Easy Checking Interest Rates
BALANCE UP TO |
APY* |
$0 - $4,999 |
0.00% |
$5,000 and above |
0.01% |
Smart Savings Interest Rates
BALANCE UP TO |
APY* |
$0 - $24,999 |
1.00% |
$25,000 and above |
1.25% |
Smart Rate Money Market Interest Rates
BALANCE UP TO |
APY* |
$0 - $24,999 |
1.05% |
$25,000 - $49,999 |
2.00% |
$50,000 - $249,999 |
2.75% |
$250,000 - $499,999 |
3.50% |
$500,000 and above |
4.25% |
Premier Plus Money Market Interest Rates
BALANCE UP TO |
APY* |
$0 - $24,999 |
1.15% |
$25,000 - $49,999 |
2.25% |
$50,000 - $249,999 |
3.00% |
$250,000 - $499,999 |
3.75% |
$500,000 and above |
4.50% |
For more information on our Premier Banking products,
click here.
CD Interest Rates
CD Type |
APY* |
30 Day |
1.60% |
90 Day |
1.70% |
180 Day |
1.85% |
8-month |
5.00%^ |
12-month |
2.50% |
18-month |
2.50% |
24-month |
2.50% |
Call 1.866.EXTRACO for additional CD interest rates & info.
^Special rate CD as of 10-19-23. To read the requirements, click here.
Auto Loan Rates
YEAR MODEL |
TERM |
APR** |
New & Used: 2024; 2023, 2022 |
75 Mo. |
6.55% |
New & Used: 2024; 2023, 2022, 2021, 2020 |
66 Mo. |
6.50% |
2019 |
60 Mo. |
6.50% |
2018 |
54 Mo. |
6.50% |
2017 |
42 Mo. |
6.50% |
2016 |
36 Mo. |
6.50% |
2015 |
36 Mo. |
7.35% |
2014 |
36 Mo. |
7.35% |
Example: For a $20,000 auto loan for a term of 60 months with a 6.50% APR, the monthly payment will be $391.
Recreational Vehicle Rates
YEAR MODEL |
TERM |
APR** |
New & Used: 2024; 2023, 2022 |
75 Mo. |
8.55% |
New & Used: 2024; 2023, 2022, 2021, 2020 |
66 Mo. |
8.50% |
2019 |
60 Mo. |
8.50% |
2018 |
54 Mo. |
8.50% |
2017 |
42 Mo. |
8.50% |
2016 |
36 Mo. |
8.50% |
2015 |
36 Mo. |
9.35% |
2014 |
36 Mo. |
9.35% |
Example: For a $20,000 recreational vehicle loan for a term of 60 months with a few 8.50% APR, the monthly payment will be $410.