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Home Loans

Whether you're looking to buy a home, refinance your current mortgage, or buy that vacation retreat, we'll make it happen. 

Looking to build, purchase, refinance? We can help make your dream home a reality. Give us a call at (254) 271-0076 to speak with an Extraco Mortgage expert.


Mortgage Apply Now - Extraco Mortgage

Fast Pre-Approvals

Get prequalified, refinance your home, view your progress, securely upload documents and message your Mortgage Consultant easily as you go.


We have insurance products to meet your every need! Get a free quote


Traditional Mortgages

Looking to purchase a home? Look no further. Extraco offers:

  • Conventional Loans
  • Federal Housing Adminsitration (FHA) Loans: Lower Down Payment Option
  • Federal Housing Administration (FHA) Loans
  • Jumbo (non-conforming loans)
  • Home Equity Loans
  • Fixed and Adjustable Rate Loans
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Adjustable Rate mortgage - Extraco Mortgage


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Lot, Land, and Construction Loans

We cover financing for lot, land, and construction, all under one roof. 

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Specialized Mortgages

Rates and terms exclusive to our physicians, veterans, and professional executives:

  • Physicians receive up to 100% financing and no PMI
  • Veterans receive a special, low-interest rate
  • Professional Executives can receive 100% financing

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Professional Executive - Extraco Mortgage


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Mortgage Refinancing

We make refinancing easy. Our Mortgage Consultants are here to help you throughout the refinancing process. Our one-stop-shop can guide you through getting connected to a Consultant to ask more questions and start the refinance process. 



Get the Extraco Mortgage App

Start application/pre-approval, calculate payments, securely scan & upload documents, see your progress and get updates as you go — anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

I could not be more pleased or more grateful. 

When the bank needs docs from either our accountant or insurance agent, I simply connect them via email and the bank takes care of everything for me. I have referred several friends and family, including an international non-profit to Extraco, who now hold accounts at the Georgetown branch, and are pleased with their service as well. 

-Customer Review from Better Business Bureau

Important Disclosures and Information

  • Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible
  • Loans subject to credit approval