Couple looking at money market statement

Smart Rate Money Market

Put your money to work. 

This account offers a smart and secure way to grow your savings with competitive interest rates and easy access to your funds:

  • Tiered interest rates that provide a higher return the more you save
  • Free online/mobile banking
  • Sweep available

Waive the monthly service charge when you:

  • Maintain an average daily balance of $5,000 per statement cycle between all your Extraco deposit accounts

Otherwise, the monthly service charge is $9.00

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Money Market



See bottom of page for disclosures.

Important Disclosures and Information

  • Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change
  • Transfers to another account, or to a third party via any means are limited to 6 per statement cycle. A $5 fee will apply to each debit/check transactions exceeding the limitations with a maximum fee of $25 per month
  • A Sweep (transfer) of funds from an Extraco bank account to another Extraco account to cover any outstanding non-sufficient funds to avoid overdraft service fees costs $10 per sweep. To set up this service for your account, please contact a Relationship Banker