Joy King

Mortgage Consultant
NMLS #
2532829
Image
Joy King

My Information

I’m Joy King. Since graduating from Tarleton University, I’ve spent over a decade in the finance industry, gaining experience in retail and commercial banking. This background has given me a wealth of knowledge and a deep passion for helping clients achieve their homeownership dreams.

I take pride in building lasting relationships—not just closing loans. That’s why I work closely with realtors, builders, and local professionals to ensure my clients receive the best service possible. If you're looking for a lender who values honesty, efficiency, and a personal touch, let’s connect—I’d love to help you find the right loan for your home.

Ready to get started? Apply below!

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My Expertise

  • Conforming & Jumbo Loans
  • Conventional Loans
  • FHA Loans
  • Fixed & Adjustable Rates
  • Home Refinancing
  • Physician Home Loans
  • Professional & Executive Loans

My Office

Branch Address

903 Canyon Creek Dr
Temple, TX 76502
United States

Get Directions

Explore Our Mortgage Options

Home Buying Resources

Blog Article
Doctor Loan

Medical Professional Home Loan For Texas Physicians: Exclusive Benefits From Extraco Mortgage

February 28, 2025

Unlock the door to your dream home with Extraco Mortgage's exclusive Medical Professional Home Loan, designed specifically for Texas physicians.
Blog Article
va loans

Home Sweet Home: VA and FHA Loans Simplified for Buyers

October 4, 2023

In this blog, we'll explore the key aspects of VA and FHA loans, shedding light on who can benefit from them and why they might be the perfect fit for your homeownership aspirations.
Blog Article
Woman using laptop on top of moving boxes - Extraco Banks

Fast-Track Your Home Purchase: How to Get Pre-Approved Quickly

August 21, 2023

Don't waste time when buying a home. Work with Extraco Mortgage and get pre-approved quickly. Use these expert tips and fast-track your way to homeownership.
Blog Article
Home Renovation Extraco Mortgage

Building Your Dream Home: 7 Awesome Renovation Ideas to Get You Started Today

March 28, 2022

Transform your dreams into reality by building your dream home through the frame of your existing home. Here are seven awesome renovation ideas to transform your space.
Blog Article
group of doctors

Are Professional Executive Loans the Key to Owning Your Dream Home?

July 6, 2023

Dreaming of owning your dream home? As you set out to transform your dream into reality, let Extraco Mortgage help you with your professional executive loan and finding the home of your dreams!
Blog Article
Buying a home

Are You Ready to Buy a Home?

August 3, 2022

Buying a home is still a big part of the American dream and, for many, an important milestone in life. However, whether you’re a first-time home buyer or looking for your next home, knowing when to buy is key to getting the best rates. That’s especially important today with a hot housing market and rising interest rates. There are a few things you can do to maximize your chances of landing a good deal on your mortgage, which could save you thousands of dollars over the term of your home loan.
Blog Article
New Home Construction Loan Extraco Banks

To Build or Not to Build: Get the Home That’s Right for You

March 28, 2022

Times are tough for buyers in today’s seller’s market. There is low inventory and incredibly tough competition for homes all over the country. Many buyers in the market have decided to build a new home to ensure they get the home that is right for them.
Need Help Calculating Your Mortgage Payment?

Extraco is here to equip you with the right tools to confidently navigate your home-buying journey. Use the calculator below to estimate your monthly payment with ease.

Home Loan Payment Calculator

I Want To Hear Your Feedback!

I always enjoy hearing about your experience working with me on your home buying journey. Click below to leave a review!

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Important Disclosures and Information

All negotiations, loan documents, and account information will be in English.