Resources

What the One Big Beautiful Bill Act Means for You

In July of 2025, the federal government signed into law the One Big Beautiful Bill Act—a sweeping piece of legislation that reshapes the tax landscape for individuals, families and business owners alike. Whether you're an investor, a retiree or a business owner, this new law carries implications for your financial strategy.

Extraco Banks - Who We Are

Read our latest blog to learn more about what sets Extraco Banks apart from other central Texas banks. When you bank with Extraco, you bank with the best

Vacation planning: Steps to make sure you’ve got a budget and a plan for this year’s vacation

Summer has finally arrived, and if you haven’t done so yet, it’s time to think about how to spend your 2022 summer vacation. The good news is that many governments and businesses have lifted pandemic restrictions. However, in their wake, we’re now facing higher prices at the pump, the stores, and everywhere else. Yet, with a few simple tips, you can still plan an enjoyable vacation while sticking to a budget.

Are checks really safer than debit cards?

Once you decide to buy something, you then must determine the form of payment you’ll use. Is cash easiest? Will you write a check? Or is your debit card the best way to go? Pros and cons exist for all methods of payment. Many of us decide quickly without thinking through potential fraud or payment protection. 

Tips to Keep Your Business Secure Online

Consider Yahoo, Marriott International, Adult Friend Finder, Anthem, and Target. What do these companies have in common? They’ve all experienced some of the largest data breaches in history. The scary thing is that you can’t protect all your data all the time, but there are many things you can do to guard against a cyber-attack.

Calculating Your Debt-to-Income Ratios

Learn how to calculate your debt-to-income ratio (DTI) to estimate how much you can afford on your next mortgage. In addition to your credit score, your debt-to-income (DTI) ratios are looked at by closely by mortgage lenders when you apply for a loan. This ratio is extremely important in determining the risk associated with approval.

Ten Steps to Financial Wellness for Women

This comprehensive checklist covers key areas and provides a roadmap for women to manage finances effectively. Each step contributes to building a strong financial foundation, fostering empowerment, and securing a stable future.

Five Ways to Ring in National Financial Planning Month

October marks the beginning of a financial journey towards the holiday season. As we celebrate National Financial Planning Month, it's the perfect time to embrace the spirit of saving and planning for the festive months ahead.

Managing seasonal demand

Managing seasonal demand. Extraco Banks is committed to building businesses throughout Central Texas. Whether you're a startup or looking to create a succession plan for your business, we have the resources to help you achieve your business goals.

Smart Money Tips: How to Start Investing Today

Stocks, bonds, and real estate are a few of the many ways to invest your money. Yet, if you’re new to investing, where and how do you start? It’s a question that begs an answer. The problem is, you’ll always get a different answer, depending on who you ask.

Money Steps You Should Take Now

Higher prices for goods and services also translate to less money in your bank account and less to budget with each month. Fortunately, there are smart money moves you can and should make right now to protect your future, and it all begins with a budget.

Spring Cleaning Your Finances

Just as you declutter your closets and tidy up your living space, now is the perfect time to give your financial situation a thorough once-over. At Extraco Banks, we understand the importance of keeping your financial house in order, which is why we've put together 10 simple, yet effective, tips and tricks to help you freshen up your finances.

The Top 7 Things Physicians Should Know Before Moving to DFW

Congratulations on receiving your residency match! You’ve worked hard to reach this milestone. This is an exciting time and a moment to celebrate. Yet, while one milestone of your journey is ending, another is just beginning, and we’re certain you have many questions. To help guide you through your transition, we’d like to introduce you to the Dallas-Fort Worth area and, more specifically, to what the Dallas-Fort Worth area holds for you and your future.

The Top 7 Things Physicians Should Know Before Moving to San Antonio

You probably already know that San Antonio is home to two Level One Trauma Centers and two of the top largest hospitals in the nation, along with several biomedical research facilities throughout the area. These spaces will give you access to some of the latest medical and healthcare technology innovations. That’s not all this city has to offer. Allow us to introduce you to the San Antonio area and help answer some of your burning questions.