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Jason Wolfe

I'm Jason Wolfe and I am dedicated to building and developing the best Mortgage Production Team in the industry at Extraco Banks Mortgage. With a strong, regional but local community bank presence, we strive to provide the very best platforms, technology, tools, and products for our customers. At Extraco, we foster a customer-focused work environment where innovation is encouraged.

Hurdlr

Seamlessly tracks all of your business income, expenses, self-employed tax estimates, and deductions in real-time, saving you valuable time and maximizing your profit.

Jarrett Warren

I'm Jarrett Warren and I've been with Extraco Banks for over 12 years, accumulating over 20 years of experience in the banking industry. I find fulfillment in assisting entrepreneurs and small businesses in achieving their dreams. Apart from my role at Extraco, I've dedicated over 12 years to volunteering with the Extraco Event Center at the Heart of Texas Fair and Rodeo, where I serve as the Chairman for the Public Relations Committee. In my downtime, I relish outdoor activities like fishing, strumming my guitar, and cherishing moments with my family.

Safety and Simplicity With 100% FDIC Insurance

ICS and CDARS services offer solutions for large depositors seeking FDIC protection on funds exceeding $250,000. These services enable access to multi-million-dollar FDIC coverage through a single banking relationship.

Cashback+

Every day you make purchases, from groceries to gas. With CashBack+ from Extraco Banks, get instant cash back, up to 20%, just for buying what you already do. Browse personalized offers, purchase gift cards, and enjoy savings.

Overdraft Protection

Extraco's Overdraft Protection service covers crucial transactions like checks, debit card payments, and online banking, with the flexibility to extend to everyday debit card usage and ATM withdrawals upon approval.

Veteran Home Loans

At Extraco Mortgage, we believe our Veterans and active-duty military members deserve a place to call home—and a lending partner who understands their journey. Our VA Home Loans are designed to honor your service with benefits that make homeownership more affordable and accessible.

Proud To Serve Central Texas

Extraco is proud to have served local Central Texans for over 120 years. When you choose to bank with Extraco, you get the personalized service of a local bank along with the technology and convenience of a national bank.

Hudson Kennedy

I'm Hudson Kennedy, a seasoned commercial banker and CPA. My finance journey began at Belton High School in 2005, followed by earning my BBA in Accounting from Abilene Christian University. With a CPA license in hand, I specialize in guiding businesses to make informed financial decisions, fostering strong organizational foundations. Beyond work, I'm deeply involved in our community, serving on the boards of the Belton Christian Youth Center and the Salado Chamber of Commerce Economic Development Committee. I also volunteer at Grace Salado, alongside my wife and three children.

Traditional Mortgages

Discover the perfect mortgage for your unique needs. From conventional and VA loans to FHA and jumbo options, we offer a variety of terms and benefits to suit every home buyer. Whether you're planning for long-term residency, seeking low initial payments, or utilizing your home's equity, our flexible solutions ensure a seamless path to homeownership.

Bill Pay Assistance

Our Bill Pay feature allows you to make recurring and one-time payments to people or friends.

Solution Banking

Solution Banking is ideal for those who have had trouble overdrawing checking accounts in the past. There is a $5.00 monthly service charge that can be waived with a combined deposit of $1,000 or more per statement cycle or if you are 23 or younger, or 65 or older. This account offers no paper checks and no overdraft privilege.

Loans

Explore our comprehensive loan solutions, from home and auto loans to personal and student loans. Whether you're buying a new home, refinancing, purchasing a car, consolidating debt, or seeking student loan options, we provide tailored assistance and competitive rates to meet your needs. Let us help you achieve your financial goals with ease and confidence.

Search

Ask any question to find the answer you need from Extraco Banks today. Learn more about our locations, FAQs and products.

Checking Accounts

A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers. Check out our Bonus Banking, Basic Checking & Interest Checking accounts to find your fit today!

Extraco Banks Heritage

Extaco Banks began its cotton compress and warehousing business in Waco on July 12, 1902. Today, the company has evolved into the largest and most comprehensive independent financial institutions headquartered in Central Texas.

Safe Banking

Extraco Banks is committed to helping you keep your financial information safe. Bookmark this page to learn about the latest scams in the marketplace.

Meet your Private Bankers

Our Private Bankers are here and ready to help you navigate your financial situation and reach your goals. Connect with a Private Banker today to get started.

BankOn Checking

BankOn is a national project that supports 85 coalitions across the country connecting consumers to safe & affordable bank accounts.

eBank - My Toolkit

As an Extraco customer, you have access to solutions integrated into your eBank that can help you reach your financial goals. Learn more about the resources available to you!

Contact Us

Extraco Banks contact information, including business address and important phone numbers. Our local team is here and always happy to help you however we can.

About Extraco

At Extraco, corporate social responsibility is part of our culture. We understand that to sustain a healthy business, you must sustain a healthy community. It’s imperative to what we do daily for future economic growth and stability. Our success as a company results from the care and compassion of our 300+ team members who bring our culture to life each day. They care for our customers. They develop relationships. They run our operations. They unselfishly donate their time, talent , and personal financial resources to causes important to them.

