Frequently Asked Questions

Answer

The best way to protect yourself from overdraft fees and return fees is to know your balance so you don't accidentally spend money you don't have.

Answer

Click below to learn about safe banking with Extraco.

Answer

You should be able to view your statements online for the past 2 years. However, if you need to access statements further back than that, you can simply contact your banker for assistance.

Pages

Extraco Banks - Weather Updates

With the winter weather affecting Central Texas communities, we want to keep our customers up-to-date with important information related to insurance claims, branch closures and more.

Privacy Policy

Extraco Banks is committed to protecting the privacy & security of its customers.

Resource Center

Explore our resource center! The tools and information you need to succeed, right at your fingertips. Read articles about recents events on our blog, take advantage of our financial calculators, read how-tos and tips in our resource articles, explore our video library and keep up-to-date on events!

Locations

Bank Branch
  • Curbside Delivery
  • Handicapped Access

1003 East Highway 190
Copperas Cove, TX 76522
United States

Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 6:00 pm

Bank Branch
  • Handicapped Access

2501 TX-36 Bus
Gatesville, TX 76528
United States

Lobby Hours
Currently closed
Hours Today:9:00 am - 5:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm

Mortgage Office
  • Handicapped Access
  • Home Loans Specialists

700 Lake Road
Belton, TX 76513
United States

Lobby Hours
Currently closed
Hours Today:9:00 am - 5:00 pm

Resources

Can You Spot a Phishing Scam? 🕵️‍♀️

Every day, scammers trick people into giving away personal information through emails, texts, and phone calls disguised as their bank. With more of us relying on online and mobile banking, these scams are on the rise. In fact, the Federal Trade Commission reported that Americans lost a shocking $10 billion to phishing scams and fraud in 2023—a 13.6% increase over 2022.

How to Ban Scams from Fake Checks to Online Shopping and More  

Robocalls are one of the most common scams Americans face today, and scam artists use many approaches to trick you. It might be an auto warranty renewal, a hotel reservation, an award you won – even if you never entered a drawing for it – and more. Still, robocalls are only one of the many avenues scam artists use to trick you.