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Plant Growing

Our Current Rates

Money Market Tiered Interest Rates

 BALANCE UP TO APY*
$0 - $2,499 0.03%
$2,500 - $9,999 0.10%
$10,000 - $24,999 0.20%
$25,000 - $49,999 0.80%
$50,000 - $99,999 1.30%
$100,000 - $249,999 1.60%
$250,000 - $499,999 1.75%
$500,000 - $999,999 2.15%
$1,000,000 and above 2.15%

 


 

Premier Plus Money Market Tiered Interest Rates

 BALANCE UP TO APY*
$0 - $2,499 0.20%
$2,500 - $9,999 0.20%
$10,000 - $24,999 0.20%
$25,000 - $49,999 1.50%
$50,000 - $99,999 1.60%
$100,000 - $249,999 1.90%
$250,000 - $499,999 2.40%
$500,000 - $999,999 2.65%
$1,000,000 and above 2.75%

For more information on our Premier Banking products, click here.

CD Interest Rates

CD Type APY*
30 Day 1.60%
90 Day 1.70%
180 Day 1.85%
10-month 4.25%*
12-month 2.75%
18-month 3.00%
20-month 4.00%^
24-month 3.00%

 

Call 1.866.EXTRACO for additional CD interest rates & info.

^Special rate CD as of 12-08-2022. To read the requirements, click here.

*Special rate CD as of 02-23-23. To read the requirements, click here.


Auto Loan Rates 

YEAR MODEL TERM APR**
New & Used: 2023; 2022, 2021 75 Mo. 6.30%
New & Used: 2023; 2022, 2021,2020 66 Mo. 6.25%
2019 66 Mo. 6.25%
2018 60 Mo. 6.25%
2017 54 Mo. 6.25%
2016 42 Mo. 6.25%
2015 36 Mo. 6.25%
2014 36 Mo. 7.10%
2013 36 Mo. 7.10%
     


Example: For a $25,000 auto loan for a term of 60 months with a 6.25% APR, the monthly payment will be $487.


Recreational Vehicle Rates

YEAR MODEL TERM APR**
New & Used: 2023; 2022, 2021 75 Mo. 8.30%
New & Used: 2023; 2022, 2021, 2020 66 Mo. 8.25%
2019 66 Mo. 8.25%
2018 60 Mo. 8.25%
2017 54 Mo. 8.25%
2016 42 Mo. 8.25%
2015 36 Mo. 8.25%
2014 36 Mo. 9.10%
2013 36 Mo. 9.10%
     


Example: For a $20,000 recreational vehicle loan for a term of 60 months with a few 8.00% APR, the monthly payment will be $408.


Important Disclosures and Information

  • *Annual Percentage Yield
  • ** Annual Percentage Rate
  • Tiered interest rates: Interest rates, Annual Percentage Yield (APY), and Annual Percentage Rate may change in value at the bank's discretion. Fees may reduce earnings. Rates are subject to change
  • ^ 20-month CD– 4.00% Annual Percentage Yield rate for all money effective 12.29.22
  • *10-month CD– 4.25% Annual Percentage Yield rate for all money effective 02.23.23
  • Rates are accurate as of 2.23.23
  • A penalty for early withdrawal on Certificates of Deposit may be imposed.