Life Disasters
Extraco Banks understands the unique needs of Central Texans during times of disasters. When you're an Extraco customer, you're part of the Extraco Family. Let us help you and your family through any of your needs.
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Find a Mortgage Consultant
Our experienced Mortgage Consultants are ready to help you with your dream home. Our experts are located all over Central Texas and cannot wait to answer your questions.
Find a Treasury Management Consultant
Extraco Banks' Treasury Management Consultants are ready to help your business with any Treasury Management needs, such as Cash Management and Merchant Services.
Find an Advisor
Meet with a Wealth & Trust Advisor and get your financial goal planning questions answered.
Alerts & Information
Check here for the most up-to-date information on Extraco Banks branches and operations.
Terms and Conditions
Extraco Banks is committed to providing customers with an exceptional customer experience, which includes providing various ways to access information.
Available Positions
Come build some dreams!
Extraco Banks - Weather Updates
With the winter weather affecting Central Texas communities, we want to keep our customers up-to-date with important information related to insurance claims, branch closures and more.
Extraco Banks Supports Waco Family and Faith International Film Festival
Extraco Banks supports Waco Family and Faith International Film Festival by hosting a drive-thru BBQ where community members can come pick up backpacks full of school supplies!
Mobile Deposit
Deposit a check, anytime, anywhere! Simply open your Extraco eBank app, select the mobile deposit feature, enter the check amount, take a photo of the front and back of the check, and submit.
Randy Betancis
Our city is important to me and is why I give my time and resources to help make it better.
Privacy Policy
Extraco Banks is committed to protecting the privacy & security of its customers.
Extraco In The News
Extraco In The News
Resource Center
Explore our resource center! The tools and information you need to succeed, right at your fingertips. Read articles about recents events on our blog, take advantage of our financial calculators, read how-tos and tips in our resource articles, explore our video library and keep up-to-date on events!
Brian Lilly
Howdy! After graduating from Texas A&M with an Economics degree in 1991, I joined the mortgage profession. Since then, I’ve helped thousands of clients, across the county, achieve the American dream of homeownership. Whether you are buying, building, or refinancing your primary, second/vacation, or investment property, please call on me for a complimentary consultation to discuss any of your residential mortgage needs.
Extraco Banks Selects Empower, Black Knight's High-Performance LOS, to Drive Growth in Digital Mortgage Operations
Black Knight, Inc. (NYSE:BKI) announced today that Extraco Banks, the largest and most comprehensive locally owned bank between Dallas and Austin, Texas, has signed a contract to implement the Empower loan origination system (LOS). The company selected Empower for its exceptional digital mortgage capabilities, and will also use Black Knight’s Surefire CRM and mortgage marketing engine to elevate the customer experience and to help create customers for life.
Extraco Banks Selects Empower, Black Knight's High-Performance LOS, to Drive Growth in Digital Mortgage Operations
Extraco Banks, the largest and most comprehensive locally owned bank between Dallas and Austin, Texas, has signed a contract to implement the Empower loan origination system (LOS). The company selected Empower for its exceptional digital mortgage capabilities, and will also use Black Knight's Surefire CRM and mortgage marketing engine to elevate the customer experience and to help create customers for life.
Curbside Delivery Request
Curbside Delivery is now available at our Waco: Bosque, Waco: Downtown, Waco: Midway, Killeen, Temple S. 31st Street, and Belton locations. Get printed statements, new/replacement debit cards, cashier's checks and notaries delivered to your car with the click of a button!
Steve Ford
I am Steve Ford, a graduate of Stephen F. Austin with a Bachelor of Business Administration in Finance. Over the past four decades, I've had the privilege of assisting 90,000 consumers with their loan needs. Recognizing that individual financial journeys are multifaceted and extend beyond mere credit scores, I am dedicated to helping you achieve your financial goals. Trust in my local expertise when you require seasoned guidance. Outside of work, I enjoy fishing and engaging in personal investments in the stock market and precious metals.
Extraco Banks Surprises Customers for National Make Your Dream Come True Day
In honor of national Make Your Dream Come True Day, Extraco Banks hosted Dream Day in which $8,000 was distributed to make dreams come true for some special bank customers.
Susie Stanley-Jones
Extraco Wealth & Trust delivers personalized wealth management, trust, and estate planning solutions designed to help you grow, protect, and transfer your assets with confidence. Led by industry experts who pair strategic insight with genuine client care, our team is committed to building long-term relationships and guiding you through every stage of your financial journey.
How Southwest Contract Revolutionizes Student Housing Furniture
A significant factor in Southwest Contract's success has been their strong partnership with us here at Extraco. This relationship has provided the financial support and resources needed to sustain growth and navigate the challenges of the business.
Julie Aluiso
I'm Julie Aluiso. As a mortgage professional, I'm devoted to ensuring you have the best lending experience possible. I earned my Bachelor's in Human Development from The University of Alabama and went on to complete my Master's of Business Administration at the University of Mary-Hardin Baylor. Let's build some dreams together!
Treasury Management
With our robust range of Treasury Management services, which include Cash Management and Merchant Services, your business is in the right hands with our Treasury Management Consultants.
Open a Business Account
Get Started Today! Interested in learning more about our business solutions? Fill out the form below and an Extraco Business Advisor will be in touch with you shortly. If you are a current customer
Payroll Card
Extraco Banks and Netspend provide a turn key solution that allows companies to save money with a payroll card program. Businesses can achieve 100% direct deposit using this program.
Local bank holds 'Shark Tank' style competition for $26,000
Win up to $26,000 and mentoring for your business with Extraco's Extrapreneur Pitch Competition!
Community banks get on board with bots
Extraco Banks is committed to using innovative technology to provide our customers with a superior customer experience.
Traditional Mortgages
Discover the perfect mortgage for your unique needs. From conventional and VA loans to FHA and jumbo options, we offer a variety of terms and benefits to suit every home buyer. Whether you're planning for long-term residency, seeking low initial payments, or utilizing your home's equity, our flexible solutions ensure a seamless path to homeownership.
