Refinancing your home
Reduce monthly payments, save on interest

Low interest rates mean that now could be the right time to refinance your existing mortgage or consolidate your existing liens. Refinancing to a lower interest rate can reduce your monthly mortgage payment. Shortening your loan term can help save thousands in interest. If you have an adjustable rate mortgage, you may consider the payment stability of refinancing into a fixed rate mortgage.

Extraco Mortgage has refinancing options to meet a variety of needs, and our personal, convenient service makes the process easy. We offer conventional loans, as well as Federal Housing Administration (FHA) and Veteran's Administration (VA) loans.

To simplify the process, Extraco offers streamlined refinancing for existing customers, which greatly reduces the documentation needed to process your loan and saves on your closing costs. New and existing customers may apply and qualify online.

Extraco Mortgage makes it easy to realize the benefits of refinancing now.

View frequently asked questions

Prequalify for a home loan

Apply for a loan online

FREE insurance quote Get on the safe track. Go online for an insurance quote. FREE Bill Pay Save time and money by paying your bills online. Get started today.