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Robert Jones

My name is Robert Jones, and I bring 36 years of leadership experience in Central Texas banking to Extraco. I have been deeply engaged in the local community, serving as a volunteer and in key board positions with nonprofit organizations, city and county governments, and local school districts, which has allowed me to build meaningful relationships. I hold a bachelor’s degree from Abilene Christian University and a master’s degree from the University of Mary Hardin-Baylor. My wife, Susan, and I are active members of Westside Church of Christ in Round Rock, where I serve as an elder. We have three grown and married children, along with seven wonderful grandchildren. In my free time, I enjoy woodworking, playing pickleball, traveling and spending time with family.

Thomas Sinkey

I'm Thomas Sinkey a graduate of Park University with a BS in Management, and Tarleton State University with a Masters of Business Administration. I served in the United States Army as a Military Police Officer for over 20 years. Now, I've been with Extraco Banks for nearly 19 years and have seen serving business owners throughout Central Texas area the entire time. Currently, I serve as the President of the Temple Rotary Club, Secretary of the Temple Rotary Club Foundation, board member of the Temple Education Foundation, the Temple Police Advisory Commission, the Killeen Police Department Law Enforcement Assistance Fund. Beyond my professional and services commitments, I am also an avid golfer and a devoted husband, father, and grandfather. In my free time I enjoy playing in golf tournaments around the area and spending time with my family.

Traditional Mortgages

Discover the perfect mortgage for your unique needs. From conventional and VA loans to FHA and jumbo options, we offer a variety of terms and benefits to suit every home buyer. Whether you're planning for long-term residency, seeking low initial payments, or utilizing your home's equity, our flexible solutions ensure a seamless path to homeownership.

Bill Pay Assistance

Our Bill Pay feature allows you to make recurring and one-time payments to people or friends.

Find a Business Banker

Meet with our Commercial Bankers, who are located across Central Texas, today to achieve your business goals.

Business Savings With Extraco

We offer a range of business savings options tailored to the specific needs of both businesses and nonprofit organizations.

Retirement

Explore your retirement planning options with us, from 401(k)s to IRAs, tailored to meet your unique needs and goals. Our comprehensive approach ensures your long-term security by understanding your risk comfort, focusing on your goals, and helping you plan and protect your retirement.

Loans

Explore our comprehensive loan solutions, from home and auto loans to personal and student loans. Whether you're buying a new home, refinancing, purchasing a car, consolidating debt, or seeking student loan options, we provide tailored assistance and competitive rates to meet your needs. Let us help you achieve your financial goals with ease and confidence.

Checking Accounts

A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers. Check out our Bonus Banking, Basic Checking & Interest Checking accounts to find your fit today!

Homebase

Homebase helps small businesses manage employee scheduling, time clocks, payroll, communication, and more in one place.

Business Loans

Whether your business is in need of real estate loans, municipal financing or business loans, we've got the right solution and experts waiting to help you.

Merchant Services

Extraco Banks brings you card processing alternatives that are transparent, competitive and personal in delivering an exceptional buying experience through our Merchant Services products.

Financial Planning

We provide top-tier financial solutions to address the growing complexities of professional fiduciary services and effective portfolio management, all tailored to your personal, family, and business goals. Your team at Extraco Wealth & Trust is dedicated to helping you discover the perfect combination of services and solutions.

Business Elite Checking

Our Business Elite Checking account is the perfect solution for businesses handling large amounts of cash. It's tailored to meet the needs of your company and you handle high cash deposits and withdrawals.

Investments

Extraco Wealth & Trust knows that choosing a solution that matches your needs is essential to achieving investment success. Our product options include stocks/bonds, mutual funds, exchange-traded funds, annuities, IRA plans, and 401k plans.

Meet your Private Bankers

Our Private Bankers are here and ready to help you navigate your financial situation and reach your goals. Connect with a Private Banker today to get started.

Business Elite Money Market

Extraco Banks' Money Market account is the perfect account for larger balances with the ability to earn tiered interest as your savings grow.

Treasury Management Services

Extraco is proud to offer expert treasury management services to our Business customers throughout central Texas. Our team is dedicated to understanding your business and helping you operate effectively and efficiently.

Business Insurance

Extraco variety of business insurance offerings will keep your company protected, so you can focus on building your business.

Business Credit Cards

Explore our selection of business credit cards, including options for low rates, cash back, or flexible rewards, ensuring you find the ideal fit for your business needs.

Life Insurance

At Extraco Insurance, our dedicated consultants specialize in securing vital life insurance policies tailored to your needs. With our expertise and personalized service, we ensure your peace of mind by safeguarding your family's future and financial security.

