Family standing by sold sign

Home Loans

Whether you're looking to buy a home, refinance your current mortgage, or buy that vacation retreat, we'll make it happen. 

Whether you're looking to build, purchase, or receive special terms as a physician or veteran, you've come to the right place. 


Traditional Mortgages

Looking to purchase a home? Look no further. Extraco offers:

  • Conventional Loans
  • Fixed-Rate Loans
  • Adjustable-Rate Loans
  • Federal Housing Administration (FHA) Loans
  • Jumbo (non-conforming loans)
Happy family unpacking in home

couple and child standing outside of their home construction site

Lot, Land and Construction Loans

We cover financing for lot, land, and construction, all under one roof. 

Learn More

Specialized Mortgages

Rates and terms exclusive to our physicians and veterans:

  • Physicians, recieve up to 100% financing and no PMI
  • Veterans, receive special, low interest rate

Learn More

Military father with family holding key





Considering homeownership?

Our brief and interactive education modules can help prepare you to take the next step.

Get Started


I could not be more pleased or more grateful. 

When the bank needs docs from either our accountant or insurance agent, I simply connect them via email and the bank takes care of everything for me. I have referred several friends and family, including an international non-profit to Extraco, who now hold accounts at the Georgetown branch, and are pleased with their service as well. 

-Customer Review from Better Business Bureau

Important Disclosures and Information

  • Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible
  • Loans subject to credit approval