Extraco Banks' routing number is 111900581.
You can request a temporary increase by calling a customer service Relationship Banker at 254.774.5501, or by making the request as you stop by a local branch.
Our automated touch-tone or voice-activated system lets you check balances, schedule loan payments, transfer funds and obtain financial center hours of operation and locations, as well as turning off your debit card. Available in both English and Spanish.
You can request a Phone 24 reset by calling a customer service Relationship Banker at 254.774.5501 and verifying additional security questions, or by making the request as you stop by a local branch.
It may just be pending for approval. You can contact a customer service Relationship Banker to submit the approval, or you can have a branch Relationship Banker reach out to customer service while you are visiting a local branch for the approval.
To request for mobile deposit, when successfully logged into the Extraco eBank Mobile Application, from the home screen, select the three horizontal lines on the top left. You will then select “Deposit Check”. Then, check the box next to the account that you wish to deposit checks for mobile deposit going forward, then select the green ENROLL.
Consumer: $2,500.00 daily, $10,000.00 monthly (The lowest limits are $500 daily and $2500 monthly. However, these limits increase automatically with good standing after 180 days.)
Business: $50,000.00 daily, $200,000.00 monthly
Yes, you can. You can request a temporary increase by calling a customer service Relationship Banker at 254-774-5501, or by making the request as you are stopping by a local branch.
This could happen for one of three reasons.
1.) There is a pending deposit that is yet to post.
2.) The transaction amount is exceeding the daily point of sale limit.
3.) The merchant may be blocked if they are originally based out-of-state.
Extraco’s customer service Relationship Bankers have the ability to remove merchant blocks over the phone and can also temporarily increase debit card point of sale limits if needed.
Mobile deposits process in batches in the order they are received. Processing times are 9:00 AM, 11:00 AM, 1:00 PM, 3:00 PM, 4:00 PM, 5:00 PM, and 7:00 PM.
Deposit cutoff times are 7:00pm Monday-Friday. Deposits that are made after 7:00pm are put into the 9:00am file on the next business day.
You can order a new debit card over the phone by speaking with a customer service Relationship Banker. Please ensure that the address on file is correct as this could delay any debit card order. You can also reorder a replacement for your debit card through the Extraco eBank Mobile Application. Simply log in, scroll to “Manage Cards”, click on your card, and select “Reorder Card”. Please note that there is an option of Expedited Delivery with a $40 fee charged to the account holder to pay the parcel.
A Pre-Authorization, more commonly referred to as a “pre-auth”, is a pre-authorization that places a hold on your credit/debit card for a specific dollar amount based on a projected sale amount. Pre-authorizations CAN be avoided by prepaying inside with a store clerk as opposed to paying at the gas pump.