Military father with family holding key

Specialized Mortgages

Rates and terms exclusive to our veterans and physicians. 

Physician Loans

Extraco's physician-focused mortgage team has long recognized the special financial needs of our medical physician, residents, and full-time medical instructors.

Key Considerations:

  • Up to 100% financing on the purchase or refinance of a principal residence 
  • Available to medical doctors, medical residents, or full-time medical instructors 
  • 30-Year fixed-rate & 7/1 ARM loan options 
  • Single-family residence 
  • Long-term financing 
  • 3% seller contributions allowable* 
  • No private mortgage insurance (PMI) 


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Texas Veteran Land Board Loans

Eligible Texas Veterans have an opportunity to purchase a home with little to no money down at a competitive, low-interest rate.

Key Considerations:

  • The home must be the veteran or military member's primary residence in Texas
  • Typically requires a minimum of 5% down payment for tracts one acre or more
  • You’re a U.S. military veteran
  • You’re currently serving in the military or military reserves
  • You may be eligible if you are a commissioned officer of the Public Health Service

Important Disclosures and Information

*Borrower may not receive any cash at closing