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Military father with family holding key

Specialized Mortgages

Rates and terms exclusive to our veterans and physicians. 

Physician Loans

Extraco's physician-focused mortgage team has long recognized the special financial needs of medical physicians, residents, and full-time medical instructors.

Key Considerations:

  • Up to 100% financing on the purchase or refinance of a principal residence 
  • Available to medical doctors, medical residents, or full-time medical instructors 
  • 30-Year fixed-rate & 10/1 ARM loan options 
  • Single-family residence 
  • Long-term financing 
  • 3% seller contributions allowable* 
  • No private mortgage insurance (PMI) 

 

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Texas Veteran Land Board Loans

Eligible Texas Veterans have an opportunity to purchase a home with little to no money down at a competitive, low-interest rate.

Key Considerations:

  • The home must be the veteran or military member's primary residence in Texas
  • Typically requires a minimum of 5% down payment for tracts one acre or more
  • You’re a U.S. military veteran
  • You’re currently serving in the military or military reserves
  • You may be eligible if you are a commissioned officer of the Public Health Service

 

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Professional Executive Loan

Eligible senior executives, attorneys, dentists, CPAs, veterinarians, and other professionals can take advantage of up to 100% financing for their dream homes. 

Key Considerations:

  • The home must be a purchase or refinance and owner-occupied
  • The loan cannot be utilized for second homes or multiple-unit dwellings
  • 3% seller contributions allowable*
  • The home must be located within an eligible Texas county  

 

Learn More

 

 

Have a question about getting a home loan?

Home Loan Inquiry

Get the Extraco Mortgage App

Start application/pre-approval, calculate payments, securely scan & upload documents, see your progress and get updates as you go — anytime, anywhere.
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Important Disclosures and Information

  • Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible
  • Loans subject to credit approval

*Borrower may not receive any cash at closing