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Clover Point of Sales Systems

Clover® is a state-of-the-art business management solution that helps a merchant streamline their business. Extraco Banks provides a variety of Clover® products: Go, Flex, Mini, and Station Duo.

Treasury Management Services

Extraco is proud to offer expert treasury management services to our Business customers throughout central Texas. Our team is dedicated to understanding your business and helping you operate effectively and efficiently.

Business Insurance

Extraco variety of business insurance offerings will keep your company protected, so you can focus on building your business.

Extraco Insurance

Extraco is a one-stop shop for all of your insurance needs. We offer tailored insurance to top-insurance companies to find a policy that fits you. We offer a variety of home insurance, auto & specialty vehicle insurance, life insurance, health insurance, and employee benefit options. Get a quote today!

Contact Us

Extraco Banks contact information, including business address and important phone numbers. Our local team is here and always happy to help you however we can.

Refinance Your Mortgage and Save

Extraco Mortgage offers refinancing options to help borrowers access home equity, shorten loan terms or lower monthly payments. Our team provides guidance to make refinancing simple and personalized.

Joy King

I’m Joy King. Since graduating from Tarleton University, I’ve spent over a decade in the finance industry, gaining experience in retail and commercial banking. This background has given me a wealth of knowledge and a deep passion for helping clients achieve their homeownership dreams.

Ryan Brown

I'm Ryan Brown, and I've proudly served Extraco Banks for five years, gaining extensive experience across multiple departments including Customer Service, Retail Banking, Commercial Banking, and Treasury Management. A Waco native, I was born at Providence Hospital and have resided in Waco, Texas with my family for over 30 years. My passion lies in serving people, whether it's through finding efficient solutions for their business needs at Extraco or through community service activities in my spare time.

Stan Jackson

I'm Stan Jackson, a Texas Tech University graduate with a BBA in Finance. With over three decades of mortgage experience in the Temple-Belton area, I specialize in single-family purchase homes, refinance, construction, and land financing. My extensive expertise ensures tailored solutions to meet your specific needs in the ever-evolving real estate market.

Jim Hagen

I'm Jim Hagen, a seasoned Loan Officer based in Corpus Christi, Texas, with over two decades of experience in the industry. Specializing in VA, FHA Conventional, and various other loan types, I'm well-equipped to assist you with your financing needs. Your satisfaction is my priority, and I'm dedicated to providing comprehensive support in any way possible throughout the loan process.

Stephanie Angel

I'm Stephanie Angel, a native Wacoan and holding a BBA from Tarleton State University. With extensive experience in banking, I specialize in various loan types, including auto, personal, RV, motorcycle, and debt consolidation loans. My commitment lies in assisting customers in finding the optimal loan solution tailored to their needs and circumstances. When I am not working, I enjoy traveling, cooking, and cherishing moments with my loved ones.

Keith Meyer

I'm Keith Meyer, specializing in Auto Loans, Camper Loans, Credit Life & Disability, and various other lending services. With over two decades of lending experience, I'm committed to providing personalized financing solutions and compassionate service. When you choose to secure a loan through a reputable community bank like Extraco, you can trust in our dedication to meeting your individual needs with professionalism and care.

Jessica Mitchell

I'm Jessica Mitchell, serving as the Funding & Retention Manager at Extraco. With a focus on Auto Loans, Camper Loans, Credit Life & Disability, and a range of other financial services, I strive to provide personalized financing solutions. At Extraco, our team is dedicated to delivering compassionate service and tailored financial assistance to meet your needs. We look forward to the opportunity to support you in achieving your financing goals.

Natalie Hetzel

I'm Natalie, a proud alumna of Texas Woman’s University. With over 25 years of experience in financial services, my journey began as a Finance Specialist in the United States Army. Since 2001, I've been part of the Extraco Wealth and Trust team, finding fulfillment in nurturing enduring client relationships. Outside of work, I've served as a Court Appointed Special Advocate (CASA) for Bell/Coryell counties, advocating for children within the Texas foster care system. My husband Robert and I reside in Temple, where we cherish moments with our three children and indulge in our passion for travel.

Staci Harrelson

I’m Staci Harrelson. I am a mortgage loan officer with over 20 years of experience in the industry. I’ve worked in several different areas of mortgage including origination, production and post-closing.

Samantha Jackson

Samantha Jackson is a seasoned mortgage loan officer with over 20 years of experience. Her journey in mortgage began shortly after obtaining her bachelor’s degree with a major in accounting from the University of Mary Hardin-Baylor. Throughout her career, Samantha has worked with various financial institutions, honing her skills in mortgage lending, underwriting and customer service. She’s known for her in-depth knowledge of mortgage products, regulations, and the ever-evolving market trends.

