Image
Our Current Rates
Money Market Tiered Interest Rates
| BALANCE UP TO | APY* |
|---|---|
| $0 - $2,499 | 0.05% |
| $2,500 - $9,999 | 0.05% |
| $10,000 - $24,999 | 0.10% |
| $25,000 - $49,999 | 0.20% |
| $50,000 - $99,999 | 0.25% |
| $100,000 - $249,999 | 0.35% |
| $250,000 - $499,999 | 0.50% |
| $500,000 - $999,999 | 0.75% |
| $1,000,000 and above | 1.00% |
Premier Plus Money Market Tiered Interest Rates
| BALANCE UP TO | APY* |
|---|---|
| $0 - $2,499 | 0.30% |
| $2,500 - $9,999 | 0.30% |
| $10,000 - $24,999 | 0.35% |
| $25,000 - $49,999 | 0.45% |
| $50,000 - $99,999 | 0.50% |
| $100,000 - $249,999 | 0.75% |
| $250,000 - $499,999 | 1.00% |
| $500,000 - $999,999 | 1.25% |
| $1,000,000 and above | 1.25% |
For more information on our Premier Banking products, click here.
CD Interest Rates
| CD Type | APY* |
|---|---|
| 30 Day | 0.20% |
| 90 Day | 0.30% |
| 180 Day | 0.35% |
| 12-month | 1.25% |
| 18-month | 1.50% |
| 20-month | 2.25%^ |
| 24-month | 1.75% |
Call 1.866.EXTRACO for additional CD interest rates & info.
^Special rate CD as of 08-01-2022. To read the requirements, click here.
Auto Loan Rates
| YEAR MODEL | TERM | APR** |
|---|---|---|
| New & Used: 2022; 2021, 2020 | 75 Mo. | 4.55% |
| New & Used: 2022; 2021, 2020 | 66 Mo. | 4.35% |
| 2019 | 72 Mo. | 4.55% |
| 2018 | 66 Mo. | 4.35% |
| 2017 | 60 Mo. | 4.35% |
| 2016 | 54 Mo. | 4.35% |
| 2015 | 42 Mo. | 4.35% |
| 2014 | 36 Mo. | 4.35% |
| 2013 | 36 Mo. | 5.35% |
| 2012 | 36 Mo. | 5.35% |
Example: For a $25,000 auto loan for a term of 60 months with a 4.20% APR, the monthly payment will be $463.
Recreational Vehicle Rates
| YEAR MODEL | TERM | APR** |
|---|---|---|
| New & Used: 2022; 2021, 2020 | 75 Mo. | 6.55% |
| New & Used: 2022; 2021, 2020 | 66 Mo. | 6.35% |
| 2019 | 72 Mo. | 6.55% |
| 2018 | 66 Mo. | 6.35% |
| 2017 | 60 Mo. | 6.35% |
| 2016 | 54 Mo. | 6.35% |
| 2015 | 42 Mo. | 6.35% |
| 2014 | 36 Mo. | 6.35% |
| 2013 | 36 Mo. | 7.35% |
| 2012 | 36 Mo. | 7.35% |
Example: For a $20,000 recreational vehicle loan for a term of 60 months with a 6.20% APR, the monthly payment will be $389.
