Roth & Traditional Individual Retirement Account Plans
Tax-deferred individual retirement savings plans

Extraco offers Roth and Traditional Individual Retirement Account (IRA) Plans to give individuals a way to boost retirement savings by setting aside income in a tax-exempt or tax-deferred account.

Traditional IRAs earn dividends that compound and are tax-deferred until withdrawn. These accounts are designed for people who earn income and are able to set aside additional money for retirement above and beyond other retirement accounts.

Roth IRAs give individuals an additional tax advantage since its savings are tax-exempt. Contrary to traditional IRAs, you will never have to pay taxes on Roth IRA gains, providing you stay within certain guidelines.

Roth and Traditional IRA annual contributions are limited and are subject to change. Participation in a business retirement plan does not limit the IRA contribution amount. Traditional IRAs can be converted to Roth IRAs, with some restrictions.

For more information, contact an Extraco Relationship Manager by e-mail, or call 866-EXTRACO toll-free.

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INSURANCE PRODUCTS ARE NOT DEPOSITS, NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY EXTRACO BANKS OR ITS AFFILIATES AND MAY GO DOWN IN VALUE. Investment consultants are registered representatives of, and securities are offered through, UVEST Financial Services, a registered broker/dealer and member FINRA, SIPC. INVESTMENT PRODUCTS ARE NOT FDIC INSURED. MAY LOSE VALUE. NO BANK GUARANTEE.