Certificate of Deposit

Maximize your savings with a certificate of deposit.

Lock in Your Savings: Earn More with an Extraco Certificate of Deposit

This savings account holds a fixed amount of money for a specified period, during which the money earns a fixed amount of interest for the specific period. It typically offers higher interest rates than regular savings accounts but penalizes early withdrawals.

Key Considerations:

  • Minimum $1,000 initial deposit
  • Typically a higher interest rate than Money Market Savings
  • There is no charge to open a CD

See bottom of the page for disclosures

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Use our CD calculator to find our how much you could earn with varying time frames, initial investments, and interest rates.

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Important Disclosures and Information

  • A minimum of $1,000 required to open a CD and earn the Annual Percentage Yield (APY)

  • A penalty for early withdrawal may be imposed

  • Fees may reduce earnings.