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Jim Hagen

I'm Jim Hagen, a seasoned Loan Officer based in Corpus Christi, Texas, with over two decades of experience in the industry. Specializing in VA, FHA Conventional, and various other loan types, I'm well-equipped to assist you with your financing needs. Your satisfaction is my priority, and I'm dedicated to providing comprehensive support in any way possible throughout the loan process.

Brenda Davila

I'm Brenda Davila, and with over 20 years of experience in mortgage lending, I'm deeply passionate about finding innovative financial solutions for my clients. My commitment is to guide you through the entire loan process, ensuring the best possible home-buying experience. I'm dedicated to simplifying the process and providing professional and timely service at every step. Whether it's your first home or your forever home, I'm excited to be part of your home-buying journey!

Online Banking

Enjoy the convenience of 24/7 account management with Extraco's online banking services, accessible from anywhere.

Amy Mongillo

I'm Amy Mongillo and I have worked with Extraco Banks for 20 years in various departments throughout the company. Bringing a wealth of knowledge and experience in Customer Service, Retail Banking, Consumer Lending, Commercial Banking and Treasury Management. I am a graduate of Baylor University and have lived in Temple Texas with my family for 20+ years. My passion is working with customers to find efficient solutions for their business. I also enjoy serving my community through various organizations.

Homebase

Homebase helps small businesses manage employee scheduling, time clocks, payroll, communication, and more in one place.

Stan Jackson

I'm Stan Jackson, a Texas Tech University graduate with a BBA in Finance. With over three decades of mortgage experience in the Temple-Belton area, I specialize in single-family purchase homes, refinance, construction, and land financing. My extensive expertise ensures tailored solutions to meet your specific needs in the ever-evolving real estate market.

Wealth & Trust

The financial services professionals at Extraco share a commitment to excellence. Extraco Wealth & Trust offers families premier financial solutions to meet the increasing challenges associated with professional fiduciary services and sound portfolio management.

Clover Point of Sales Systems

Clover® is a state-of-the-art business management solution that helps a merchant streamline their business. Extraco Banks provides a variety of Clover® products: Go, Flex, Mini, and Station Duo.

Ryan Brown

I'm Ryan Brown, and I've proudly served Extraco Banks for five years, gaining extensive experience across multiple departments including Customer Service, Retail Banking, Commercial Banking, and Treasury Management. A Waco native, I was born at Providence Hospital and have resided in Waco, Texas with my family for over 30 years. My passion lies in serving people, whether it's through finding efficient solutions for their business needs at Extraco or through community service activities in my spare time.

Gail Bartay

I am Gail Bartay, proud graduate of Texas A & M University with a BBA in Finance. With over three decades of expertise in Commercial Lending, I've honed my skills in advocating for Treasury Management services to benefit my clients. My commitment to community service spans across various organizations, including the Rotary Club of Waco, Midway ISD Education Foundation, Caritas of Waco, and the St. Louis Catholic Church Finance Council, among others. I believe in fostering strong customer relationships grounded in a thorough understanding of their business, financial needs, and priorities.

Jason Wolfe

I'm Jason Wolfe and I am dedicated to building and developing the best Mortgage Production Team in the industry at Extraco Banks Mortgage. With a strong, regional but local community bank presence, we strive to provide the very best platforms, technology, tools, and products for our customers. At Extraco, we foster a customer-focused work environment where innovation is encouraged.

Randy Betancis

Our city is important to me and is why I give my time and resources to help make it better.

Tom Creek

I'm Tom Creek, a commercial banker with nearly three decades of experience. I hold a bachelor's degree from West Texas A&M University and a degree from Southwestern Graduate School of Banking. Residing in Gatesville, Texas I am passionate about community growth, I actively participate in organizations like the Salvation Army, Lions Club, Gideons, Central Texas Hospitality House, Meals on Wheels, and church activities.

John Bush

I'm John Bush, a proud graduate of Texas A&M University, and I've been a resident of Bryan/College Station since 1986. With almost three decades of experience in commercial banking, I am deeply engaged in our local community. Currently, I hold leadership positions with Junior Achievement of the Brazos Valley, the Boys and Girls Clubs of the Brazos Valley, and actively contribute to several other civic and charitable organizations.

Gerald Popp

I'm Gerald Popp, and I've been fostering strong business relationships between Extraco and the vibrant Central Texas business community since 1991. As a proud Class of '81 Aggie with a Master's Degree obtained in '83, I've had the privilege of serving the Bryan College Station market since 2012. I eagerly anticipate sharing the Extraco approach to cultivating long-term and profitable relationships with you.

Natalie Hetzel

I'm Natalie, a proud alumna of Texas Woman’s University. With over 25 years of experience in financial services, my journey began as a Finance Specialist in the United States Army. Since 2001, I've been part of the Extraco Wealth and Trust team, finding fulfillment in nurturing enduring client relationships. Outside of work, I've served as a Court Appointed Special Advocate (CASA) for Bell/Coryell counties, advocating for children within the Texas foster care system. My husband Robert and I reside in Temple, where we cherish moments with our three children and indulge in our passion for travel.

