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Personal Loans

Traditional loans can be unsecured or secured by an Extraco CD or Whole Life account, or a title instrument such as a car, boat, or motorcycle. An Extraco Consumer Credit Lender is happy to advise you about which type of loan might best meet your needs.

Loans

Explore our comprehensive loan solutions, from home and auto loans to personal and student loans. Whether you're buying a new home, refinancing, purchasing a car, consolidating debt, or seeking student loan options, we provide tailored assistance and competitive rates to meet your needs. Let us help you achieve your financial goals with ease and confidence.

Auto Loans

Extraco Banks makes auto loans easy by offering support for refinancing, buying a used car from an individual, purchasing from a dealership, or getting pre-approval.

Locations

Mortgage Office
  • Handicapped Access
  • Home Loans Specialists

700 Lake Road
Belton, TX 76513
United States

Lobby Hours
Currently closed

Mortgage Office
  • Handicapped Access
  • Home Loans Specialists

2000 N. Main Street
Belton, TX 76513
United States

Lobby Hours
Currently closed

Mortgage Office
  • Handicapped Access
  • Home Loans Specialists
  • Spanish Speaking

5402 Holly Road, Suite 2102
Corpus Christi, TX 78411
United States

Lobby Hours
Currently closed

Resources

Is It Time to Refinance Your Auto Loan? Key Factors to Consider

Refinancing your auto loan can help you save money, lower your monthly payments, or pay off your car faster—but timing is everything. This blog breaks down the key factors to consider, including interest rates, credit score improvements and loan balance. Learn when refinancing makes sense, when it doesn’t, and how to determine if it’s the right move for you.

How to Get a Student Loan to Cover Financial Gaps from Scholarships

Making ends meet as a student when you’re not receiving enough financial aid from scholarships or grants can be challenging. Sometimes, it feels like there’s no way to make up the difference to get the funds you need. Grants and scholarships are an excellent start for funding your education, but they often don’t cover everything you need to get through a semester, let alone the entire school year. However, a student loan can help bridge that gap and get you the necessary funds.

Frequently Asked Questions

Answer

You are able to view loan balances through Online Banking or the Extraco eBank app. Once logged in, you will see your loan listed under the accounts on the home screen.

Answer

To learn more about our student loan options, click the button below.

Answer

You can now make a mortgage payment online! Login to Online Banking or the Extraco eBank app, select "Make a Loan Payment." Select the account you want to use to make your payment. You can select "Make a Mortgage Payment" under the "Loans" tab on our homepage.