Personal Checking

A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers. Find your fit today!


Lady on phone


Easy Checking

If you want to bank with convenience, this checking is the ideal choice for you. Waive the monthly service charge completing one of the steps below:

  • Maintain an average daily balance of $2,500 per statement cycle between all your Extraco deposit accounts
  • Monthly combined deposit of at least $1,500 (electronic or in-person) in your Easy checking account

Otherwise, the monthly service charge is $7.00. This account also offers up to $6.00/month ATM refunds.

Learn More  Open an Account 

man smiling looking at a giftcard


Solution Banking

Solution Banking is a great option for those who may have had trouble overdrawing checking accounts in the past.

Waive the monthly service charge of $5.00 with combined deposits of $1,000 or more.

  • No paper checks
  • No overdraft privilege account
  • No mobile deposit

While we’ve provided this product in the past, there have been updates to the account features.

Learn More Open an Account


Download the Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

We have always enjoyed banking with the fine people here at Extraco.

 The main product we have here is our checking account. We have had no issues of any sort with our account at all. We also have opened a savings account that has yielded a good percentage for us. Every little bit helps!

- Customer Review from Wallet Hub