Jason Collier

I am Jason Collier, a native of Belton, Texas, currently residing in Troy with my wife and children on our family farm. My educational journey includes earning a Bachelor's in Business Administration from Howard Payne University, an MBA from Texas A&M Commerce, and completing the Southwestern Graduate School of Banking program. As a third-generation banker, I've been immersed in the industry since 2009, specializing in commercial and agricultural lending since 2011. Alongside my professional endeavors, I actively contribute to Trinity Church, the Temple Area Builders Association, and the Ralph Wilson Youth Club. In my leisure time, I indulge in hunting and enjoy coaching my children's baseball and football teams.

Refinance Your Mortgage and Save

Extraco Mortgage offers refinancing options to help borrowers access home equity, shorten loan terms or lower monthly payments. Our team provides guidance to make refinancing simple and personalized.

Chris Baldwin

I'm Chris Baldwin, serving as a Bank Officer at Extraco Banks. My expertise lies in auto loans and camper loans, where I strive to provide tailored financial solutions to our valued clients. At Extraco Banks, we are dedicated to assisting you in fulfilling all your financial requirements with our distinctive services and attentive staff.

Ben Doskocil

I'm Ben Doskocil, bringing over a decade of banking experience to Extraco. I hold a Bachelor's in Business Administration from Baylor University and a Masters in Finance and Banking from Kingston University in London, England. Outside of my professional commitments, I am an active member of Harris Creek Baptist Church and currently participating in Leadership Waco.

Theresa Clark

I'm Theresa Clark, dedicated to making homeownership dreams come true since 2003. I prioritize building lasting relationships throughout the mortgage process, offering support beyond regular hours. As a community lender, I provide personalized service with local decision-making. Active in organizations like the Bryan College Station Realtor Association and the Bryan College Station Chamber, I'm deeply engaged in our local community. Let's work together to make your homeownership aspirations a reality.

Joanna Melton

I'm Joanna Melton, dedicated to assisting families in realizing their dreams of home ownership. With a wealth of experience, I offer a diverse range of loan programs tailored to your specific requirements. My expertise spans across various loan types, including Conforming & Jumbo Loans, Construction Loans, and Conventional Loans, among others. While my office is situated in Belton, I extend my services to cover all areas of Central Texas.

Lisa Winkler

I'm Lisa Winkler, bringing over two decades of experience at Extraco Banks. My expertise spans all aspects of commercial and real estate lending, with a specialization in Commercial Real Estate Loans, Construction Loans, Equipment Loans, and more.

Greg Goff

I'm Greg Goff, and I've been with Extraco since 2012, where I spearheaded the establishment of a loan production office in Austin, TX. My primary expertise lies in Commercial Real Estate lending across the major Texas metros. Holding a Finance degree from The University of Texas and boasting over two decades of experience in commercial banking, I am committed to delivering exceptional financial solutions to our clients.

Davy Villanueva

Born in Temple, TX and raised in Belton, TX, I've dedicated my career to leadership and team development. With a strong background in selecting and nurturing high-performing teams, I've had the privilege of contributing to organizations through the development of robust quality assurance programs, training initiatives, building teams, and process improvement strategies. The love of education led me to obtain an MBA from Texas A&M Central Texas. Beyond my professional pursuits, I'm equally committed to giving back to the community that has always been my foundation. When I'm not in the corporate world, you'll find me pursuing my love for the great outdoors. I live to hunt, fish, and spend time in nature. But at the core of my being, it's family time that truly fuels me. I love to spend time with my beautiful wife Amanda and my three children Val, Amari and Ivan.

Stephanie Angel

I'm Stephanie Angel, a native Wacoan and holding a BBA from Tarleton State University. With extensive experience in banking, I specialize in various loan types, including auto, personal, RV, motorcycle, and debt consolidation loans. My commitment lies in assisting customers in finding the optimal loan solution tailored to their needs and circumstances. When I am not working, I enjoy traveling, cooking, and cherishing moments with my loved ones.

Extraco Banks website honored in Davey Awards

With the help of Unleashed Technologies, Extraco Banks built a brand new website that launched in early 2020. With customer experience top of mind, we worked with the awesome team at Unleashed to create a digital environment that we knew our customers would appreciate.

Robert Jones

My name is Robert Jones, and I bring 36 years of leadership experience in Central Texas banking to Extraco. I have been deeply engaged in the local community, serving as a volunteer and in key board positions with nonprofit organizations, city and county governments, and local school districts, which has allowed me to build meaningful relationships. I hold a bachelor’s degree from Abilene Christian University and a master’s degree from the University of Mary Hardin-Baylor. My wife, Susan, and I are active members of Westside Church of Christ in Round Rock, where I serve as an elder. We have three grown and married children, along with seven wonderful grandchildren. In my free time, I enjoy woodworking, playing pickleball, traveling and spending time with family.

Mattea Rodriguez

I'm Mattea Rodriguez, and facilitating the success of others has always been a profound passion of mine. As a Mortgage Consultant, I view my role as a conduit for this aspiration. My paramount objective is to furnish homebuyers and existing homeowners with the guidance they need to traverse the home loan process with assurance, transparent communication, and individualized care. Drawing from over seven years of real estate expertise, my unwavering dedication is to ensure that you make the optimal financial decision for yourself and your family. With Extraco Banks offering a diverse array of loan products, I stand ready to provide steadfast support at every juncture of your journey.

Linsey Barron

Hi, I’m Linsey! Over a decade ago, I took a leap of faith and embarked in the financial industry, and it’s been an incredible journey of growth, learning, and purpose ever since. There's nothing more rewarding to me than helping individuals and families turn their dream of homeownership into a reality.