Individual Retirement Account
The smart way to add to your retirement savings

One way individuals can boost retirement savings is by contributing to a tax-deferred Individual Retirement Account (IRA).

IRAs are personal retirement plans designed specifically for people who earn income and are able to set aside additional money for retirement above and beyond other retirement accounts.

IRA contributions are limited to $3,000 annually and are tax-deferred; contributions grow tax-deferred. Contribution limits are subject to change.

IRAs earn dividends that compound and are tax-deferred until withdrawn. Early distributions are penalized, with some exceptions.

For more information, contact an Extraco Relationship Manager by e-mail, or call 866-EXTRACO toll-free.

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INSURANCE PRODUCTS ARE NOT DEPOSITS, NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY EXTRACO BANKS OR ITS AFFILIATES AND MAY GO DOWN IN VALUE. Investment consultants are registered representatives of, and securities are offered through, UVEST Financial Services, a registered broker/dealer and member FINRA, SIPC. INVESTMENT PRODUCTS ARE NOT FDIC INSURED. MAY LOSE VALUE. NO BANK GUARANTEE.