Ken Krueger

I'm Ken Krueger, a native of Houston, Texas. I earned my BBA in Finance from Texas A&M University and completed the Southwestern Graduate School of Banking at Southern Methodist University. With over 35 years of banking experience in Commercial, Consumer, and Small Business sectors, I bring a wealth of expertise to Extraco Banks. Active in the Bryan/College Station area, I serve on the board of directors for the Brazos Valley Food Bank and participate in community initiatives through my involvement with my church, Rotary Club, and the Chamber of Commerce. I am eager to make a positive impact on the Brazos Valley community for years to come.

Tammy Richards

I'm Tammy Richards, a Baylor University graduate with Summa Cum Laude honors in 1990, holding a B.B.A. in Finance. For over three decades, I've been a dedicated commercial lender in Waco, prioritizing exceptional customer service and fostering meaningful client relationships. I find fulfillment in understanding my clients' businesses and providing valuable insights drawn from my extensive experience. Beyond my professional endeavors, I actively contribute to the community as a member of the United Way Board of Directors and the Greater Waco Chamber of Commerce Board of Directors. Volunteering aside, I enjoy indulging in reading and traveling adventures with my family.

eBank - My Toolkit

As an Extraco customer, you have access to solutions integrated into your eBank that can help you reach your financial goals. Learn more about the resources available to you!

Savvy Savings

Round up savings from debit card purchases to be automatically moved to your savings account.

Schedule Appointment

Schedule an appointment at your local Extraco branch to meet with a Relationship Banker.

Trust Services

Your family's financial future depends on you being prepared. Establishing a living trust provides organization and better control of your assets.

Certificate of Deposit

Help your money grow by setting a fixed amount aside to draw a fixed amount of interest for a period of time.

Loan Payment Options

Thank you for working with Extraco Banks for your loan! Below are a list of convenient ways to make your loan payments each month to Extraco.

Business Ways To Bank

Accessing your business accounts shouldn't be limited based on the time or day. With an Extraco business account, you have banking with the convenience to fit your needs.

Business Elite Money Market

Extraco Banks' Money Market account is the perfect account for larger balances with the ability to earn tiered interest as your savings grow.

Business Loans

Whether your business is in need of real estate loans, municipal financing or business loans, we've got the right solution and experts waiting to help you.

Business Insurance

Extraco variety of business insurance offerings will keep your company protected, so you can focus on building your business.

Smart Rate Money Market

This account offers a smart and secure way to grow your savings with competitive, tiered interest rates that provide higher returns as you save more. Enjoy easy access to your funds with free online/mobile banking and sweep options.

ACH Transactions

Slow down your payables and speed up your receivables with Automated Clearing House (ACH). ACH is a secure, convenient, and cost-effective way to electronically collect and send payments, making it the preferred method for handling all types of transactions.

Contact Us

Extraco Banks contact information, including business address and important phone numbers. Our local team is here and always happy to help you however we can.

Business Customer Change Order

Simply fill out this quick form and your change order will be ready in two hours for pick-up in the lobby or drive-thru at the branch you selected. Any change order request received after 4pm will be prepared the next business day. If you have any questions about your change order, please call us at 1-866-EXTRACO (398-7226).

eConsent Disclosure

This Disclosure is in regards to conducting business electronically, receiving electronic notices and disclosures, and signing documents electronically.

Curbside Delivery Request

Curbside Delivery is now available at our Waco: Bosque, Waco: Downtown, Waco: Midway, Killeen, Temple S. 31st Street, and Belton locations. Get printed statements, new/replacement debit cards, cashier's checks and notaries delivered to your car with the click of a button!

Traditional Mortgages

Discover the perfect mortgage for your unique needs. From conventional and VA loans to FHA and jumbo options, we offer a variety of terms and benefits to suit every home buyer. Whether you're planning for long-term residency, seeking low initial payments, or utilizing your home's equity, our flexible solutions ensure a seamless path to homeownership.

Lot, Land, and Construction Loans

Built by you, backed by us. Secure the perfect land for your dream home with our lot/land loans, offering up to 80% financing or 100% for qualifying physicians. If you're ready to build, our construction loans provide flexible terms, including interest-only payments during construction. Explore options for both immediate and future building plans to make your vision a reality.

Extraco@Work

Eligible Extraco business customers may enroll in Extraco@Work to take advantage of the following benefits for their employees: Reward Checking with No Monthly Fees, Financial Education, Consulting From an Extraco Expert, InfoArmor Benefits, and more.

Find a Business Banker

Meet with our Commercial Bankers, who are located across Central Texas, today to achieve your business goals.

Loans

Explore our comprehensive loan solutions, from home and auto loans to personal and student loans. Whether you're buying a new home, refinancing, purchasing a car, consolidating debt, or seeking student loan options, we provide tailored assistance and competitive rates to meet your needs. Let us help you achieve your financial goals with ease and confidence.

Business Bonus Banking

Our Business Bonus Banking product is designed for businesses with less than 200 transactions each month and want the benefit of earning Cash Back on all credit or signature-based debit card purchases.

Linsey Barron

Hi, I’m Linsey! Over a decade ago, I took a leap of faith and embarked in the financial industry, and it’s been an incredible journey of growth, learning, and purpose ever since. There's nothing more rewarding to me than helping individuals and families turn their dream of homeownership into a reality.