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Our Current Rates
Money Market Tiered Interest Rates
| BALANCE UP TO | APY* |
|---|---|
| $0 - $2,499 | 0.05% |
| $2,500 - $9,999 | 0.05% |
| $10,000 - $24,999 | 0.05% |
| $25,000 - $49,999 | 0.05% |
| $50,000 - $99,999 | 0.05% |
| $100,000 - $249,999 | 0.10% |
| $250,000 - $499,999 | 0.10% |
| $500,000 - $999,999 | 0.15% |
| $1,000,000 and above | 0.15% |
CD Interest Rates
| CD TYPE | APY* |
|---|---|
| 30 Day | 0.10% |
| 90 Day | 0.10% |
| 180 Day | 0.15% |
| 12-Month | 0.25% |
| 18-Month | 0.30% |
| 24-Month | 0.30% |
Call 1.866.EXTRACO for additional CD interest rates.
Auto Loan Rates
| YEAR MODEL | TERM | APR** |
|---|---|---|
| New & Used: 2021; 2020, 2019 | 75 Mo. | 3.00% |
| New & Used: 2021; 2020, 2019 | 66 Mo. | 2.80% |
| 2018 | 66 Mo. | 2.80% |
| 2017 | 60 Mo. | 2.80% |
| 2016 | 54 Mo. | 2.80% |
| 2015 | 48 Mo. | 2.80% |
| 2014 | 42 Mo. | 2.80% |
| 2013 | 36 Mo. | 2.80% |
| 2012 | 36 Mo. | 3.80% |
| 2011 | 36 Mo. | 3.80% |
Example: For a $25,000 auto loan for a term of 60 months with a 2.80% APR, the monthly payment will be $447.
Recreational Vehicle Rates
| YEAR MODEL | TERM | APR** |
|---|---|---|
| New & Used: 2021; 2020, 2019 | 75 Mo. | 5.00% |
| New & Used: 2021; 2020, 2019 | 66 Mo. | 4.80% |
| 2018 | 66 Mo. | 4.80% |
| 2017 | 60 Mo. | 4.80% |
| 2016 | 54 Mo. | 4.80% |
| 2015 | 48 Mo. | 4.80% |
| 2014 | 42 Mo. | 4.80% |
| 2013 | 36 Mo. | 4.80% |
| 2012 | 36 Mo. | 5.80% |
| 2011 | 36 Mo. | 5.80% |
Example: For a $20,000 recreational vehicle loan for a term of 60 months with a 4.80% APR, the monthly payment will be $375.59.
