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Happy couple looking over paperwork

Savings

Saving for tomorrow? You’ve come to the right place.

 

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Couple looking at money market statement

Smart Savings

This savings account offers flexible access to your
funds and two tiered interest rates with a sweep*
available.

Waive the monthly service charge when you:

  • Maintain an average daily balance of $2,500 per statement cycle between all your Extraco deposit accounts

Otherwise, the monthly service charge is $7.00.

Learn More Open an Account

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Smart Rate MMA

This account offers a smart and secure way to grow your savings with tiered interest rates, sweep* option available, and easy access to your funds.

Waive the monthly service charge when you:

  • Maintain an average daily balance of $5,000 per statement cycle between all your Extraco deposit accounts

Otherwise, the monthly service charge is $9.00.

Learn More Open an Account


Certificate of Deposit

Help your money grow by setting a fixed amount aside to draw a fixed amount of interest for a period of time. With a CD (Certificate of Deposit) you'll maximize your earnings & grow your money faster, with interest compounded quarterly. Check out our 8-month CD!

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Couple Looking at Certificate of Deposit Options

Convert  your Money Market or Savings account now!

Converting to a money market account is only allowed if you currently have a money market account with Extraco. This works the same for converting to a savings account. If you would like to convert to a money market from a savings you can visit a branch or open online.

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Quick Resources:

 

Everyone there has been very
courteous to us and always prompt.

Any questions we've had about our account they have always answered them. Extraco has a convenient online website which we can pay our bills and check our account 24/7. When we go to the bank we have always had exceptional customer service and they try to get us in and out as fast as they can. They have several different locations around our town which is very convenient for us."

-Checking Customer from Wallet Hub
 

Important Disclosures and Information

  • *A regular sweep of funds from an Extraco checking account to the Money Market Savings Account costs $10 per transfer. It can also be set up to cover any outstanding non-sufficient funds in a checking account to avoid overdraft service fees