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Extraco Banks
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Personal Savings

Saving for better tomorrows? You’ve come to the right place.





Money Market Savings

The perfect account for larger balances with the ability to earn tiered interest as your savings grows.

  • Tiered interest rates¹ that provide a higher return the more you save
  • The convenience of check writing or debit card access²
  • Free Online/Mobile Banking
  • Free Bill Pay
  • $100 to open
  • Sweep Available³
¹ Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change.
² Transfers to another account, or to a third party via any means are limited to 6 per statement cycle. A $15 fee will apply to each debit/check transactions exceeding the limitations.
³ A regular sweep of funds from an Extraco checking account to the Money Market Savings Account. It can also be set up to cover any outstanding non-sufficient funds in a checking account to avoid overdraft service fees.

Certificate of Deposit

Help your money grow by setting a fixed amount aside to draw a fixed amount of interest for a period of time. Benefits include:

  • Typically a higher interest rate than Money Market Savings
  • Continuous compounding means that interest earned today earns interest tomorrow
  • There is no charge to open a CD


Bonus Banking

An account for all walks of life. 


Not only does this account include practically free everything, you even get cash back. It's not only great, it is extraordinary. 

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Money Market Tiered Interest Rates¹

 Balance up to Interest Rate APY
$0 - $2,499 0.05% 0.05%
$2,500 - $9,999 0.05% 0.05%
$10,000 - $24,999 0.10% 0.10%
$25,000 - -$49,999 0.15% 0.15%
$50,000 - $99,999 0.20% 0.25%
$100,000 - $249,999 0.30% 0.35%
$250,000 - $499,999 0.35% 0.40%
$500,000 - $999,999 0.35% 0.50%
$1,000,000 and above 0.35% 0.60%
¹ Interest rates and Annual Percentage Yield (APY) may change in value at bank's discretion. Fees may reduce earnings. Rates are subject to change. Rates are accurate as of 8/13/2018.

CD Interest Rates

CD Type  Interest Rate APY
30 Day 0.10% 0.20%
90 Day 0.15% 0.30%
180 Day 0.25% 0.50%
1 Year 0.50% 0.75%
18 Month 0.60% 0.85%
24 Month 0.85% 1.15%
1 A minimum of $1,000 required to open a CD and earn the Annual Percentage Yield (APY).
2 A penalty for early withdrawal may be imposed.
3 Rates are accurate as of 8/13/2018.