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Find an Advisor

Meet with a Wealth & Trust Advisor and get your financial goal planning questions answered.

Find a Mortgage Consultant

Our experienced Mortgage Consultants are ready to help you with your dream home. Our experts are located all over Central Texas and cannot wait to answer your questions.

Find a Business Banker

Meet with our Commercial Bankers, who are located across Central Texas, today to achieve your business goals.

Find a Treasury Management Consultant

Extraco Banks' Treasury Management Consultants are ready to help your business with any Treasury Management needs, such as Cash Management and Merchant Services.

Search

Ask any question to find the answer you need from Extraco Banks today. Learn more about our locations, FAQs and products.

Banking at Extraco

With Extraco, you don’t have to choose between a personalized banking experience and a high-tech one. We’re located exclusively in Central Texas and use the same financial security standards and seamless tech you expect from the big national firms.

Checking Accounts

A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers. Check out our Bonus Banking, Basic Checking & Interest Checking accounts to find your fit today!

Business Credit Cards

Explore our selection of business credit cards, including options for low rates, cash back, or flexible rewards, ensuring you find the ideal fit for your business needs.

Contact Us

Extraco Banks contact information, including business address and important phone numbers. Our local team is here and always happy to help you however we can.

Randy Betancis

Our city is important to me and is why I give my time and resources to help make it better.

Ryan Brown

I'm Ryan Brown, and I've proudly served Extraco Banks for five years, gaining extensive experience across multiple departments including Customer Service, Retail Banking, Commercial Banking, and Treasury Management. A Waco native, I was born at Providence Hospital and have resided in Waco, Texas with my family for over 30 years. My passion lies in serving people, whether it's through finding efficient solutions for their business needs at Extraco or through community service activities in my spare time.

Stephanie Angel

I'm Stephanie Angel, a native Wacoan and holding a BBA from Tarleton State University. With extensive experience in banking, I specialize in various loan types, including auto, personal, RV, motorcycle, and debt consolidation loans. My commitment lies in assisting customers in finding the optimal loan solution tailored to their needs and circumstances. When I am not working, I enjoy traveling, cooking, and cherishing moments with my loved ones.

Amy Mongillo

I'm Amy Mongillo and I have worked with Extraco Banks for 20 years in various departments throughout the company. Bringing a wealth of knowledge and experience in Customer Service, Retail Banking, Consumer Lending, Commercial Banking and Treasury Management. I am a graduate of Baylor University and have lived in Temple Texas with my family for 20+ years. My passion is working with customers to find efficient solutions for their business. I also enjoy serving my community through various organizations.

Natalie Hetzel

I'm Natalie, a proud alumna of Texas Woman’s University. With over 25 years of experience in financial services, my journey began as a Finance Specialist in the United States Army. Since 2001, I've been part of the Extraco Wealth and Trust team, finding fulfillment in nurturing enduring client relationships. Outside of work, I've served as a Court Appointed Special Advocate (CASA) for Bell/Coryell counties, advocating for children within the Texas foster care system. My husband Robert and I reside in Temple, where we cherish moments with our three children and indulge in our passion for travel.

Life Disasters

Extraco Banks understands the unique needs of Central Texans during times of disasters. When you're an Extraco customer, you're part of the Extraco Family. Let us help you and your family through any of your needs.

Brenda Davila

I'm Brenda Davila, and with over 20 years of experience in mortgage lending, I'm deeply passionate about finding innovative financial solutions for my clients. My commitment is to guide you through the entire loan process, ensuring the best possible home-buying experience. I'm dedicated to simplifying the process and providing professional and timely service at every step. Whether it's your first home or your forever home, I'm excited to be part of your home-buying journey!

Jarrett Warren

I'm Jarrett Warren and I've been with Extraco Banks for over 12 years, accumulating over 20 years of experience in the banking industry. I find fulfillment in assisting entrepreneurs and small businesses in achieving their dreams. Apart from my role at Extraco, I've dedicated over 12 years to volunteering with the Extraco Event Center at the Heart of Texas Fair and Rodeo, where I serve as the Chairman for the Public Relations Committee. In my downtime, I relish outdoor activities like fishing, strumming my guitar, and cherishing moments with my family.

Joy King

I’m Joy King. Since graduating from Tarleton University, I’ve spent over a decade in the finance industry, gaining experience in retail and commercial banking. This background has given me a wealth of knowledge and a deep passion for helping clients achieve their homeownership dreams.

Davy Villanueva

Born in Temple, TX and raised in Belton, TX, I've dedicated my career to leadership and team development. With a strong background in selecting and nurturing high-performing teams, I've had the privilege of contributing to organizations through the development of robust quality assurance programs, training initiatives, building teams, and process improvement strategies. The love of education led me to obtain an MBA from Texas A&M Central Texas. Beyond my professional pursuits, I'm equally committed to giving back to the community that has always been my foundation. When I'm not in the corporate world, you'll find me pursuing my love for the great outdoors. I live to hunt, fish, and spend time in nature. But at the core of my being, it's family time that truly fuels me. I love to spend time with my beautiful wife Amanda and my three children Val, Amari and Ivan.

Tammy Richards

I'm Tammy Richards, a Baylor University graduate with Summa Cum Laude honors in 1990, holding a B.B.A. in Finance. For over three decades, I've been a dedicated commercial lender in Waco, prioritizing exceptional customer service and fostering meaningful client relationships. I find fulfillment in understanding my clients' businesses and providing valuable insights drawn from my extensive experience. Beyond my professional endeavors, I actively contribute to the community as a member of the United Way Board of Directors and the Greater Waco Chamber of Commerce Board of Directors. Volunteering aside, I enjoy indulging in reading and traveling adventures with my family.

Extraco Banks - Weather Updates

With the winter weather affecting Central Texas communities, we want to keep our customers up-to-date with important information related to insurance claims, branch closures and more.

Privacy Policy

Extraco Banks is committed to protecting the privacy & security of its customers.

Terms and Conditions

Extraco Banks is committed to providing customers with an exceptional customer experience, which includes providing various ways to access information.