Solution Home Loan Program

Discover Extraco Mortgage's Solution Home loan program, ideal for those with low or no credit. This innovative program offers alternative credit solutions and is open to eligible applicants seeking to purchase a primary residence in select Bell County areas.

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Your Mortgage Journey, Simplified

Navigate the path to homeownership confidently with personalized support from Extraco Mortgage Consultants. From application to closing, we're here to ensure a smooth and stress-free experience tailored to your financial goals.

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Program Details:
  • Low or no credit? Through this program, there are alternative credit solutions available
  • This program is for any eligible applicant who is looking to purchase a primary residence in select areas within Bell County
  • 100% Loan to Value, meaning you don't have to worry about a down payment
  • $1,000 minimum borrower contribution toward closing costs, which can be from gift funds or grants
  • We'll give you up to $5,000 in lender credit
  • No PMI required
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Have additional questions?

Talking with an Extraco Mortgage Consultant can help answer your questions by providing personalized guidance and expert advice on mortgage options, helping you navigate the home-buying process with confidence. Their extensive knowledge ensures you find the best mortgage solution tailored to your financial needs and goals.

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Important Disclosures and Information

  • Certain property types are ineligible

  • Primary residences only

  • Property subject to eligibility verification: program open to undeserved communities in Bell County

  • Homebuyer education may be required

  • Not all applicants will qualify

  • Owner-occupied residences only

  • Loans subject to credit approval