Imagine if your dog were to bite a neighbor’s child or if there’s an accident on your rental property. Maybe a fire in your condo spreads to other units. What would happen if you or a family member missed a stop sign and struck and killed a pedestrian? If any of these things happened to you, there is a good chance your current liability limits wouldn’t be adequate to protect your assets—or your future earnings.
Extraco Banks is excited to be a host bank for the American Bankers Association Lights, Camera, Save! Video Contest!
Five years ago, a customer and his wife had found themselves overwhelmed by the debt they had accumulated. In many ways, they felt that their debt was controlling them instead of the other way around. We all sat down together and began making a list of the things they could change to help fix their current financial situation and begin preparing for their future. They were surprised at how quickly things fell in to place with some of the changes or sacrifices they decided to make and live by. When something like a car battery goes out, it’s no longer a minor emergency.
Back-To-School shopping can be an expensive, but necessary task. Here are some tips to make your back-to-school shopping experience easier and more affordable. Continue reading
Extraco Banks formally dedicated our new Killeen branch on Thursday, June 30 with a ribbon cutting ceremony, a donation to the Military Order of the Purple Heart, mural dedication and performance by recording artist Holly Tucker.
Extraco Advisory Board Member, Horace Grace, performs the ribbon cutting. Continue reading
Extraco Banks is a proud partner of the Greater Waco Chamber, the city of Waco and the surrounding communities.
Buying health insurance can be confusing, even for those of us that have been doing it for a long time. So what if you’re right out of school and signing up for health insurance for the first time in your life. Many of the younger clients I have helped sign up for health insurance did not know the difference between a deductible and coinsurance.
Terms like “deductible” and “coinsurance” are part of basic health insurance lingo. Knowing what these terms mean will help you understand what you are buying now so you don’t end up with high and confusing medical bills later.
Here are a few important health insurance questions that millennials should ask themselves before they begin shopping for coverage. Continue reading
On October 1, 2015 the fraud liability shift from bank to merchant went into effect. This means that not being fully chip enabled can leave your business liable for fraudulent transactions and the associated costs. Here are the key steps to getting your business prepared for chip enabled transactions. Continue reading
A life insurance policy can fill a wide variety of needs. One of its most important functions is to replace earnings that would cease if you or your significant financial partner dies. Many people are not comfortable with the idea of buying a life insurance policy. They would rather put their insurance premium dollars towards a savings or investment strategy. Here are some simple questions you can ask yourself to help determine if life insurance is a good option for you: Continue reading
Last summer I wrote a blog about ATM skimmers. That was in response to reports of skimming activity further south on I-35. By fall there were reports of local ATMs that were compromised. So why am I revisiting this again?