Person to Person (P2P)
Quickly, securely, and inexpensively send money to anyone in the U.S. that has a bank account. All you need is their name and eMail address or cell phone number.
- User friendly, secure service that simplifies financial management
- Pay your baby sitter, friends when you’re splitting a tab, your kids, etc.
1 Requires mobile/online banking.
2 Each recipient profile will need to be set up in your online/mobile P2P where you will establish a security question.
3 Your recipient will be notified and walked through a simple interface that leads them to their own financial institutions online banking site. The recipient will input the answer to your security question.
4 Funds arrive within 3 to 5 business days.
Domestic Wire Transfers
Domestic wire transfers are run through the U.S. Federal Reserve System's Fedwire Funds Service. Wire transfers are different from ACH transfers, because they are real time transfers (the receiver typically gets the money the same day) and, therefore, costs more than an ACH transfer (which could take 1-3 days for the transfer to settle).
- Request information on WIRE TRANSFERS
1 Funds usually arrive the same day if processed prior to the 2pm daily cutoff time (business week days).
2 $20 fee is applied to each outgoing domestic transfer.
3 Incomplete wire instructions may result in funds being returned to Extraco Banks or the wire may not be processed at all.
Later will be here before you know it.
It's never too early or too late to start saving for retirement. However, the earlier you start, the better off you'll be. We can help get you going.