Our Current Rates

Plant Growing

Easy Checking Interest Rates

BALANCE UP TOAPY*
$0 - $4,9990.00%
$5,000 and above0.01%

Smart Savings Interest Rates

BALANCE UP TOAPY*
$0 - $24,9990.50%
$25,000 and above1.00%

Smart Rate Money Market Interest Rates

 BALANCE UP TOAPY*
$0 - $24,9990.01%
$25,000 - $49,9991.00%
$50,000 - $249,9991.85%
$250,000 - $499,9992.85%
$500,000 and above3.85%

Premier Plus Money Market Interest Rates

 BALANCE UP TOAPY*
$0 - $24,9990.01%
$25,000 - $49,9991.25%
$50,000 - $249,9992.10%
$250,000 - $499,9993.10%
$500,000 and above3.85%


For more information on our Premier Banking products, click here.

 


CD Interest Rates

CD TypeAPY*
30 Day2.00%
90 Day2.00%
180 Day2.00%
12-month3.85%
18-month4.00%
24-month4.00%

 

Call 1.866.EXTRACO for additional CD interest rates & info.


Auto Loan Rates 

YEAR MODELTERMAPR**
New & Used: 2024; 2023, 202275 Mo.6.15%
New & Used: 2024; 2023, 2022, 2021, 202066 Mo.6.10%
201960 Mo.6.10%
201854 Mo.6.10%
201742 Mo.6.10%
201636 Mo.6.10%
201536 Mo.6.95%
201436 Mo.6.95%


Example: For a $20,000 auto loan for a term of 60 months with a 6.10% APR, the monthly payment will be $387.59.


Recreational Vehicle Rates

YEAR MODELTERMAPR**
New & Used: 2024; 2023, 202275 Mo.8.15%
New & Used: 2024; 2023, 2022, 2021, 202066 Mo.8.10%
201960 Mo.8.10%
201854 Mo.8.10%
201742 Mo.8.10%
201636 Mo.8.10%
201536 Mo.8.95%
201436 Mo.8.95%


Example: Example: For a $20,000 auto loan for a term of 60 months with a 8.10% APR, the monthly payment will be $406.46.


Important Disclosures and Information

  • Tiered interest rates: Interest rates, Annual Percentage Yield (APY), and Annual Percentage Rate may change in value at the bank's discretion. Fees may reduce earnings. Rates are subject to change

  • Rates are accurate as of 12.06.24

  • A penalty for early withdrawal on Certificates of Deposit may be imposed.