Easy Checking

Simplified checking for your convenience.

The essentials, and so much more. 

Experience ultimate simplicity with our Easy Checking account. Enjoy ATM refunds and breeze through your banking with two options to waive the monthly fee. Bank effortlessly with Easy Checking! 

Waive the monthly service charge when you:

Maintain an average daily balance of $2,500 per statement cycle between all your Extraco deposit accounts; or if you are under the age of 29 or over 65 years of age. Have combined deposit of at least $1,500 (electronic or in-person) into your Easy Checking account per statement cycle
Otherwise, the monthly service charge is $7.00

See bottom of page for disclosures.

Easy Checking account is free if you're a school district employee, teacher, active and retired military, or student! Schedule an appointment to meet with an Extraco Banker.
Do you want to change your current checking account to our Easy Checking account? Visit a branch or do it yourself right now.
Schedule an Appointment Convert your account now!

Download the Extraco eBank App

Check your balance, pay bills, transfer funds, and deposit checks— anytime, anywhere.
Download the Extraco Banking app from Apple's App Store
Get the Extraco Banking app on Google Play
Extraco Bank Mobile App on an Android
Extraco Bank Mobile App on an Apple Device

Important Disclosures and Information

  • $5.00 charge on all mailed paper statements. Waived if younger than 29 or 65 years or older
  • *Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change.
  • Military waiver will be verified by deposits from DFAS
  • Proof of employment is required when opening account to be eligible for teacher waiver. Will be verified by deposits into checking account.
  • The account owner must be actively employed by a school, district, private/charter school, or university; must be a primary (K-12) or higher education.