How to Pay Bills & Send Payments to Friends Using Your Mobile Phone

Woman looking at mobile phone

Payments are now easier than ever!









Extraco Banks Online Bill Pay

Extraco’s online bill pay allows you to make one-time or recurring payments through your eBank.

How to Set Up Bill Pay
  • Sign up for online banking — Call our customer care team at 1.866.398.7226 or email them at [email protected] to set you up with an online banking user ID and password. You will be provided with your online user ID and a temporary password (this will need to be changed when logging into the full site)
  • Go to your Extraco Bill Pay Log in using your Extraco user ID and password
  • Select “Bill Pay” at the top of your screen
  • Select the account you want to pay bills from and select "continue"
  • If you agree to the Consumer Bill Pay Agreement/Disclosure, check the boxes that apply. and select "Accept & Submit"
  • Add your payees under the “Payees” tab
  • Choose “Add a Payee” to set up your payments. Simply follow the prompts to add an individual, business, or financial institution
  • Enter the Payee's information
  • If you selected to add a person, you will then add a "Keyword" for your payee and select "Next"
  • Select the method by which you'd like to receive your one-time verification code and click "Next"
  • You can then schedule your payments using the calendar under "Payment Date" and click "Pay"

You have the option of sending a payment as a single one-time payment, or setting your recurring payments to be sent automatically. Once payments are scheduled, you can manage them by selecting “Scheduled Payments” under the “Payments” tab. 

iPay Quick Pay℠

iPay Quick Pay℠ is a voice service that allows you to pay bills by simply using your Amazon Alexa device. Use iPay Quick Pay℠ to:

  • Make payments
  • Review scheduled payments
  • Review payment history
How to Set up iPay Quick Pay℠

To use iPay QuickPay℠ you must have the following:

  • An Account with Amazon
  • A mobile device with the Alexa app installed
  • An Alexa enabled device

Step 1

  • Log in to Online Banking at
  • Click on the Bill Pay Tab
  • Click on “My Account Tab”   
  • Click on “Add Alexa”   
  • Create a bill pay account linking your Extraco Banks online credentials to Alexa App (this will be a brand new log in and will not be something previously used)
  • “Success, account link credentials created” will appear on the page
  • You will receive an e-mail with confirmation of Alexa Credentials

Step 2

  • Go to Amazon Alexa App
  • Use Amazon log in credentials and not the credentials created within Bill Pay. This will be used at a later step.
  • Select either "Setting up an Amazon Echo" or "Setting up Alexa App"
  • Select, “I’m…” or “I’m someone else”
  • Click on the Menu (3 dashes in the top left hand corner)
  • Click on “Skills & Games" & then click the search icon
  • Search for “iPay QuickPay”
  • Click “enable to use”
  • Input credentials created within Extraco Banks Online Banking, then submit
  • Create 4 digit pin
  • Click “Agree to Terms”
  • “Successfully Linked Page” will appear

To Start a Bill Pay with Alexa, just say “Alexa, open iPay QuickPay.”

Peer-to-Peer (P2P) & Money Transfer Apps

P2P and money transfer apps make transferring money to and from peers from your mobile phone simple.

  • Make and share payments from your Extraco bank account or debit card
  • Make purchases — use your Venmo account as a way to pay in mobile apps
  • Transfer money from Venmo to your Extraco bank account

To download onto your Apple device, click here. To download onto your Android device, click here.

  • Send and receive money in seconds
  • Fly through checkout safely — PayPal helps keep check out fast
  • Transfer money from PayPal to your Extraco bank account

To download onto your Apple device, click here. To download onto your Android device, click here.

Cash App
  • Quickly send and receive payments
  • Transfer money from Cash App to your Extraco bank account
  • Cash App allows you to invest easily by using your Cash App account

To download onto your Apple device, click here. To download onto your Android device, click here.

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