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Plant Growing

Our Current Rates

 

Money Market Tiered Interest Rates

 BALANCE UP TO APY*
$0 - $2,499 0.05%
$2,500 - $9,999 0.05%
$10,000 - $24,999 0.10%
$25,000 - $49,999 0.20%
$50,000 - $99,999 0.25%
$100,000 - $249,999 0.35%
$250,000 - $499,999 0.50%
$500,000 - $999,999 0.75%
$1,000,000 and above 1.00%

 


 

Premier Plus Money Market Tiered Interest Rates

 BALANCE UP TO APY*
$0 - $2,499 0.30%
$2,500 - $9,999 0.30%
$10,000 - $24,999 0.35%
$25,000 - $49,999 0.45%
$50,000 - $99,999 0.50%
$100,000 - $249,999 0.75%
$250,000 - $499,999 1.00%
$500,000 - $999,999 1.25%
$1,000,000 and above 1.25%

For more information on our Premier Banking products, click here.

CD Interest Rates

CD Type APY*
30 Day 0.20%
90 Day 0.30%
180 Day 0.35%
12-month 1.25%
18-month 1.50%
20-month 2.25%^
24-month 1.75%

 

Call 1.866.EXTRACO for additional CD interest rates & info.

^Special rate CD as of 08-01-2022. To read the requirements, click here.


Auto Loan Rates

YEAR MODEL TERM APR**
New & Used: 2022; 2021, 2020  75 Mo. 4.55%
New & Used: 2022; 2021, 2020 66 Mo. 4.35%
2019 72 Mo. 4.55%
2018 66 Mo. 4.35%
2017 60 Mo. 4.35%
2016 54 Mo. 4.35%
2015 42 Mo. 4.35%
2014 36 Mo. 4.35%
2013 36 Mo. 5.35%
2012 36 Mo. 5.35%


Example: For a $25,000 auto loan for a term of 60 months with a 4.20% APR, the monthly payment will be $463.


Recreational Vehicle Rates

YEAR MODEL TERM APR**
New & Used: 2022; 2021, 2020 75 Mo. 6.55%
New & Used: 2022; 2021, 2020 66 Mo. 6.35%
2019 72 Mo. 6.55%
2018 66 Mo. 6.35%
2017 60 Mo. 6.35%
2016 54 Mo. 6.35%
2015 42 Mo. 6.35%
2014 36 Mo. 6.35%
2013 36 Mo. 7.35%
2012 36 Mo. 7.35%


Example: For a $20,000 recreational vehicle loan for a term of 60 months with a 6.20% APR, the monthly payment will be $389.


Important Disclosures and Information

  • *Annual Percentage Yield
  • ** Annual Percentage Rate
  • Tiered interest rates: Interest rates, Annual Percentage Yield (APY), and Annual Percentage Rate may change in value at the bank's discretion. Fees may reduce earnings. Rates are subject to change
  • ^ 20-month CD– 2.50% Annual Percentage Yield rate for all money effective 09.27.22
  • Rates are accurate as of 09.27.2022
  • A penalty for early withdrawal on Certificates of Deposit may be imposed.