Skip to main content
  • Digital Banking
    Digital Banking
    Online Banking Mobile Banking
  • Calculators
  • Financial Tips
  • Locations
  • Contact Us
    Contact Us
    Chat Now Text Us Send an Email
  • Secure Login
  • Search
Extraco Banks logo
  • Banking
  • Business
  • Loans
  • Insurance
  • Wealth Management
Menu
Banking
Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals
  • Checking Accounts
  • Savings Accounts
  • Digital Banking
  • Banking For Kids
Checking Accounts
A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers.
  • Easy Checking
    Experience ultimate simplicity with our Easy Checking account.
  • Premier Plus Client Banking
    Premier Plus Customers receive the highest level of customer service, rewards, and benefits a bank can offer.
  • Solution Banking
    Solution Banking is ideal for those who have faced overdrawing issues in the past.
  • Discover® Debit Card
    All Extraco Banks checking accounts come with a free Discover Debit Card.
  • BankOn Checking
Quick Actions
Open an Account
Make A Loan Payment
Download Mobile App
Find An Extraco Branch
Dispute A Transaction
Savings Accounts
Extraco offers smart and secure ways to grow your savings with tiered interest rates.
  • Smart Savings
    This savings account offers flexible access to your funds with tiered interest rates.
  • Smart Rate Money Market
    This account offers a smart and secure way to grow your savings with competitive, tiered interest rates.
  • Certificate of Deposit
    Maximize your savings with a certificate of deposit.
  • Savvy Savings
    Round up your purchases to the nearest dollar and deposit the spare change into your savings account.
Digital Banking
There are a variety of ways to bank without ever having to visit a branch.
  • eBank My Toolkit
    App-based solutions available through Extraco's online banking.
  • Online Banking
    Enjoy the convenience of 24/7 account management with Extraco's online banking services, accessible from anywhere.
  • Mobile Banking
    Easily manage finances from your phone. The Extraco eBank app lets you check your balance, make deposits, pay bills or individuals, and set up alerts – all in a secure and easy-to-use platform.
Banking For Kids
Our First Checking and First Savings accounts, available for kids ages 0-18, are designed to grow with your child -- the perfect way to start your kids off on their financial journey!
Business
  • Business Checking
  • Business Savings
  • Treasury Management
  • Small Business
Business Checking
Our experts make managing your business finances easier with products and services that further your goals.
  • Commercial Checking
    Experience sophisticated cash flow management with our Commercial Checking account.
  • Business Elite Checking
    Our Business Elite Checking account is the perfect solution for businesses handling large amounts of cash.
  • Basic Business Banking
    This account is simple and doesn’t have any hoops to jump through so you can focus on growing your business.
  • Business Bonus Banking
    This account is perfect for businesses that want the benefit of cash back!
  • Charitable Checking
    The perfect account for non-profit organizations, offering no monthly fees and tailored features to support and empower your mission.
Quick Actions
Open An Account
Request A Change Order
Apply For A Loan
Dispute A Transaction
Find A Business Banker
Business Savings
We offer a range of business savings options tailored to the specific needs of both businesses and nonprofit organizations.
  • Business Elite Money Market
    Enjoy the convenience of flexible access to your funds coupled with the added benefit of unlimited interest.
  • Jumbo Indexed Money Market
    Maximize your savings and support business growth.
  • Certificate of Deposit
    Certificates of Deposits are a great way to steadily grow your business’ value using the extra cash you have sitting around.
Treasury Management
You wear a lot of hats as a business owner– let us handle your assets and retirement planning.
  • Treasury Management Services
    Our team is dedicated to understanding your business and helping you operate effectively and efficiently.
  • Merchant Services
    Let us help create flexible and secure solutions for your business.
  • CDARS/ICS Services
    Get full FDIC coverage on account balances above $250,000 through the ICS and CDARS services.
  • Extraco@Work
    Providing your employees with exclusive benefits to make their lives easier.
  • Find a Treasury Management Consultant
Small Business
Our award-winning bankers are ready to partner with you to ensure you have the financial advice, resources and products to make managing your business finances as simple as possible.
  • Meet a Small Business Banker
  • Extraco LINC
    Resources and tools to help you grow your business.
Small Business Resources
Extraco is proud to provide resources to help you grow your business.
Learn More
Quick Actions
Open An Account
Request A Change Order
Apply For A Loan
Dispute A Transaction
Find A Business Banker
Loans
Sometimes you just need a little financial breathing room.
  • Home Loans
    We have options available to assist you in buying a home or refinancing your current mortgage.
  • Auto Loans
    We make lending easy so you can get into your new car faster.
  • Personal Loans
    Consolidate debt, make home improvements, or make a major purchase with a personal loan.
  • Business Loans
    We offer business loans to help your business keep pace and grow.
  • Credit Cards
    Our cards aren't one size fits all. Find the one that’s right for you.
  • Student Loans
    Extraco Banks has teamed up with Brazos Higher Education to provide a variety of student loan options to fit your needs.
Quick Actions
Make a Personal Loan Payment
Begin a Mortgage Application
Upload Secure Documents
Business Credit Cards
Insurance
Extraco Insurance is your go-to source for securing the most competitive rates across all your insurance needs.
  • Home & Auto Insurance
    Your home and vehicle is one of the most important things you want to protect. Let us help you find the perfect policy tailored to you.
  • Life Insurance
    It’s not just a policy, it’s peace of mind. Our agents will help you establish the coverage plan specific to your objectives.
  • Business Insurance
    Our variety of insurance offerings will keep your company protected, so you can focus on building your business.
Quick Actions
Get a Quote
Get A Business Insurance Quote
How Insurance Works
Wealth Management
We provide tailored plans to meet your unique needs when it comes to your future.
  • Retirement
    Explore your retirement planning options with us, from 401(k)s to IRAs, tailored to meet your unique needs and goals.
  • Trust Services
    Establishing a living trust provides organization and better control of your assets.
  • Financial Planning
    Our financial services professionals have shared a commitment to excellence since 1951.
  • Private Bank
    Our Private Bank team provides personalized guidance and innovative solutions that adapt to the needs and goals of our premier clients.
  • Investments
    Choosing a solution that matches your needs is essential to achieving investment success.
  • Business Wealth & Trust
    You wear a lot of hats as a business owner– let us handle your assets and retirement planning.
Extraco Private Bank
Experience first-class service with Private Bank at Extraco. Our dedicated team offers personalized guidance and innovative solutions tailored to your evolving needs and goals.
Learn More
Quick Actions
Find A Private Banker
Find an Advisor
Wealth & Trust Inquiry
  1. Home
Resources

