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Frequently Asked Questions

Log in, go to Settings > Payments & Transfers, then choose the account to pay from, select your loan, enter the amount, and choose the payment type.

Make a loan payment

You can now make a mortgage payment online! Login to Online Banking or the Extraco eBank app, select "Make a Loan Payment." Select the account you want to use to make your payment. You can select "Make a Mortgage Payment" under the "Loans" tab on our homepage.

Make a Loan Payment

You can easily make your loan payments by clicking on the Secure Login button at the top of any page and selecting "Loan Payment".

Make a Payment
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Pages

Personal Loans

Traditional loans can be unsecured or secured by an Extraco CD or Whole Life account, or a title instrument such as a car, boat, or motorcycle. An Extraco Consumer Credit Lender is happy to advise you about which type of loan might best meet your needs.

Loan Payment Options

Thank you for working with Extraco Banks for your loan! Below are a list of convenient ways to make your loan payments each month to Extraco.

Auto Loans

Extraco Banks makes auto loans easy by offering support for refinancing, buying a used car from an individual, purchasing from a dealership, or getting pre-approval.
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Locations

Bank Branch
  • Handicapped Access
  • Spanish Speaking

102 S 1st St
Temple, TX 76501
United States

254.774.5500
Directions
Lobby Hours
Currently closed
Drive-Thru Hours
Currently closed

Bank Branch
  • Handicapped Access

2501 TX-36 Bus
Gatesville, TX 76528
United States

254.774.5500
Directions
Lobby Hours
Currently closed
Drive-Thru Hours
Currently closed

Bank Branch
  • Curbside Delivery
  • Handicapped Access
  • Online Appointment Scheduling
  • Saturday Hours (Drive-Thru Only)

1002 W. Central Texas Expy
Killeen, TX 76541
United States

254.200.3600
Directions
Lobby Hours
Currently closed
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 12:00 pm
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Resources

Is It Time to Refinance Your Auto Loan? Key Factors to Consider

Refinancing your auto loan can help you save money, lower your monthly payments, or pay off your car faster—but timing is everything. This blog breaks down the key factors to consider, including interest rates, credit score improvements and loan balance. Learn when refinancing makes sense, when it doesn’t, and how to determine if it’s the right move for you.

How to Get a Student Loan to Cover Financial Gaps from Scholarships

Making ends meet as a student when you’re not receiving enough financial aid from scholarships or grants can be challenging. Sometimes, it feels like there’s no way to make up the difference to get the funds you need. Grants and scholarships are an excellent start for funding your education, but they often don’t cover everything you need to get through a semester, let alone the entire school year. However, a student loan can help bridge that gap and get you the necessary funds.
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