Extraco Insurance

Extraco is a one-stop shop for all of your insurance needs. We offer tailored insurance to top-insurance companies to find a policy that fits you. We offer a variety of home insurance, auto & specialty vehicle insurance, life insurance, health insurance, and employee benefit options. Get a quote today!

Contact Us

Extraco Banks contact information, including business address and important phone numbers. Our local team is here and always happy to help you however we can.

Cody Ross

I'm Cody Ross, CFP®, a graduate of Baylor University with a BBA in Finance. I've spent years honing my skills in value investing and financial planning. Currently, I am an active member with the Georgetown Chamber of Commerce and serve with Christ Church of Austin. Beyond my professional and service commitments, I'm also a musician, skilled in studio recording and instrument construction. In my free time, I make it a point to regularly attend Baylor University sporting events.

Refinance Your Mortgage and Save

Extraco Mortgage offers refinancing options to help borrowers access home equity, shorten loan terms or lower monthly payments. Our team provides guidance to make refinancing simple and personalized.

Theresa Clark

I'm Theresa Clark, dedicated to making homeownership dreams come true since 2003. I prioritize building lasting relationships throughout the mortgage process, offering support beyond regular hours. As a community lender, I provide personalized service with local decision-making. Active in organizations like the Bryan College Station Realtor Association and the Bryan College Station Chamber, I'm deeply engaged in our local community. Let's work together to make your homeownership aspirations a reality.

Joanna Melton

I'm Joanna Melton, dedicated to assisting families in realizing their dreams of home ownership. With a wealth of experience, I offer a diverse range of loan programs tailored to your specific requirements. My expertise spans across various loan types, including Conforming & Jumbo Loans, Construction Loans, and Conventional Loans, among others. While my office is situated in Belton, I extend my services to cover all areas of Central Texas.

Gerald Popp

I'm Gerald Popp, and I've been fostering strong business relationships between Extraco and the vibrant Central Texas business community since 1991. As a proud Class of '81 Aggie with a Master's Degree obtained in '83, I've had the privilege of serving the Bryan College Station market since 2012. I eagerly anticipate sharing the Extraco approach to cultivating long-term and profitable relationships with you.

Autumn Akins, JD

I'm Autumn Akins, a graduate of Baylor University with a BA and St. Mary’s University School of Law. With 14 years of experience as a licensed attorney, I've spent the last decade serving as a trust officer in the Austin area. My focus lies particularly in estate administration, and I hold the Certified Trust Financial Advisor designation to further enhance my expertise in this field. Outside of my professional endeavors, my husband and I are proud parents to two daughters. We've actively volunteered as a foster family for Austin Boxer Rescue and eagerly anticipate becoming involved in the vibrant community of Waco.

Jake Herndon

I'm Jake Herndon, boasting over 30 years of experience in the fiduciary services industry, specializing in corporate and non-profit retirement plans, estate planning, portfolio management, and personal trusts. A graduate of Abilene Christian University, I've remained actively engaged in community service, serving as a long-time member of the Temple Lions Club, where I've held positions such as club secretary and treasurer. Additionally, I currently serve as treasurer for the Association for Pet Adoption Center and as President of the Greater Temple Belton Foundation. Outside of my professional and volunteer commitments, my wife, Brenda, and I are proud parents to two children, Shayla and Case. We are dedicated members of the Western Hills Church of Christ, where I serve as an elder.

eConsent Disclosure

This Disclosure is in regards to conducting business electronically, receiving electronic notices and disclosures, and signing documents electronically.

Stan Jackson

I'm Stan Jackson, a Texas Tech University graduate with a BBA in Finance. With over three decades of mortgage experience in the Temple-Belton area, I specialize in single-family purchase homes, refinance, construction, and land financing. My extensive expertise ensures tailored solutions to meet your specific needs in the ever-evolving real estate market.

Jim Hagen

I'm Jim Hagen, a seasoned Loan Officer based in Corpus Christi, Texas, with over two decades of experience in the industry. Specializing in VA, FHA Conventional, and various other loan types, I'm well-equipped to assist you with your financing needs. Your satisfaction is my priority, and I'm dedicated to providing comprehensive support in any way possible throughout the loan process.

Samantha Jackson

Samantha Jackson is a seasoned mortgage loan officer with over 20 years of experience. Her journey in mortgage began shortly after obtaining her bachelor’s degree with a major in accounting from the University of Mary Hardin-Baylor. Throughout her career, Samantha has worked with various financial institutions, honing her skills in mortgage lending, underwriting and customer service. She’s known for her in-depth knowledge of mortgage products, regulations, and the ever-evolving market trends.