Business Credit Cards
Explore our selection of business credit cards, including options for low rates, cash back, or flexible rewards, ensuring you find the ideal fit for your business needs.
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Answer
Mobile deposits are processed every two hours between 9:00 a.m. and 7:00 p.m. CST on business days. Deposits made after 7:00 p.m., on weekends, or on holidays will post the next business day. Some checks—like traveler’s checks or foreign currency—cannot be deposited.
Answer
The merchant may be blocked due to its originating corporate office. This happens on most new/replacement debit cards and uncommon transactions. Contact a customer service Relationship Banker to assist you.
Answer
Extraco offers Business Credit Cards through our provider, ELAN Card Member Services. You can apply with a Relationship Banker at your local branch today!
Answer
Business transactions can only be completed at Extra Bankers if the business account has its own debit card. Personal debit cards linked to a business account will not work.
Answer
Yes! The Extraco Treasury Management Services team can set up online wire transfer services through your online banking. Contact a TMS Consultant today!
Find a Business Banker
Meet with our Commercial Bankers, who are located across Central Texas, today to achieve your business goals.
Banking at Extraco
With Extraco, you don’t have to choose between a personalized banking experience and a high-tech one. We’re located exclusively in Central Texas and use the same financial security standards and seamless tech you expect from the big national firms.
Extraco Banks Heritage
Extaco Banks began its cotton compress and warehousing business in Waco on July 12, 1902. Today, the company has evolved into the largest and most comprehensive independent financial institutions headquartered in Central Texas.
Business Insurance Quote
Get a commercial insurance quote today from Extraco Insurance
Business Contact Form
Contact Extraco Banks for your business banking needs.
Extraco Banks - Weather Updates
With the winter weather affecting Central Texas communities, we want to keep our customers up-to-date with important information related to insurance claims, branch closures and more.
Bank Branch
- Handicapped Access
2501 TX-36 Bus
Gatesville, TX 76528
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm
Bank Branch
- Handicapped Access
- Safe Deposit Box
- Spanish Speaking
1208 E. Main Street
Hamilton, TX 76531
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Online Appointment Scheduling
- Saturday Hours (Drive-Thru Only)
1002 W. Central Texas Expy
Killeen, TX 76541
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Home Loans Specialists
2706 S. Texas Ave.
Bryan, TX 77802
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Bank Branch
- Handicapped Access
- Home Loans Specialists
1504 Williams Drive
Georgetown, TX 78628
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 3:00 pm
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Safe Deposit Box
- Saturday Hours
- Spanish Speaking
2000 N. Main
Belton, TX 76513
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm
Bank Branch
8303 W. Adams Avenue
Temple, TX 76502
United States
Lobby Hours
Currently closed
Drive-Thru Hours
Currently closed
Bank Branch
- Handicapped Access
- Spanish Speaking
102 S 1st St
Temple, TX 76501
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 5:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Home Loans Specialists
- Safe Deposit Box
1700 North Valley Mills Drive
Waco, TX 76710
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm
Extraco Banks® to Sell Downtown Temple Financial Center and Build New Branch
Today, Extraco Banks® closed on the sale of its downtown Temple financial center to Austin investors, Redeem Investments, who plan to renovate the 10-story building that makes up part of the iconic Temple skyline. Extraco will build a new financial center across the street where its current motor bank is located today.
Extraco Banks Purchases Building for New Gatesville Location
Extraco Banks purchased the former Texas First State Bank location in Gatesville at 2501 Texas 36 with the intention of moving its Gatesville banking operation to this site in late fall 2023. Previously, Extraco had purchased land located along US Hwy 84 with the intention of building a new branch.
ICYMI– Best Practices for Business Finances
The importance of well-organized business finances cannot be overstated. Keeping accurate and well-organized financial data is critical for knowing the status of your business, tax season, and especially when seeking financing.
ICYMI— The Human Resource Lifecycle of a Business
By: Alex Eichenberg, Liz Barton & DJ Snyder
Identifying Your Business Drivers
Identifying and monitoring the key drivers of your business will help track what’s happening and trigger red flags for when remedial action is needed. A whole range of internal and external factors affects the performance of every small business. Read our resource article to learn more!
