Make A Loan Payment
Download Mobile App
Find An Extraco Branch
Dispute A Transaction
Savings Accounts
Extraco offers smart and secure ways to grow your savings with tiered interest rates.
  • Smart Savings
    This savings account offers flexible access to your funds with tiered interest rates.
  • Smart Rate Money Market
    This account offers a smart and secure way to grow your savings with competitive, tiered interest rates.
  • Certificate of Deposit
    Maximize your savings with a certificate of deposit.
  • Savvy Savings
    Round up your purchases to the nearest dollar and deposit the spare change into your savings account.
Digital Banking
There are a variety of ways to bank without ever having to visit a branch.
  • eBank My Toolkit
    App-based solutions available through Extraco's online banking.
  • Online Banking
    Enjoy the convenience of 24/7 account management with Extraco's online banking services, accessible from anywhere.
  • Mobile Banking
    Easily manage finances from your phone. The Extraco eBank app lets you check your balance, make deposits, pay bills or individuals, and set up alerts – all in a secure and easy-to-use platform.
Banking For Kids
Our First Checking and First Savings accounts, available for kids ages 0-18, are designed to grow with your child -- the perfect way to start your kids off on their financial journey!
Business
  • Business Checking
  • Business Savings
  • Treasury Management
  • Small Business
Business Checking
Our experts make managing your business finances easier with products and services that further your goals.
  • Commercial Checking
    Experience sophisticated cash flow management with our Commercial Checking account.
  • Business Elite Checking
    Our Business Elite Checking account is the perfect solution for businesses handling large amounts of cash.
  • Basic Business Banking
    This account is simple and doesn’t have any hoops to jump through so you can focus on growing your business.
  • Business Bonus Banking
    This account is perfect for businesses that want the benefit of cash back!
  • Charitable Checking
    The perfect account for non-profit organizations, offering no monthly fees and tailored features to support and empower your mission.
Quick Actions
Open An Account
Request A Change Order
Apply For A Loan
Dispute A Transaction
Find A Business Banker
Business Savings
We offer a range of business savings options tailored to the specific needs of both businesses and nonprofit organizations.
  • Business Elite Money Market
    Enjoy the convenience of flexible access to your funds coupled with the added benefit of unlimited interest.
  • Jumbo Indexed Money Market
    Maximize your savings and support business growth.
  • Certificate of Deposit
    Certificates of Deposits are a great way to steadily grow your business’ value using the extra cash you have sitting around.
Treasury Management
You wear a lot of hats as a business owner– let us handle your assets and retirement planning.
  • Treasury Management Services
    Our team is dedicated to understanding your business and helping you operate effectively and efficiently.
  • Merchant Services
    Let us help create flexible and secure solutions for your business.
  • CDARS/ICS Services
    Get full FDIC coverage on account balances above $250,000 through the ICS and CDARS services.
  • Extraco@Work
    Providing your employees with exclusive benefits to make their lives easier.
  • Find a Treasury Management Consultant
Small Business
Our award-winning bankers are ready to partner with you to ensure you have the financial advice, resources and products to make managing your business finances as simple as possible.
  • Meet a Small Business Banker
  • Extraco LINC
    Resources and tools to help you grow your business.
Small Business Resources
Extraco is proud to provide resources to help you grow your business.
Learn More
Quick Actions
Open An Account
Request A Change Order
Apply For A Loan
Dispute A Transaction
Find A Business Banker
Loans
Sometimes you just need a little financial breathing room.
  • Home Loans
    We have options available to assist you in buying a home or refinancing your current mortgage.
  • Auto Loans
    We make lending easy so you can get into your new car faster.
  • Personal Loans
    Consolidate debt, make home improvements, or make a major purchase with a personal loan.
  • Business Loans
    We offer business loans to help your business keep pace and grow.
  • Credit Cards
    Our cards aren't one size fits all. Find the one that’s right for you.
  • Student Loans
    Extraco Banks has teamed up with Brazos Higher Education to provide a variety of student loan options to fit your needs.
Quick Actions
Make a Personal Loan Payment
Begin a Mortgage Application
Upload Secure Documents
Business Credit Cards
Insurance
Extraco Insurance is your go-to source for securing the most competitive rates across all your insurance needs.
  • Home & Auto Insurance
    Your home and vehicle is one of the most important things you want to protect. Let us help you find the perfect policy tailored to you.
  • Life Insurance
    It’s not just a policy, it’s peace of mind. Our agents will help you establish the coverage plan specific to your objectives.
  • Business Insurance
    Our variety of insurance offerings will keep your company protected, so you can focus on building your business.
Quick Actions
Get a Quote
Get A Business Insurance Quote
How Insurance Works
Wealth Management
We provide tailored plans to meet your unique needs when it comes to your future.
  • Retirement
    Explore your retirement planning options with us, from 401(k)s to IRAs, tailored to meet your unique needs and goals.
  • Trust Services
    Establishing a living trust provides organization and better control of your assets.
  • Financial Planning
    Our financial services professionals have shared a commitment to excellence since 1951.
