Business Credit Cards
Explore our selection of business credit cards, including options for low rates, cash back, or flexible rewards, ensuring you find the ideal fit for your business needs.
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Answer
Mobile deposits are processed every two hours between 9:00 a.m. and 7:00 p.m. CST on business days. Deposits made after 7:00 p.m., on weekends, or on holidays will post the next business day. Some checks—like traveler’s checks or foreign currency—cannot be deposited.
Answer
The merchant may be blocked due to its originating corporate office. This happens on most new/replacement debit cards and uncommon transactions. Contact a customer service Relationship Banker to assist you.
Answer
Extraco offers Business Credit Cards through our provider, ELAN Card Member Services. You can apply with a Relationship Banker at your local branch today!
Answer
Business transactions can only be completed at Extra Bankers if the business account has its own debit card. Personal debit cards linked to a business account will not work.
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Yes! The Extraco Treasury Management Services team can set up online wire transfer services through your online banking. Contact a TMS Consultant today!
Find a Business Banker
Meet with our Commercial Bankers, who are located across Central Texas, today to achieve your business goals.
Banking at Extraco
With Extraco, you don’t have to choose between a personalized banking experience and a high-tech one. We’re located exclusively in Central Texas and use the same financial security standards and seamless tech you expect from the big national firms.
Extraco Banks Heritage
Extaco Banks began its cotton compress and warehousing business in Waco on July 12, 1902. Today, the company has evolved into the largest and most comprehensive independent financial institutions headquartered in Central Texas.
Business Insurance Quote
Get a commercial insurance quote today from Extraco Insurance
Business Contact Form
Contact Extraco Banks for your business banking needs.
Extraco Banks - Weather Updates
With the winter weather affecting Central Texas communities, we want to keep our customers up-to-date with important information related to insurance claims, branch closures and more.
About Extraco
At Extraco, corporate social responsibility is part of our culture. We understand that to sustain a healthy business, you must sustain a healthy community. It’s imperative to what we do daily for future economic growth and stability. Our success as a company results from the care and compassion of our 300+ team members who bring our culture to life each day. They care for our customers. They develop relationships. They run our operations. They unselfishly donate their time, talent , and personal financial resources to causes important to them.
Bank Branch
- Handicapped Access
2501 TX-36 Bus
Gatesville, TX 76528
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm
Bank Branch
- Handicapped Access
- Safe Deposit Box
- Spanish Speaking
1208 E. Main Street
Hamilton, TX 76531
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Online Appointment Scheduling
- Saturday Hours (Drive-Thru Only)
1002 W. Central Texas Expy
Killeen, TX 76541
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Home Loans Specialists
2706 S. Texas Ave.
Bryan, TX 77802
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Bank Branch
- Handicapped Access
- Home Loans Specialists
1504 Williams Drive
Georgetown, TX 78628
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 3:00 pm
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Safe Deposit Box
- Saturday Hours
- Spanish Speaking
2000 N. Main
Belton, TX 76513
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm
Bank Branch
- Handicapped Access
- Spanish Speaking
102 S 1st St
Temple, TX 76501
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 5:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Home Loans Specialists
- Safe Deposit Box
1700 North Valley Mills Drive
Waco, TX 76710
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm
Bank Branch
- Handicapped Access
605 S. University Parks Drive
Waco, TX 76705
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 5:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Home Loans Specialists
- Spanish Speaking
4189 Texas 6 Frontage Rd
College Station, TX 77845
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:30 am - 4:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Home Loans Specialists
- Safe Deposit Box
- Saturday Hours
- Spanish Speaking
200 Hewitt Drive
Waco, TX 76712
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:30 pm
Bank Branch
- Handicapped Access
100 West Central Texas Expressway
Harker Heights, TX 76548
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:00 am - 5:00 pm
Finding new business verticals
Finding new business verticals. Extraco Banks is committed to building businesses throughout Central Texas. Whether you're a startup or looking to create a succession plan for your business, we have the resources to help you achieve your business goals.
ICYMI– Building and Facilitating Business Partnerships
Partnerships can create unique development opportunities for businesses. Whether they are simple relationships or complex ventures, well-executed partnerships can strengthen any size of business.
