Image
Family standing by sold sign

Home Loans

Whether you're looking to buy a home, refinance your current mortgage, or buy that vacation retreat, we'll make it happen. 

Whether you're looking to build, purchase, refinance or receive special terms as a physician or veteran, you've come to the right place. 

 

We Make Refinancing Easy

Our Mortgage Consultants are here to help you throughout the refinancing process. Our one-stop-shop can guide you through getting connected to a Consultant to ask more questions, and start the refinance process. 

Get Started

 

Image
Mortgage Apply Now - Extraco Mortgage

Fast Pre-Approvals

Get prequalified, refinance your home, view your progress, securely upload documents and message your Mortgage Consultant easily as you go.

 

Traditional Mortgages

Looking to purchase a home? Look no further. Extraco offers:

  • Conventional Loans
  • Fixed-Rate Loans
  • Adjustable-Rate Loans
  • Federal Housing Administration (FHA) Loans
  • Jumbo (non-conforming loans)
Image
Happy family unpacking in home

 

Image
couple and child standing outside of their home construction site

Lot, Land and Construction Loans

We cover financing for lot, land, and construction, all under one roof. 

Learn More

 


 

Specialized Mortgages

Rates and terms exclusive to our physicians, veterans, and professional executives:

  • Physicians receive up to 100% financing and no PMI
  • Veterans receive a special, low interest rate
  • Professional Executives can receive 100% financing

Learn More

 

Image
Doctor Smiling About Loan

Need insurance for your new home?

Did you know Extraco Insurance has experts ready to help you? Find the right policy for you.

Learn More

Get the Extraco Mortgage App

Start application/pre-approval, calculate payments, securely scan & upload documents, see your progress and get updates as you go — anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

I could not be more pleased or more grateful. 

When the bank needs docs from either our accountant or insurance agent, I simply connect them via email and the bank takes care of everything for me. I have referred several friends and family, including an international non-profit to Extraco, who now hold accounts at the Georgetown branch, and are pleased with their service as well. 
 

-Customer Review from Better Business Bureau

Important Disclosures and Information

  • Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible
  • Loans subject to credit approval