Let's build some dreams, together.

Let an award-winning Central Texas bank help turn your dreams into reality.

Extraco Banks makes managing personal finances easier and faster than ever with flexible products and services that support your goals.

Whether you're saving for college or retirement, looking to finance a major purchase, or searching for the perfect insurance plan, we offer a banking experience that puts you in charge.

Win up to $26,000 for your business

Extraco's annual Extrapreneur Award Program applications are open and close on June 16. You can win up to $26,000 and mentorship for your Central Texas business. Have questions? Email extrapreneur@extracobanks.com.

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Let's ChitChat!

Introducing brand-new online and mobile chat features to help you stay connected. Get answers in seconds, access 24/7, chat LIVE with a banker & much more! Click the chat icon in the bottom right corner of the screen to get started.

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Savvy Savings

Spending that makes cents!

At Extraco, we want you to have extra dough. With the new Savvy Savings program, every debit purchase you make automatically rounds up to the nearest dollar and puts the difference in your savings account. It's an easy way to grow your savings that almost makes too much sense.

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Bank with convenience, including buying gift cards

Coming soon, we will introduce a new way for customers to buy digital gift cards directly through our eBank app. With Prizeout Offers, customers can purchase digital gift cards with bonus offers any time they want using funds directly from their checking accounts.

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Services To Get You There

Personal Checking

Savings

Home Loans

Kids loading up family vehicle for a camping trip

Insurance

Download the Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.

Extraco Bank Mobile App on an Apple Device

We have been banking at Extraco for over 20 years. They are always friendly and helpful! Having been there as long as we have, they are now very familiar with our personal and business accounts and anticipate our needs.

- Customer Review from Better Business Bureau

Thanks for The Love!

A special thanks to our customers and community for voting Extraco as Waco and Temple/Belton’s Most Loved Bank!

Vote for Extraco

BauerFinancial

Extra safe. Extra strong. Extra secure. Extraco Banks consistently earns a 5-star rating by BauerFinancial.

Trending Topics & Events

Event

Bell County-area Extrapreneur After Hours - 2023

Mon, May 1 2023, 5:30 - 7pm

This after hours event will be a time for you to network with other business owners and hear more about program specifics. RSVPs are encouraged but not mandatory to attend the event.

Event

Extrapreneur Website Header - Extraco Banks

McLennan County-area Extrapreneur After Hours

Tue, May 2 2023, 5:30 - 7pm

Learn more about Extraco's Extrapreneur Award Program and the chance to win up to $26,000 for your business!

Event

Brazos County-Area Extrapreneur After Hours

Wed, May 17 2023, 5:30 - 7pm

Learn more about Extraco's Extrapreneur Award Program and the chance to win up to $26,000 for your business!

Blog Article

How to Get a Student Loan to Cover Financial Gaps from Scholarships

November 18, 2022

Making ends meet as a student when you’re not receiving enough financial aid from scholarships or grants can be challenging. Sometimes, it feels like there’s no way to make up the difference to get the funds you need. Grants and scholarships are an excellent start for funding your education, but they often don’t cover everything you need to get through a semester, let alone the entire school year. However, a student loan can help bridge that gap and get you the necessary funds.

Resource Article

6 Steps to Creating a Great Financial Plan

The biggest mistake in financial planning is not having one. Creating a financial plan is not difficult, but it is daunting! We've broken down the six key steps to the financial planning process.

FAQ List