Women taking photo of check

Mobile Deposit

Deposit checks into qualified accounts using the mobile deposit feature.

Deposit a check, anytime, anywhere!

Simply open your Extraco eBank app, select the mobile deposit feature, enter the check amount, take a photo of the front and back of the check, and submit. 

  • Skip the trip to the branch or ATM
  • Deposit an unlimited number of checks
  • Quick and easy process to deposit
  • Deposit into any eligible Extraco account
  • Multiple processing times each business day 

How to use Mobile Deposit:

Step 1: Open the Extraco eBank App and log in

Step 2: Click on Menu on bottom tool bar then click on Settings towards the bottom

Step 3: In Settings options click Mobile Deposit enrollment, once approved, you can then follow remaining steps
                             * Approval process may take up to 48 hours, if needed, contact your account officer

Step 4: Select "Deposit a Check" from the home screen or navigation menu in the top left-hand corner

Step 5: Choose from the accounts eligible for mobile deposit, input the check amount and select "Capture Image"

Step 6: Place your check on a solid-colored, flat surface, face-up

Step 7: Fit the front of the check within the camera frame and tap the camera icon in the top right-hand corner to capture the image

Step 8: Endorse the back of the check by signing your name, writing "for mobile deposit only" and the date

Back of check example





Step 9: Fit the back of the check within the camera frame and tap the camera icon in the top right-hand corner to capture the back of the check

Step 10: Confirm all details are correct and the images are clear. 

Step 11: Select "Submit Deposit"


Mobile Deposit Processing Times and Cut-offs:

  • Deposits are processed each business day at 9:00 am, 11:00 am, 1:00 pm, 3:00 pm, 4:00 pm, 5:00 pm, and 7:00 pm
  • Deposits that are made after 7:00 pm on Monday-Friday will be put into the 9:00 am processing file on the next business day
  • Mobile deposits are processed in the order they are received


Need more tips on Mobile Deposit?

How to Utilize Mobile Deposit


Get the Extraco eBank App

Check your balance, pay bills, transfer funds and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

Important Disclosures and Information

Data and mobile rates may apply.

  • Data and mobile rates may apply to mobile banking services.
  • Remote Deposit Services: Mobile and ATM deposit services subject to approval and must be requested.