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Auto Loans

Your highway to low rates.

We make lending easy. 

Whether you are refinancing, buying a used car from an individual, purchasing a car from a dealership, or wanting a pre-approval, Extraco has you covered. Plus, you'll receive 60 days no payments. 

Key Considerations:

  • Competitive rates
  • No origination fee
  • Extended terms up to 75 months
  • Easy, quick online process
  • Payments fully amortized over the term
  • Easily make payments online or at Extra Banker Video Teller Machines

What are you waiting for? Get prequalified today! See bottom of page for disclosures.

Apply Now



Numbers don't lie.

With our low rates, you'll have more money in your pocket. Use our enhanced loan calculator to calculate your monthly payment or our rebate vs. low-interest calculator to see whether or not you should take advantage of low-interest financing or a manufacturer rebate.

Payment Calculator    Auto Rebate vs. Low-Interest Calculator

Important Disclosures and Information

  • 60 days, no payments offer is subject to credit review and approval. Interest will accrue during the no payment period
  • All loans are subject to credit review and approval