Specialized Mortgages

Physician Loans

Extraco's physician-focused mortgage team has long recognized the special financial needs of our medical physician, residents, and full-time medical instructors.

Key Considerations:

• Up to 100% financing on the purchase or refinance of a principal residence 
• Available to medical doctors, medical residents, or full-time medical instructors 
• 30-Year fixed-rate & 7/1 ARM loan options 
• Single-family residence 
• Long-term financing 
• 3% seller contributions allowable* 
• No private mortgage insurance (PMI) 

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Texas Veteran Land Board Loans

Eligible Texas Veterans have an opportunity to purchase a home with little to no money down at a competitive, low-interest rate.

Key Considerations:

• The home must be the veteran or military member's primary residence in Texas
• Typically requires a minimum of 5% down payment for tracts one acre or more
• You’re a U.S. military veteran
• You’re currently serving in the military or military reserves
• You may be eligible if you are a commissioned officer of the Public Health Service