Smart Rate Money Market

This account offers a smart and secure way to grow your savings with competitive, tiered interest rates that provide higher returns as you save more. Enjoy easy access to your funds with free online/mobile banking and sweep options

Account Features
  • Mobile/Online Banking: Best-in-class online and mobile banking platform including mobile deposit, fraud alerts, and more
  • Account Sweeps: Free sweep options available
  • Tiered Interest Rates: The more you save the more you will earn with tiered interest rates
  • Monthly Service Fee: $9.00
  • Fee Waiver: Average daily balance of $5,000 per statement cycle between all your Extraco deposit accounts
Couple looking at money market statement

Important Disclosures and Information

  • Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change
  • Transfers to another account, or to a third party via any means are limited to 6 per statement cycle. A $5 fee will apply to each debit/check transactions exceeding the limitations with a maximum fee of $25 per month
  • A Sweep (transfer) of funds from an Extraco bank account to another Extraco account to cover any outstanding non-sufficient funds to avoid overdraft service fees costs $10 per sweep. To set up this service for your account, please contact a Relationship Banker