  • Private Bank
    Our Private Bank team provides personalized guidance and innovative solutions that adapt to the needs and goals of our premier clients.
  • Investments
    Choosing a solution that matches your needs is essential to achieving investment success.
  • Business Wealth & Trust
    You wear a lot of hats as a business owner– let us handle your assets and retirement planning.
Extraco Private Bank
Experience first-class service with Private Bank at Extraco. Our dedicated team offers personalized guidance and innovative solutions tailored to your evolving needs and goals.
Learn More
Quick Actions
Find A Private Banker
Find an Advisor
Wealth & Trust Inquiry
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Resources

The Extraco Banks Blog

  • Banking
  • Insurance
  • Financial Literacy
  • In Case You Missed It
  • Mortgage
  • About Extraco
  • Wealth & Trust
  • The LINC Up
Maximizing Your Finances: The Power of Combining Checking and Savings Accounts
November 1, 2023
At Extraco Banks, we're committed to empowering your financial journey by providing robust solutions that cater to your banking needs. Join us as we dive deeper into the specifics of both the checking and savings accounts we offer, and the unparalleled benefits of bundling them together.
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banking with extraco
New Extraco Parking Plaza Is Now Open In Temple
October 24, 2023
The City of Temple is proud to announce the official opening of the Extraco Parking Plaza located at 1st Street in downtown Temple. The Extraco Parking Plaza is a brand new, state-of-the-art facility, set to provide convenient and secure parking options for residents, downtown employees, and visitors.
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parking-plaza
Five Ways to Ring in National Financial Planning Month
October 4, 2023
October marks the beginning of a financial journey towards the holiday season. As we celebrate National Financial Planning Month, it's the perfect time to embrace the spirit of saving and planning for the festive months ahead.
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money saving
Home Insurance
October 4, 2023
Home insurance is not just a box to check; it's a crucial tool to safeguard your home and everything it holds. Like any other aspect of your financial plan, your home insurance needs to be periodically evaluated and adjusted to meet your changing circumstances and the evolving market dynamics.
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home insurance
Halloween On A Budget
October 4, 2023
In this blog post, we'll unveil some thrifty and budget-friendly tricks to make this Halloween a spooky success without draining your wallet.
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halloween on a budget
Home Sweet Home: VA and FHA Loans Simplified for Buyers
October 4, 2023
In this blog, we'll explore the key aspects of VA and FHA loans, shedding light on who can benefit from them and why they might be the perfect fit for your homeownership aspirations.
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va loans
401K for Millennials: Planning Retirement with Confidence
September 25, 2023
Millennials, take control of your financial future and learn how 401K planning can maximize your savings and secure a comfortable retirement later.
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millenial-friends-having-fun
Fifteen Smart Strategies to Grow Your Emergency Fund Faster
September 22, 2023
Need a boost to your emergency fund? Follow our 15 smart strategies to save more money and build a financial safety net faster.
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happy-black-family
How to Boost Savings with a Money Market Account
September 22, 2023
Need a way to grow your money faster and with less effort? A money market account can help you achieve short-term financial goals and long-term solutions.
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business-man-working-hand
Five Inspiring Hispanic Heritage Icons Who Shaped Financial History
September 22, 2023
Dive into the rich history of Hispanic heritage and explore the lives of five influential figures who shaped the financial world.
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  • Banking
    • Checking Accounts
      • Easy Checking
      • Premier Plus Client Banking
      • Solution Banking
      • Discover® Debit Card
      • BankOn Checking
    • Savings Accounts
      • Smart Savings
      • Smart Rate Money Market
      • Certificate of Deposit
      • Savvy Savings
    • Digital Banking
      • eBank My Toolkit
      • Online Banking
        • Cashback+
        • EasyInvest With Extraco
      • Mobile Banking
        • Mobile Deposit
    • Banking For Kids
  • Business
    • Business Checking
      • Commercial Checking
        • eBank Video Guides
        • Reference Guides
        • Sample Documents
      • Business Elite Checking
      • Basic Business Banking
      • Business Bonus Banking
      • Charitable Checking
    • Business Savings
      • Business Elite Money Market
      • Jumbo Indexed Money Market
      • Certificate of Deposit
    • Treasury Management
      • Treasury Management Services
        • Investment Sweep
        • Wire Transfers
      • Merchant Services
      • CDARS/ICS Services
      • Extraco@Work
      • Find a Treasury Management Consultant
    • Small Business
      • Meet a Small Business Banker
      • Extraco LINC
  • Loans
    • Home Loans
    • Auto Loans
    • Personal Loans
      • Loan Payment Options
    • Business Loans
    • Credit Cards
    • Student Loans
  • Insurance
    • Home & Auto Insurance
    • Life Insurance
    • Business Insurance
      • Business Insurance Quote
  • Wealth Management
    • Retirement
    • Trust Services
    • Financial Planning
    • Private Bank
      • Meet with a Private Banker
    • Investments
    • Business Wealth & Trust
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    • Online Banking
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