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Personal Checking

A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers. Find your fit today!

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Find the Best Checking Account For You


Extraco. Extra Dough.

At Extraco, we want you to have extra dough. With the new Savvy Savings program, every debit purchase you make automatically rounds up to the nearest dollar and puts the difference in your savings account. It's an easy way to grow your savings that almost makes too much sense.

Enroll to start saving the round-up amount from debit card purchases. 

Learn More

Prizeout Offers

PrizeOut Offers

We're introducing a new way for customers to buy digital gift cards directly through our eBank app. With Prizeout Offers, customers can purchase digital gift cards with bonus offers any time they want using funds directly from their checking accounts.




Bonus Banking

Cash Back isn't just for credit cards. Earn money back on all your signature-based debit card purchases and up to $20 reimbursed when you use non-Extraco ATMs. Better yet – never pay a dime in monthly fees when you meet our simple requirements.

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Basic Checking

Basic checking is perfect for those who just need the essentials. Waive the monthly service charge if the daily balance never falls below $1,500 at any time during the statement cycle. 



Interest Checking

Earn interest on your checking account and waive the monthly service charge if the daily balance never falls below $2,500 at any time during the statement cycle. 

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Woman banking on computer and phone - Extraco Banks

Solution Checking

Solution Checking is a great option for those who may have had trouble overdrawing checking accounts in the past.  

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Download the Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

We have always enjoyed banking with the fine people here at Extraco.

 The main product we have here is our checking account. We have had no issues of any sort with our account at all. We also have opened a savings account that has yielded a good percentage for us. Every little bit helps!

- Customer Review from Wallet Hub