The Extraco Banks Blog

Valentine’s celebrations don’t have to come with financial stress. A little planning ahead can help you enjoy the moment, stay on budget and feel good about your spending long after the day is over. Here are a few tips to help you enjoy the holiday.

A simple, free tool designed to help you verify suspicious messages and protect your financial well-being

An escrow account helps simplify homeownership by spreading out property tax and insurance costs through your monthly mortgage payment. Each year, an escrow analysis reviews these expenses to ensure enough funds are available, which may result in a shortage or surplus and cause your payment to change. Understanding how escrow works can help you plan ahead and avoid surprises.

Extraco empowers entrepreneurs by providing the essential tools and support needed to manage multiple ventures effectively. From streamlining operations and simplifying financial management to offering strategic planning assistance, we are committed to supporting entrepreneurs so they can thrive without being held back.

A significant factor in Southwest Contract's success has been their strong partnership with us here at Extraco. This relationship has provided the financial support and resources needed to sustain growth and navigate the challenges of the business.

Mortgage refinancing can save you money, lower interest rates and help you pay off your home faster. Let Extraco Mortgager help you learn about the key benefits today.

Extraco Banks proudly welcomes Susie Stanley-Jones, CFP® as President of Extraco Wealth & Trust. With decades of leadership in wealth management and a track record of innovation, Susie is poised to guide our Wealth & Trust team into an exciting new era of growth, client service, and strategic vision.

In July of 2025, the federal government signed into law the One Big Beautiful Bill Act—a sweeping piece of legislation that reshapes the tax landscape for individuals, families and business owners alike. Whether you're an investor, a retiree or a business owner, this new law carries implications for your financial strategy.

In response to the devastating floods impacting the Texas Hill Country, Extraco Banks has opened a special FBO (For the Benefit Of) donation account to support those affected by this natural disaster. The account is now open to the public, and 100% of all contributions will go directly to victims and their families in impacted communities.

At Extraco Banks, your feedback drives our innovation. We’ve listened closely to your needs, and we’re excited to share that a refreshed online banking experience is coming soon — one that’s more secure, more efficient, and easier to use.