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Home Loans

Whether you're looking to buy a home, refinance your current mortgage, or buy that vacation retreat, we'll make it happen. 

Whether you're looking to build, purchase, refinance or receive special terms as a physician or veteran, you've come to the right place. Give us a call at 254.761.2211 if you have any questions!


Mortgage Apply Now - Extraco Mortgage

Fast Pre-Approvals

Get prequalified, refinance your home, view your progress, securely upload documents and message your Mortgage Consultant easily as you go.



Traditional Mortgages

Looking to purchase a home? Look no further. Extraco offers:

  • Conventional Loans
  • Fixed-Rate Loans
  • Adjustable-Rate Loans
  • Federal Housing Administration (FHA) Loans
  • Jumbo (non-conforming loans)
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Lot, Land, and Construction Loans

We cover financing for lot, land, and construction, all under one roof. 

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Specialized Mortgages

Rates and terms exclusive to our physicians, veterans, and professional executives:

  • Physicians receive up to 100% financing and no PMI
  • Veterans receive a special, low-interest rate
  • Professional Executives can receive 100% financing

Learn More


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Mortgage Refinancing

We make refinancing easy. Our Mortgage Consultants are here to help you throughout the refinancing process. Our one-stop-shop can guide you through getting connected to a Consultant to ask more questions and start the refinance process. 



Need insurance for your new home?

Did you know Extraco Insurance has experts ready to help you? Find the right policy for you.

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Get the Extraco Mortgage App

Start application/pre-approval, calculate payments, securely scan & upload documents, see your progress and get updates as you go — anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

I could not be more pleased or more grateful. 

When the bank needs docs from either our accountant or insurance agent, I simply connect them via email and the bank takes care of everything for me. I have referred several friends and family, including an international non-profit to Extraco, who now hold accounts at the Georgetown branch, and are pleased with their service as well. 

-Customer Review from Better Business Bureau

Important Disclosures and Information

  • Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible
  • Loans subject to credit approval