Frequently Asked Questions

Answer

Yes, we can order foreign currency with 3–5 business days' notice and exchange unused bills (no coins) upon your return.

Answer

Log in to Online Banking or the Extraco eBank app, select Bill Pay, and enroll if needed—approval may take up to 24 hours. Once enrolled, follow the guided tutorial to add payees and schedule payments.

Answer

You can dispute debit card transactions in Online Banking by selecting the transaction and clicking Dispute Transaction. For ACH disputes, call us directly—these may require a signed e-sign form. You’re also encouraged to contact the merchant to resolve issues. Multiple transactions can be disputed at once.

Pages

Resource Center

Explore our resource center! The tools and information you need to succeed, right at your fingertips. Read articles about recents events on our blog, take advantage of our financial calculators, read how-tos and tips in our resource articles, explore our video library and keep up-to-date on events!

Bill Pay Assistance

Our Bill Pay feature allows you to make recurring and one-time payments to people or friends.

Positive Pay Fraud Protection

By comparing incoming checks against your authorized list, Positive Pay prevents financial losses, avoids disruptions, and safeguards your reputation. If discrepancies are detected in the check details, we provide an electronic image for your review, ensuring you maintain control over payments and security.

Locations

Bank Branch
  • Curbside Delivery
  • Handicapped Access
  • Home Loans Specialists
  • Safe Deposit Box
  • Saturday Hours
  • Spanish Speaking

200 Hewitt Drive
Waco, TX 76712
United States

Lobby Hours
Currently open!
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently open!
Hours Today:8:00 am - 5:30 pm

Bank Branch
  • Curbside Delivery
  • Handicapped Access

1003 East Highway 190
Copperas Cove, TX 76522
United States

Lobby Hours
Currently open!
Hours Today:9:00 am - 3:00 pm
Drive-Thru Hours
Currently open!
Hours Today:8:00 am - 5:00 pm

Bank Branch
  • Handicapped Access
  • Spanish Speaking

102 S 1st St
Temple, TX 76501
United States

Lobby Hours
Currently open!
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently open!
Hours Today:9:00 am - 5:00 pm

Resources

Bill Pay And Voice Pay

Bill Pay is an online service which allows you to pay a person and/or a company through your online bank account. You determine who you want to pay, when you want to make the payment, how often you want to send the payment, and which account you want the payment to come from. It's safe, secure and easy to use.