ICYMI– Best Practices for Business Finances
The importance of well-organized business finances cannot be overstated. Keeping accurate and well-organized financial data is critical for knowing the status of your business, tax season, and especially when seeking financing.
What to Know Before Launching a New Business in 2023
Are you thinking about launching a new business in 2023? We like to think of starting a new business as a journey. Launching a business is a big step and one with the potential to help you realize your dreams. Taking your time and launching your business the right way is wise. So, having patience and discernment will prime your business for growth and success.
Identifying Your Business Drivers
Identifying and monitoring the key drivers of your business will help track what’s happening and trigger red flags for when remedial action is needed. A whole range of internal and external factors affects the performance of every small business. Read our resource article to learn more!
Business Insurance You’ll Need
If you’ve been procrastinating on business insurance, consider this: small businesses are much more likely than larger companies to be devastated in the event of an unforeseen loss, and business insurance needn’t be costly. Read more to learn about the business insurance you need.
How Entrepreneurs Can Get a Business Scholarship Award
Are you an entrepreneur looking to further your education? If so, you might be eligible for a business scholarship award! These awards help business owners finance their education and continue their business ventures. We'll go over how to start your search, standard eligibility requirements, and the types of scholarships available. We'll also provide you with some success tips for completing your applications. So, if you are ready to level up your business skills, read on.
Benefits of Gift Card Programs for Your Business
Want to attract new customers and keep existing ones returning? A gift card program can help! In this blog, we'll highlight four benefits of using gift card programs. Here at Extraco Banks, we offer Cashback+ to our customers to purchase digital gift cards with bonus offers any time they want using funds directly from their checking accounts.
ICYMI— The Ultimate Bizkill: Top 3 things that can derail your business plan
By: Mark Reynolds & Tim Holtkamp
ICYMI— The Human Resource Lifecycle of a Business
By: Alex Eichenberg, Liz Barton & DJ Snyder
ICYMI— The Human Resources Lifecycle of a Business
We want to share our expertise and knowledge about the lifecycle of an employee – from hiring to firing – with you. Below is a recap of our October Bank & Brews workshops focused on four aspects of human resources which are vital to a business (and improving the bottom line): hiring, building, coaching & disciplining employees. Make sure to download the templates from each workshop!
How To Utilize ACH for your Business
How To Set Up ACH Transactions
Extraco Banks' New Flagship Branch: Extraco Banks | West Adams In Temple, TX
Exciting developments are underway as Extraco Banks prepares to open its state-of-the-art flagship branch in Temple, TX, promising innovative financial solutions and community growth.
Extraco Banks - Who We Are
Read our latest blog to learn more about what sets Extraco Banks apart from other central Texas banks. When you bank with Extraco, you bank with the best
Tips to Keep Your Business Secure Online
Consider Yahoo, Marriott International, Adult Friend Finder, Anthem, and Target. What do these companies have in common? They’ve all experienced some of the largest data breaches in history. The scary thing is that you can’t protect all your data all the time, but there are many things you can do to guard against a cyber-attack.
ICYMI— Mission Marketing: Integrating Your Mission into Branding & Marketing Strategies
Every business owner has probably heard of a mission statement, but have you heard of Mission Marketing? August’s Bank & Brews workshop was all about just that— integrating your company’s values, goals and mission into your brand and marketing strategy.
ICYMI: Killeen Business After Hours Event
On April 18, 2024, we had the pleasure of hosting the Killeen Business After Hours event at our Killeen Branch. From 5:30 p.m. to 7 p.m., we welcomed members of the community for an evening of networking, and a special tribute to our local heroes.
How Extraco Empowers Entrepreneurs to Manage Multiple Ventures
Extraco empowers entrepreneurs by providing the essential tools and support needed to manage multiple ventures effectively. From streamlining operations and simplifying financial management to offering strategic planning assistance, we are committed to supporting entrepreneurs so they can thrive without being held back.
Protecting your Business from Legal Trouble | The LINC Up Series
Hear from Mary Margaret Croft, from Carpenter & Croft, about the importance of legal protection for your business. This blog is part of our LINC Up video series.
