Certificate of Deposit

Maximize your savings with a certificate of deposit.

Lock in Your Savings: Earn More with an Extraco Certificate of Deposit

This savings account holds a fixed amount of money for a specified period, during which the money earns a fixed amount of interest for the specific period. It typically offers higher interest rates than regular savings accounts but penalizes early withdrawals.

Lock In Your CD Rate Today

Lock in your CD rate today to make sure you earn the most for your money! Open your CD online or call us at 1.866.EXTRACO to open your CD today.

Lock In Your CD Rate With Extraco

Key Considerations:

  • Minimum $1,000 initial deposit
  • Typically a higher interest rate than Money Market Savings
  • There is no charge to open a CD

See bottom of the page for disclosures

CD at Extraco
Want To Calculate Your CD Savings?

Use our CD calculator to find our how much you could earn with varying time frames, initial investments, and interest rates.

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Important Disclosures and Information

  • Rates are accurate as of 04.25.25