Mom Banking Online

Personal Checking

A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers. Find your fit today!


Bonus Banking

Cash Back isn't just for credit cards. Earn money back on all your signature-based debit card purchases and up to $20 reimbursed when you use non-Extraco ATMs. Better yet – never pay a dime in monthly fees when you meet our simple requirements.

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Basic Checking

Basic checking is perfect for those who just need the essentials. 



Interest Checking

Earn interest on your checking account and waive the monthly service charge if the daily balance never falls below $2,500 at any time during the statement cycle. 

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Woman banking on computer and phone - Extraco Banks

Solution Checking

Solution Checking is a great option for students or for those who may have had trouble overdrawing checking accounts in the past.  

Learn More


Upgrade to Fraud Alert Process

Starting March 8th, you'll be able to automatically self-resolve any fraud issues to your account. You'll be contacted via text message, email and phone call if there is suspected fraud on your account. You will need to respond within 20 minutes to unsuspend your debit card, so we will need your most up-to-date contact information.

Learn More


Debit Card Benefits

A card beyond convenient. When using your card, you are covered in many ways. Your card features:

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We have always enjoyed banking with the fine people here at Extraco.

 The main product we have here is our checking account. We have had no issues of any sort with our account at all. We also have opened a savings account that has yielded a good percentage for us. Every little bit helps!

- Customer Review from Wallet Hub

Get The Extraco eBank App

Check your balance, pay bills, transfer funds and deposit checks – anytime, anywhere.

Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device