Why does everyone still call checking, checking?


Making a purchase, managing your money, and paying bills is easy when you combine your Extraco debit card with our mobile app. 


Most Popular


Bonus Banking


Enjoy CASH BACK¹ on all your signature based debit card purchases along with up to $20 reimbursed on non-Extraco ATMs². Waive $0 to $7.95 of the monthly service charge when you participate in five of the following:

  • Use debit card 30 or more times per statement cycle
  • Use online/mobile Bill Pay at least one time per statement cycle
  • Use direct deposit
  • Use eStatements³
  • Use mobile or iTM deposit4 3 times per statement cycle along with 0 check/cash deposits in the lobby
  • Are 65 or more years of age
  • Fee is waived if a student is actively enrolled in school

Each service charge action reduces the account fee
by  $1.99.

Plus, earn Basic,5 or Premium6 interest in additional monies for your pocket just for doing the things you already do.





¹ 0.25% CASH BACK on all credit or signature based debit card transactions. Up to $250 is credited at the end of the statement cycle. There is no annual fee for this program.
² Up to $20 in non Extraco ATM fees reimbursed per statement cycle.
³ $3.00 charge on all mailed paper statements. Waived if 65 years or older.
4 Mobile and ATM deposit service subject to approval and must be requested.
5 To qualify for Basic Interest requires: eStatements, use of debit card at least 10 times, and maintain direct deposit each statement cycle.
6 To qualify for Premium Interest requires: eStatements, use of debit card at least 60 times, maintain direct deposit, and pay at least 5 bills with Extraco Bill Pay per statement cycle.



Basic Checking


Get all of the essentials of a checking account and waive the monthly service charge when you:

  • Maintain a monthly balance of $1,500
  • Or, be 65 years or older and use direct deposit

Otherwise, service charge is $7.95.





¹ $3.00 charge on all mailed paper statements. Waived if 65 years or older.
² Free cashier checks for 65 years old or older. Must be over $250 in value.

Holly Tucker — Singer. Song Writer. Extraco Customer.

"I love banking with Extraco!"

Whether I'm traveling or stopping by a location for some face-to-face, Extraco always gives me personalized service whenever and however I need it.

Solution Banking

A simple solution for those in the process of rebuilding their finances or want extra help staying on budget.

  • Check writing privileges are not allowed with this account

Monthly service charge is $4.95.




¹ $3.00 charge on all mailed paper statements. Waived if 65 years or older.
Interest Checking

Earn interest on your checking account and waive the monthly service charge when you:

  • Maintain a combined balance of $2,500 or more per statement cycle
  • Or, be 65 years or older and use direct deposit
Otherwise, service charge is $7.95.



¹ $3.00 charge on all mailed paper statements. Waived if 65 years or older.
² Free cashier checks for 65 years old or older. Must be over $250 in value.