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About Extraco

At Extraco, corporate social responsibility is part of our culture. We understand that to sustain a healthy business, you must sustain a healthy community. It’s imperative to what we do daily for future economic growth and stability. Our success as a company results from the care and compassion of our 300+ team members who bring our culture to life each day. They care for our customers. They develop relationships. They run our operations. They unselfishly donate their time, talent , and personal financial resources to causes important to them.

Open a Business Account

Get Started Today! Interested in learning more about our business solutions? Fill out the form below and an Extraco Business Advisor will be in touch with you shortly. If you are a current customer

Loan Inquiry

Have questions about applying for a loan or credit card? Fill in your information and a loan specialist will contact you!

Extraco Banks Selects Empower, Black Knight's High-Performance LOS, to Drive Growth in Digital Mortgage Operations

Black Knight, Inc. (NYSE:BKI) announced today that Extraco Banks, the largest and most comprehensive locally owned bank between Dallas and Austin, Texas, has signed a contract to implement the Empower loan origination system (LOS). The company selected Empower for its exceptional digital mortgage capabilities, and will also use Black Knight’s Surefire CRM and mortgage marketing engine to elevate the customer experience and to help create customers for life.

Extraco Banks Selects Empower, Black Knight's High-Performance LOS, to Drive Growth in Digital Mortgage Operations

Extraco Banks, the largest and most comprehensive locally owned bank between Dallas and Austin, Texas, has signed a contract to implement the Empower loan origination system (LOS). The company selected Empower for its exceptional digital mortgage capabilities, and will also use Black Knight's Surefire CRM and mortgage marketing engine to elevate the customer experience and to help create customers for life.

Terms and Conditions

Extraco Banks is committed to providing customers with an exceptional customer experience, which includes providing various ways to access information.

Bill Pay Assistance

Our Bill Pay feature allows you to make recurring and one-time payments to people or friends.

Safe Banking

Extraco Banks is committed to helping you keep your financial information safe. Bookmark this page to learn about the latest scams in the marketplace.

Search

Ask any question to find the answer you need from Extraco Banks today. Learn more about our locations, FAQs and products.

eBank - My Toolkit

As an Extraco customer, you have access to solutions integrated into your eBank that can help you reach your financial goals. Learn more about the resources available to you!

Privacy Policy

Extraco Banks is committed to protecting the privacy & security of its customers.

Discover Card Acceptance Form

If you have been told by a store or merchant that they do not accept Discover cards, we'd love to hear about it. We hope to use the merchant information you provide to ensure a better experience for you moving forward!

Business Customer Change Order

Simply fill out this quick form and your change order will be ready in two hours for pick-up in the lobby or drive-thru at the branch you selected. Any change order request received after 4pm will be prepared the next business day. If you have any questions about your change order, please call us at 1-866-EXTRACO (398-7226).

Extraco Banks - Weather Updates

With the winter weather affecting Central Texas communities, we want to keep our customers up-to-date with important information related to insurance claims, branch closures and more.

Extrapreneur

Extraco Banks is passionate about catalyzing small business growth & creating an entrepreneurial bridge across our communities. That's why we've created the Extrapreneur Award - to provide Central

Tom Creek

I'm Tom Creek, a commercial banker with nearly three decades of experience. I hold a bachelor's degree from West Texas A&M University and a degree from Southwestern Graduate School of Banking. Residing in Gatesville, Texas I am passionate about community growth, I actively participate in organizations like the Salvation Army, Lions Club, Gideons, Central Texas Hospitality House, Meals on Wheels, and church activities.

Brenda Davila

I'm Brenda Davila, and with over 20 years of experience in mortgage lending, I'm deeply passionate about finding innovative financial solutions for my clients. My commitment is to guide you through the entire loan process, ensuring the best possible home-buying experience. I'm dedicated to simplifying the process and providing professional and timely service at every step. Whether it's your first home or your forever home, I'm excited to be part of your home-buying journey!

Mary Owen

I'm Mary Owen, a lifelong resident of Hamilton, dedicated to serving the community through my role at Extraco Banks for over 20 years. Alongside my husband, Scottie, we cherish our family of three daughters and five wonderful grandchildren. In my leisure time, I prioritize quality moments with my loved ones. My commitment extends beyond professional duties; I am passionate about fulfilling my customers' needs and fostering positive relationships with each individual. Actively engaging in community functions, I am driven by a deep-seated passion for contributing to the growth and prosperity of our community.

Hudson Kennedy

I'm Hudson Kennedy, a seasoned commercial banker and CPA. My finance journey began at Belton High School in 2005, followed by earning my BBA in Accounting from Abilene Christian University. With a CPA license in hand, I specialize in guiding businesses to make informed financial decisions, fostering strong organizational foundations. Beyond work, I'm deeply involved in our community, serving on the boards of the Belton Christian Youth Center and the Salado Chamber of Commerce Economic Development Committee. I also volunteer at Grace Salado, alongside my wife and three children.

eConsent Disclosure

This Disclosure is in regards to conducting business electronically, receiving electronic notices and disclosures, and signing documents electronically.