Military father with family holding key

Specialized Mortgages

Rates and terms exclusive to our veterans and physicians. 

Texas Veteran Land Board Loans

Eligible Texas veterans have an opportunity to purchase a home with little to no money down at a competitive, low-interest rate.

Key Considerations:

  • The home must be the veteran or military member's primary residence in Texas
  • Typically requires a minimum of 5% down payment for tracts one acre or more
  • You’re a U.S. military veteran
  • You’re currently serving in the military or military reserves
  • You may be eligible if you are a commissioned officer of the Public Health Service


Physician Loans

Extraco's physician-focused mortgage team has long recognized the special financial needs of our medical physician and resident-customers.

Key Considerations:

  • 100% financing on a purchase or refinance of principal residence up to $510,400
  • No private mortgage insurance (PMI) saves you money
  • Flexible credit scores
  • 3% seller contributions allowable