Specialized Mortgages

Physician Loans

Extraco's physician-focused mortgage team has long recognized the special financial needs of medical physicians, residents, and full-time medical instructors throughout the state of Texas.

Key Considerations:

• Up to 100% financing on the purchase or refinance of a principal residence or lot in the state of Texas
• Up to 100% financing on lot & land loans in qualifying counties
• Available to medical doctors, medical residents, or full-time medical instructors 
• 30-Year fixed-rate, 7/1 ARM loan option 
• Single-family residence 
• Long-term financing 
• 3% seller contributions allowable* 
• No private mortgage insurance (PMI) 

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Texas Veteran Land Board Loans

Eligible Texas Veterans have an opportunity to purchase a home with little to no money down at a competitive, low-interest rate.

Key Considerations:

• The home must be the veteran or military member's primary residence in Texas
• Typically requires a minimum of 5% down payment for tracts one acre or more
• You’re a U.S. military veteran
• You’re currently serving in the military or military reserves
• You may be eligible if you are a commissioned officer of the Public Health Service

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Professional Executive Loan

Eligible senior executives, attorneys, dentists, CPAs, veterinarians, health care administrators, and other professionals can take advantage of up to 100% financing for their dream homes. 

Key Considerations:

• The home must be a purchase or refinance and owner-occupied
• The loan cannot be utilized for second homes or multiple-unit dwellings
• 3% seller contributions allowable*
• The home must be located within an eligible Texas county  

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