Specialized Mortgages
Rates and terms exclusive to our veterans, physicians, and professional executives.
Physician Loans
Extraco's physician-focused mortgage team has long recognized the special financial needs of medical physicians, residents, and full-time medical instructors throughout the state of Texas.
Key Considerations:
- Up to 100% financing on the purchase or refinance of a principal residence or lot in the state of Texas
- Up to 100% financing on lot & land loans in qualifying counties
- Available to medical doctors, medical residents, or full-time medical instructors
- 30-Year fixed-rate, 7/1 ARM loan option
- Single-family residence
- Long-term financing
- 3% seller contributions allowable*
- No private mortgage insurance (PMI)
Moving to Central Texas?
Here are the top 5 things incoming physicians need to know about moving to Central Texas.
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Texas Veteran Land Board Loans
Eligible Texas Veterans have an opportunity to purchase a home with little to no money down at a competitive, low-interest rate.
Key Considerations:
- The home must be the veteran or military member's primary residence in Texas
- Typically requires a minimum of 5% down payment for tracts one acre or more
- You’re a U.S. military veteran
- You’re currently serving in the military or military reserves
- You may be eligible if you are a commissioned officer of the Public Health Service
Professional Executive Loan
Eligible senior executives, attorneys, dentists, CPAs, veterinarians, health care administrators, and other professionals can take advantage of up to 100% financing for their dream homes.
Key Considerations:
- The home must be a purchase or refinance and owner-occupied
- The loan cannot be utilized for second homes or multiple-unit dwellings
- 3% seller contributions allowable*
- The home must be located within an eligible Texas county
Your bank should be a reflection of your success.
As a Premier Client, you'll receive the highest level of customer service, rewards and benefits a bank can offer with an exclusive suite of financial solutions designed to meet your needs.
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