Chance Connell

I'm Chance Connell, a proud Waco native and Baylor University graduate with a BA in Communications. With over 15 years in banking, including the last 7 specializing in consumer lending, I'm dedicated to finding innovative solutions tailored to your financial needs and goals. Providing exceptional customer service is my priority. Beyond banking, I find joy in hunting, teaching youth Sunday School, and enthusiastically supporting Baylor sports events. Most importantly, I cherish spending quality time with my family—my wife, daughter, and our beloved dog.

Gail Bartay

I am Gail Bartay, proud graduate of Texas A & M University with a BBA in Finance. With over three decades of expertise in Commercial Lending, I've honed my skills in advocating for Treasury Management services to benefit my clients. My commitment to community service spans across various organizations, including the Rotary Club of Waco, Midway ISD Education Foundation, Caritas of Waco, and the St. Louis Catholic Church Finance Council, among others. I believe in fostering strong customer relationships grounded in a thorough understanding of their business, financial needs, and priorities.

Mattea Rodriguez

I'm Mattea Rodriguez, and facilitating the success of others has always been a profound passion of mine. As a Mortgage Consultant, I view my role as a conduit for this aspiration. My paramount objective is to furnish homebuyers and existing homeowners with the guidance they need to traverse the home loan process with assurance, transparent communication, and individualized care. Drawing from over seven years of real estate expertise, my unwavering dedication is to ensure that you make the optimal financial decision for yourself and your family. With Extraco Banks offering a diverse array of loan products, I stand ready to provide steadfast support at every juncture of your journey.

Mary Owen

I'm Mary Owen, a lifelong resident of Hamilton, dedicated to serving the community through my role at Extraco Banks for over 20 years. Alongside my husband, Scottie, we cherish our family of three daughters and five wonderful grandchildren. In my leisure time, I prioritize quality moments with my loved ones. My commitment extends beyond professional duties; I am passionate about fulfilling my customers' needs and fostering positive relationships with each individual. Actively engaging in community functions, I am driven by a deep-seated passion for contributing to the growth and prosperity of our community.

John Boyd

With 12 years of experience in the mortgage industry, I’ve developed a comprehensive understanding of home financing and a deep commitment to helping clients achieve their homeownership goals.

Hudson Kennedy

I'm Hudson Kennedy, a seasoned commercial banker and CPA. My finance journey began at Belton High School in 2005, followed by earning my BBA in Accounting from Abilene Christian University. With a CPA license in hand, I specialize in guiding businesses to make informed financial decisions, fostering strong organizational foundations. Beyond work, I'm deeply involved in our community, serving on the boards of the Belton Christian Youth Center and the Salado Chamber of Commerce Economic Development Committee. I also volunteer at Grace Salado, alongside my wife and three children.

Mark Browning

I'm Mark Browning, a Texas A&M University graduate with a BBA in Finance and a Certified Trust Financial Advisor accredited by the American Banker’s Association. With over twenty-five years of experience, my expertise lies in trust administration, investments, and management, particularly in non-profit endowments. Previously, I spent a decade assisting families with charitable giving options at a major university foundation. Currently, I contribute to the Somerville I.S.D. Education Foundation and Voices for Children in Bryan, TX, while also chairing the scholarship committee at the Bryan Rotary Club. My wife, Nancy, and I reside in College Station, actively participating in St. Andrews Episcopal Church and enjoying leisure activities such as traveling and attending college sporting events.

Rick Clark, JD

I'm Rick Clark and I bring over 20 years of private law practice experience to Extraco, specializing in estates, business, and real estate law. With a BBA in Real Estate from Baylor University and a JD from Texas A&M School of Law, I'm also involved in legal associations like the Real Estate, Probate, and Trust Law Section of the State Bar of Texas, and the Waco-McLennan County Bar Association. I'm admitted to practice law in federal courts in the Western District of Texas. Outside of work, I'm committed to community service, volunteering for Lake Air Little League, contributing to the HOT Workforce Development Board, and previously serving as president of the Hedonia Club of Waco. Waco isn't just where I work—it's home. Living here with my wife, Jill, and our children, Tripp and Jackie, we're active members of the First United Methodist Church, cherishing our community ties.

Linsey Barron

Hi, I’m Linsey! Over a decade ago, I took a leap of faith and embarked in the financial industry, and it’s been an incredible journey of growth, learning, and purpose ever since. There's nothing more rewarding to me than helping individuals and families turn their dream of homeownership into a reality.