
Personal Checking
A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers. Find your fit today!
Extraco. Extra Dough.
At Extraco, we want you to have extra dough. With the new Savvy Savings program, every debit purchase you make automatically rounds up to the nearest dollar and puts the difference in your savings account. It's an easy way to grow your savings that almost makes too much sense.
Enroll to start saving the round-up amount from debit card purchases.

PrizeOut Offers
We're introducing a new way for customers to buy digital gift cards directly through our eBank app. With Prizeout Offers, customers can purchase digital gift cards with bonus offers any time they want using funds directly from their checking accounts.
Bonus Banking
Cash Back isn't just for credit cards. Earn money back on all your signature-based debit card purchases and up to $20 reimbursed when you use non-Extraco ATMs. Better yet – never pay a dime in monthly fees when you meet our simple requirements.


Basic Checking
Basic checking is perfect for those who just need the essentials. Waive the monthly service charge if the daily balance never falls below $1,500 at any time during the statement cycle.
Interest Checking
Earn interest on your checking account and waive the monthly service charge if the daily balance never falls below $2,500 at any time during the statement cycle.


Solution Checking
Solution Checking is a great option for those who may have had trouble overdrawing checking accounts in the past.
We have always enjoyed banking with the fine people here at Extraco.
- Customer Review from Wallet Hub