Rates and terms exclusive to our veterans and professional executives.
Specialized Mortgages
Unlock Your Home with Precision: Extraco's Specialized Mortgages for Every Professional
From physician home loans offering up to 100% financing to professional executive loans and Texas Veteran Land Board options, Extraco provides specialized mortgage solutions designed to help you achieve your homeownership goals with ease and flexibility. Explore our comprehensive offerings and find the perfect mortgage fit for your profession and lifestyle.
Physician Home Loans
A Mortgage designed with our medical professionals in mind.
Key Considerations:
- Up to 100% financing on the purchase or refinance of a principal residence
- Up to 100% financing on lot & land loans (in select counties)
- Available to medical doctors, medical residents, or full-time medical instructors across the entire state of Texas
- 30-year fixed-rate & 7/1 ARM loan options
- Single-family residence
- Long-term financing
- 3% seller contributions allowable*
- No private mortgage insurance (PMI)
Professional Executive Loans
Eligible senior executives, attorneys, dentists, CPAs, veterinarians, health care administrators, physician assistants, nurse practitioners, nurse anesthetists and other professionals can take advantage of up to 100% financing for their dream homes.
Key Considerations:
- The home must be a purchase or refinance and owner-occupied
- The loan cannot be utilized for second homes or multiple-unit dwellings
- 3% seller contributions allowable*
- The home must be located within an eligible Texas county
Texas Veteran Land Board Loan
Eligible Texas Veterans have an opportunity to purchase a home with little to no money down at a competitive, low-interest rate.
Key Considerations:
- The home must be the veteran or military member's primary residence in Texas
- Typically requires a minimum of 5% down payment for tracts one acre or more
- You’re a U.S. military veteran
- You’re currently serving in the military or military reserves
- You may be eligible if you are a commissioned officer of the Public Health Service
Farm & Ranch Loans
We offer customized farm and ranch loans to meet your needs, regardless of the season.
Key Considerations:
- No acreage limitations
- 20% down payment
- Primary residence, second home & raw land purchase eligible
- Seller concessions up to 6%
- Common sense underwriting
- 5/1 Arm 20-Year Amortization
- Purchase refinance eligible
Guidance when you need it most
An Extraco Mortgage Consultant is happy to advise you about which type of loan might best meet your needs.
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