If you’re dreaming of owning a home in Central Texas you’re not alone. But for many buyers, especially first-time homeowners, saving for a down payment or qualifying for a traditional mortgage can feel out of reach.
That’s where Extraco Mortgage's Solution Home Loan Program comes in.
Designed specifically to support homebuyers in specific census tracts in Bell and McLennan counties, this program was built with our neighbors in mind. Whether you’re planting roots, raising a family or investing in your future, this loan offers the financial flexibility to help you get into a home sooner — and with less stress.
What is the Solution Home Loan Program?
The Solution Home Loan is a special mortgage program created by Extraco Mortgage to help more Central Texans achieve homeownership. Unlike traditional mortgage options, this program offers:
Closing cost assistance
No PMI
$1,000 minimum borrower contribution
No Down Payment Required
It's designed to meet the needs of buyers who may not qualify for conventional financing — but who are ready and able to purchase a home with the right support.
Who is it For?
This program is especially helpful for:
First-time homebuyers
Homebuyers looking for a primary residence
Buyers with limited savings for a down payment
Individuals looking to buy within Bell or McLennan counties
If you’re unsure whether you qualify, our mortgage consultants are here to walk you through the details and help you find the best path forward.