The Extraco Banks Blog

  • Banking
  • Insurance
  • Financial Literacy
  • In Case You Missed It
  • Mortgage
  • About Extraco
  • Wealth & Trust
  • The LINC Up
Planning a Side Hustle: What you need to think about before starting a side business
August 4, 2022
According to software company Zappier, 40% of Americans have a side hustle, and that number is growing. Planning a side hustle is a great way to pad your savings, pay down debt, save for a specific goal, or give you some extra wiggle room in your monthly budget. However, if you’re looking to add a side hustle, there are a few things you should know before you begin, and it starts with a plan.
Image
Side hustle
When Is it Time to Increase Your Team?
August 3, 2022
Growing your team can be nerve-wracking and exciting bundled together. On the one hand, it means you’re hitting important milestones and expanding your business. Yet, it also means you need to grow your team and perhaps even hire new types of talent to accommodate your increasing need. Finding the sweet spot and knowing when to hire and when to hold off is key. Thankfully, there are a few simple ways to tell when it’s time to increase your team.
Image
Team work
Money Steps You Should Take Now
August 3, 2022
Higher prices for goods and services also translate to less money in your bank account and less to budget with each month. Fortunately, there are smart money moves you can and should make right now to protect your future, and it all begins with a budget.
Image
Couple planning budget together
Are You Ready to Buy a Home?
August 3, 2022
Buying a home is still a big part of the American dream and, for many, an important milestone in life. However, whether you’re a first-time home buyer or looking for your next home, knowing when to buy is key to getting the best rates. That’s especially important today with a hot housing market and rising interest rates. There are a few things you can do to maximize your chances of landing a good deal on your mortgage, which could save you thousands of dollars over the term of your home loan.
Image
Buying a home
Credit Checkup: How to Get Your Credit in Order and Pay Off Debt
July 21, 2022
If your credit history contains a few, or several, blemishes, it’s not the end of the world. You can do several things to get your credit in order and pay off debt, and it begins with knowing what’s in your credit history.
Image
Man holding credit card using laptop
Extraco Banks® to Sell Downtown Temple Financial Center and Build New Branch
June 30, 2022
Today, Extraco Banks® closed on the sale of its downtown Temple financial center to Austin investors, Redeem Investments, who plan to renovate the 10-story building that makes up part of the iconic Temple skyline. Extraco will build a new financial center across the street where its current motor bank is located today.
The Top 7 Things Physicians Should Know Before Moving to DFW
May 23, 2022
Congratulations on receiving your residency match! You’ve worked hard to reach this milestone. This is an exciting time and a moment to celebrate. Yet, while one milestone of your journey is ending, another is just beginning, and we’re certain you have many questions. To help guide you through your transition, we’d like to introduce you to the Dallas-Fort Worth area and, more specifically, to what the Dallas-Fort Worth area holds for you and your future.
Image
Downtown Dallas
The Top 7 Things Physicians Should Know Before Moving to San Antonio
May 23, 2022
You probably already know that San Antonio is home to two Level One Trauma Centers and two of the top largest hospitals in the nation, along with several biomedical research facilities throughout the area. These spaces will give you access to some of the latest medical and healthcare technology innovations. That’s not all this city has to offer. Allow us to introduce you to the San Antonio area and help answer some of your burning questions.
Image
San Antonio River Walk
Should You Choose Dividend Stocks to Combat Inflation and Rate Hikes?
April 13, 2022
Inflation in the US has surged to the highest level in nearly 40 years, reaching 7.9% in February 2022. This, coupled with the US Federal Reserve’s decision to raise interest rates, has alarmed many investors
Image
Woman checking stocks
Tips to Keep Your Business Secure Online
April 12, 2022
Consider Yahoo, Marriott International, Adult Friend Finder, Anthem, and Target. What do these companies have in common? They’ve all experienced some of the largest data breaches in history. The scary thing is that you can’t protect all your data all the time, but there are many things you can do to guard against a cyber-attack.
  • Previous page ‹‹
  • Page 10
  • Next page ››
Footer Logo
  • About
  • Privacy Policy
  • Careers
  • Contact Us
  • ATM & Branch Locations
  • Extraco Bank's Facebook Profile
  • Extraco Bank's X Profile
  • Extraco Bank's Instagram Profile
  • Extraco Bank's LinkedIn Profile
  • Extraco Bank's YouTube Channel
Equal Housing LenderMember FDIC
Copyright © 2025 Extraco Banks.
Extraco Banks logo