ICYMI— The Human Resources Lifecycle of a Business
We want to share our expertise and knowledge about the lifecycle of an employee – from hiring to firing – with you. Below is a recap of our October Bank & Brews workshops focused on four aspects of human resources which are vital to a business (and improving the bottom line): hiring, building, coaching & disciplining employees. Make sure to download the templates from each workshop!
Business Insurance You’ll Need
If you’ve been procrastinating on business insurance, consider this: small businesses are much more likely than larger companies to be devastated in the event of an unforeseen loss, and business insurance needn’t be costly. Read more to learn about the business insurance you need.
Finding new business verticals
Finding new business verticals. Extraco Banks is committed to building businesses throughout Central Texas. Whether you're a startup or looking to create a succession plan for your business, we have the resources to help you achieve your business goals.
How to Improve Your Credit Score
Your credit score is a three-digit number which helps lenders determine the risk of lending you money. If you aren’t getting approved for credit cards or loans, you may need to improve your credit score. Building your credit isn’t a speedy process, but there are several things you can do to start paving the way to a better credit score.
Benefits of Gift Card Programs for Your Business
Want to attract new customers and keep existing ones returning? A gift card program can help! In this blog, we'll highlight four benefits of using gift card programs. Here at Extraco Banks, we offer Cashback+ to our customers to purchase digital gift cards with bonus offers any time they want using funds directly from their checking accounts.
Extraco Banks' New Flagship Branch: Extraco Banks | West Adams In Temple, TX
Exciting developments are underway as Extraco Banks prepares to open its state-of-the-art flagship branch in Temple, TX, promising innovative financial solutions and community growth.
To Build or Not to Build: Get the Home That’s Right for You
Times are tough for buyers in today’s seller’s market. There is low inventory and incredibly tough competition for homes all over the country. Many buyers in the market have decided to build a new home to ensure they get the home that is right for them.
How Entrepreneurs Can Get a Business Scholarship Award
Are you an entrepreneur looking to further your education? If so, you might be eligible for a business scholarship award! These awards help business owners finance their education and continue their business ventures. We'll go over how to start your search, standard eligibility requirements, and the types of scholarships available. We'll also provide you with some success tips for completing your applications. So, if you are ready to level up your business skills, read on.
How To Utilize ACH for your Business
How To Set Up ACH Transactions
ICYMI— The Ultimate Bizkill: Top 3 things that can derail your business plan
By: Mark Reynolds & Tim Holtkamp
What to Know Before Launching a New Business in 2023
Are you thinking about launching a new business in 2023? We like to think of starting a new business as a journey. Launching a business is a big step and one with the potential to help you realize your dreams. Taking your time and launching your business the right way is wise. So, having patience and discernment will prime your business for growth and success.
Extraco Banks - Who We Are
Read our latest blog to learn more about what sets Extraco Banks apart from other central Texas banks. When you bank with Extraco, you bank with the best
Tips to Keep Your Business Secure Online
Consider Yahoo, Marriott International, Adult Friend Finder, Anthem, and Target. What do these companies have in common? They’ve all experienced some of the largest data breaches in history. The scary thing is that you can’t protect all your data all the time, but there are many things you can do to guard against a cyber-attack.
ICYMI: Killeen Business After Hours Event
On April 18, 2024, we had the pleasure of hosting the Killeen Business After Hours event at our Killeen Branch. From 5:30 p.m. to 7 p.m., we welcomed members of the community for an evening of networking, and a special tribute to our local heroes.
Top Five Benefits of Building a Solid Banking Relationship
At Extraco Banks, you're not a number — you're not just ‘another customer.’ Instead, we consider you family, and family deserves more attention, better service, and a personal approach. Read our blog to learn more!
Extraco Banks® Begins Construction on New Downtown Temple Branch
Extraco Banks® announced on June 23, 2023, it will begin construction on its new Downtown Temple branch on July 10, 2023. The 2,400 square foot branch will have video teller technology, four drive through lanes and an outdoor seating area between the new bank building and Treno Pizzeria.
ICYMI—Meaningful Networking: Building and Fostering Genuine Connections
By: Sam Brown and Fiona Bond
Planning a Side Hustle: What you need to think about before starting a side business
According to software company Zappier, 40% of Americans have a side hustle, and that number is growing. Planning a side hustle is a great way to pad your savings, pay down debt, save for a specific goal, or give you some extra wiggle room in your monthly budget. However, if you’re looking to add a side hustle, there are a few things you should know before you begin, and it starts with a plan.
