Family standing by sold sign

Home Loans

Whether you're looking to buy a home, refinance your current mortgage, or buy that vacation retreat, we'll make it happen. 

Looking to build, purchase, refinance? We can help make your dream home a reality. Give us a call at (254) 271-0076 to speak with an Extraco Mortgage expert.

Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you. Personal Debt Consolidation Calculator

Mortgage Apply Now - Extraco Mortgage

Fast Pre-Approvals

Get prequalified, refinance your home, view your progress, securely upload documents and message your Mortgage Consultant easily as you go.


We have insurance products to meet your every need!

Get a quote today 

first home

Solution Home Loan Program

A tailored home loan program designed to help you achieve your homeownership dreams with alternative credit solutions available if you have no or low credit!


Learn More

Traditional Mortgages

Looking to purchase a home? Look no further. Extraco offers:

  • Conventional Loans
  • Federal Housing Administration (FHA) Loans: Lower Down Payment Option
  • Adjustable-Rate Home Loans
  • Veterans Administration (VA) Loans
  • Jumbo (non-conforming loans)
  • Home Equity Loans
  • Fixed-Rate Home Loans
Happy family unpacking in home



couple and child standing outside of their home construction site

Lot, Land, and Construction Loans

We cover financing for lot, land, and construction, all under one roof. 

Learn More



Specialized Mortgages

Rates and terms exclusive to our physicians, veterans, and professional executives:

  • Physicians receive up to 100% financing and no PMI
  • Veterans receive a special, low-interest rate
  • Professional Executives can receive 100% financing

Learn More


Doctor Smiling About Loan



Front door mat




Mortgage Refinancing

We make refinancing easy. Our Mortgage Consultants are here to help you throughout the refinancing process. Our one-stop-shop can guide you through getting connected to a Consultant to ask more questions and start the refinance process. 

Affordable housing lending options curated just for you. 

Extraco Mortgage has a variety of low-down payment options and programs ready for you to make your homeownership dreams a reality. 

Learn More


I could not be more pleased or more grateful. 

When the bank needs docs from either our accountant or insurance agent, I simply connect them via email and the bank takes care of everything for me. I have referred several friends and family, including an international non-profit to Extraco, who now hold accounts at the Georgetown branch, and are pleased with their service as well. 

-Customer Review from Better Business Bureau

Important Disclosures and Information

  • Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible

  • Limited time offer. Ends Nov. 30, 2024

  • Loans subject to credit approval