Modal title

Modal body text goes here.

Close
Continue
Extraco Banks logo
Login to Extraco Banks

Secure Account Logins

It's your money, your wealth, your business. Manage it the way you want.

Banking with Extraco eBank App

Check your balance, pay bills, transfer funds and deposit checks - anytime, anywhere.

Download the Extraco Banking app from Apple's App Store Get the Extraco Banking app on Google Play
  • Banking
    • Checking Accounts
      • Easy Checking
      • Premier Plus Client Banking
      • Solution Banking
      • Discover® Debit Card
      • BankOn Checking
    • Savings Accounts
      • Smart Savings
      • Smart Rate Money Market
      • Certificate of Deposit
      • Savvy Savings
    • Digital Banking
      • eBank My Toolkit
      • Online Banking
        • Cashback+
        • EasyInvest With Extraco
      • Mobile Banking
        • Mobile Deposit
    • Banking For Kids
  • Business
    • Business Checking
      • Commercial Checking
        • eBank Video Guides
        • Reference Guides
        • Sample Documents
      • Business Elite Checking
      • Basic Business Banking
      • Business Bonus Banking
      • Charitable Checking
    • Business Savings
      • Business Elite Money Market
      • Jumbo Indexed Money Market
      • Certificate of Deposit
    • Treasury Management
      • Treasury Management Services
        • Investment Sweep
        • Wire Transfers
      • Merchant Services
      • CDARS/ICS Services
      • Extraco@Work
      • Find a Treasury Management Consultant
    • Small Business
      • Meet a Small Business Banker
      • Extraco LINC
  • Loans
    • Home Loans
    • Auto Loans
    • Personal Loans
      • Loan Payment Options
    • Business Loans
    • Credit Cards
    • Student Loans
  • Insurance
    • Home & Auto Insurance
    • Life Insurance
    • Business Insurance
      • Business Insurance Quote
  • Wealth Management
    • Retirement
    • Trust Services
    • Financial Planning
    • Private Bank
      • Meet with a Private Banker
    • Investments
    • Business Wealth & Trust
  • Digital Banking
    • Online Banking
    • Mobile Banking
  • Calculators
  • Financial Tips
  • Locations
  • Contact Us
    • Chat Now
    • Text Us
    • Send an Email
  • Secure Login
  • Search